Amid the growing need to standardize debt collection practices in the context of rising non-performing loans and expanding consumer credit, the Vietnam Banks Association (VNBA), in collaboration with the International Finance Corporation, has introduced a Code of Conduct for Debt Collection Activities. This initiative marks a significant step toward establishing a transparent, humane, and internationally aligned framework for the banking sector.
State Bank of Vietnam has just released the interest rate developments of credit institutions in March 2026.
Only a few foreign banks in Việt Nam maintained profit growth last year, while the majority of them recorded a decline due to falling core income and rising costs.
The SBV has set a credit growth of 15 per cent for 2026, with adjustments depending on actual situation, ensuring inflation control, macroeconomic stability, support for economic growth, and the safety of the credit institution system.
Within the multi-layered structure of Vietnam's credit institutions, People's Credit Funds (PCFs) serve as the "arteries" channeling capital to remote areas, contributing to the goal of financial inclusion. However, facing complex macroeconomic fluctuations and the stringent requirements of the Law on Credit Institutions 2024, strengthening coordination between the Vietnam Banks Association (VNBA) and the Vietnam Association of PCFs (VAPCF) in 2026 has become a strategic necessity.
In the architecture of the modern credit market, factoring is more than just a credit extension based on receivables; it is a pivotal tool for unlocking capital flows for small and medium-sized enterprises (SMEs).
Vietcombank also cut rates by 0.5 percentage points for 24-month deposits, bringing its highest rate down to 6 per cent.
On April 14, 2026, the State Bank of Vietnam (SBV) held a press conference to announce the banking sector’s performance results for the first quarter of 2026. Amidst complex global economic variables, Vietnam’s banking sector has reaffirmed its role as a cornerstone through flexible monetary policy management, directing credit into priority sectors, and achieving breakthrough advancements in secure payment technologies.
While boosting efficiency in the banking sector, the application of artificial intelligence (AI) also changes the nature of cyber risks and poses great challenges to cybersecurity in Việt Nam.
The State Bank of Vietnam (SBV) has issued Circular No. 02/2026/TT-NHNN, introducing significant amendments and supplements to the regulatory framework governing special lending to credit institutions.
Amid the rapid expansion and increasing complexity of Vietnam’s financial and banking market, transparency, risk management, and analytical capabilities have become critical pillars for sustainable development. Building a robust data and knowledge infrastructure is now essential not only for financial institutions but also for strengthening overall market confidence.
The savings interest calculator makes it easy to know your future interest amount. From there you can compare bank interest rates, deposit terms and make the most beneficial decision.
The bank loan interest rate calculator helps you estimate the amount of interest payable periodically, the total principal and interest at each time.
Chairman: Mr. Tran Vuong Xin
CEO: Mr. Bui Quang Trung
Authorized capital: 132,000,000,000 VND (as of July 2025)
Head Office: Room 505, 5th floor, Plaschem building, 562 Nguyen Van Cu, Gia Thuy ward, Long Bien district, Hanoi
Website: https://fcbv.vn
Chairman:
CEO: Mr LIU CHUN HAO
Authorized capital:
Head Office:
Website: https://www.indovinabank.com.vn/
Chairman: Mr. Chen Siqing
CEO: Mr. Sun Feng Lei
Authorized capital:
Head Office: Floor 1&3 Daeha Business Center , No.360 Kim Ma Str.,Ba Dinh Dist.,Hanoi
Website: https://hanoi.icbc.com.cn/vn/column/1438058394518175799.html
Chairman: Mr. Dang Cong Nguyen
CEO: Ms. Nguyen Thi Tuyet Nhung
Authorized capital: 31,500,000,000 VND (as of July 2025)
Head Office: 2nd Floor, A1-A3 Ecolife Capitol Building, No. 58 To Huu, Me Tri Ward, Nam Tu Liem District, Hanoi
Website: https://kci.vn
Chairman:
CEO:
Authorized capital:
Head Office:
Website:
Chairman:
CEO: Mr Masao Kojima
Authorized capital: 105.000.000 USD (as of 12/31/2022)
Head Office: 10th Floor, Tower 1, Capital Place, 29 Lieu Giai Street, Ngoc Khanh Ward, Ba Dinh District, Hanoi, Vietnam
Website: https://www.bk.mufg.jp/global/globalnetwork/asiaoceania/hanoi.html
Forms of training: Online
Location: Online
Time: July 26, 2025 (Saturday)
Tuition: VND 500,000/student
Forms of training: Online
Location: Online
Time: July 26, 2025 (Saturday)
Tuition: VND 500,000/student
Forms of training: Offline
Location: Hall of the State Bank of Vietnam, 25 Ly Thuong Kiet, Hoan Kiem, Hanoi
Time: May 30, 2024 (Thursday)
Tuition: 500,000 VND/participant
Forms of training: Offline
Location: Hall of the State Bank of Vietnam, 25 Ly Thuong Kiet, Hoan Kiem, Hanoi
Time: May 30, 2024 (Thursday)
Tuition: 500,000 VND/participant
Forms of training: Offline
Location: Hà Nội và Tp Hồ Chí Minh
Time: 16 - 23/09/2023
Tuition: 800,000 VND/student
Forms of training: Offline
Location: Hà Nội và Tp Hồ Chí Minh
Time: 16 - 23/09/2023
Tuition: 800,000 VND/student
It is 30th anniversary of Vietnam Banks Association (VNBA) in 2024. With its best effort and determination, the consensus and contribution from member organizations, VNBA wholeheartedly believed that it would successfully complete planned tasks, well implemente the assigned mission and get more new historic achievements in the milestones ahead.
