Bài mới cập nhật
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Interest rates on downward trajectory
Persistently low volumes in collateralised open market operations lending, and the central bank’s steady net withdrawals, have underscored a surplus of VND liquidity in the banking system, bolstering market confidence and driving interbank rates to fresh lows.
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TCB, Mobifone and One Mount Group establish digital payment company
Mobifone, Techcombank and One Mount Group recently contributed capital to establish a digital payment company with a capital of 300 billion VND.
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New preferential interest rates for young people under 35 years old to buy social housing and customers investing in projects
The State Bank has just announced preferential interest rates applicable from July 1 to December 31, 2025, for young people under 35 years old borrowing to buy social housing and customers investing and buying houses in social housing projects and worker housing.
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SBV circular no. 12 on licensing procedures for financial institutions
State bank of Vietnam issues circular 12/2025/TT-NHNN streamlining licensing procedures for financial institutions
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Building sustainable data infrastructure for Vietnamese banks
The high-level seminar: "Strategy for building a flexible and sustainable data infrastructure for Vietnamese banks" organized by the Vietnam Banks Association (VNBA) in coordination with IEC Group will take place on July 9, 2025 in Hanoi. We respectfully invite members to send representatives to attend the seminar.
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Regulatory sandbox in banking sector is a bold policy innovation
With more than 95 per cent of registered enterprises being SMEs, the private sector plays a decisive role in driving economic growth, innovation, and digital transformation.
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VNBA held a discussion on the Draft Circular on the operations of AMCs
Hanoi, July 2, 2025 – The Vietnam Banks Association (VNBA) held a seminar on the Draft Circular regulating the operations of subsidiaries and affiliates of credit institutions (CIs) in the field of debt management and asset exploitation (AMC). The meeting was chaired by Dr. Nguyen Quoc Hung, Vice Chairman and General Secretary of VNBA, with the participation of representatives of the State Bank of Vietnam (SBV) and CIs and AMCs.
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Banks end magnetic cards, require biometrics for firms from July 1
From July 1, banks across Việt Nam stopped using magnetic stripe cards and now require biometrics for company accounts to prevent fraud and improve security.
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Vietnam’s credit growth exceeds 7% in H1
Total outstanding credit across Vietnam’s banking system had reached VND16,730 trillion ($656 billion) in the year to June 18, up 7.14% from end-2024, according to the State Bank of Vietnam (SBV).
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Major changes coming to Vietnam's banking sector on July 1, 2025
From July 1, Vietnam's banks will require biometric verification and phase out magnetic cards.
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Central bank resumes issuing bills after four months of suspension
Four commercial banks won the SBV’s bid for VNĐ3.1 trillion worth of bills with a term of seven days and an interest rate of 3.5 per cent per year.
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Important Notice from Vietcombank: Update of biometric information for legal representatives of corporate clients
According to Article 17 of Circular 17/2024/TT-NHNN issued by the State Bank of Vietnam, starting from July 1, 2025, corporate clients will only be able to withdraw funds and make payment transactions via electronic means on their payment accounts after completing the biometric information update for their legal representative.
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SBV authorised to grant zero-interest, collateral-free special loans
Special loans from the State budget should only be provided when credit institutions face liquidity difficulties or to facilitate compulsory recovery and transfers. These measures aim to ensure the safety of the banking system and protect depositors’ rights.
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Banking sector issues Action Plan to implement Resolution No. 68-NQ/TW
On June 25, 2025, the Governor of the State Bank of Vietnam issued the Action Plan of the Banking sector to implement Resolution No. 138/NQ-CP dated May 16, 2025 of the Government to implement Resolution No. 68-NQ/TW dated May 4, 2025 of the Politburo on private economic development (Decision No. 2415/QD-NHNN).
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SBV issued a plan to implement Resolution No. 198/2025/QH15
On June 25, 2025, the Governor of the State Bank of Vietnam (SBV) issued the Action Plan of the Banking sector to implement Resolution No. 139/NQ-CP dated May 17, 2025 of the Government to implement Resolution No. 198/2025/QH15 dated May 17, 2025 of the National Assembly on a number of special mechanisms and policies for private economic development (Decision No. 2416/QD-NHNN).