The year 2025 stands as a pivotal "acceleration" and "finish line" period for Vietnam to achieve the targets set by the 13th National Party Congress and the 2021-2025 Socio-Economic Development Plan.
The Government has issued Decree No. 340/2025/NĐ-CP on administrative penalties in the monetary and banking sector, set to take effect on February 9, 2026.
Given that forecasts for credit growth in 2026 are similar to this year's rate of 18-20 per cent, the adjustment to the deposit interest rate cap in 2026 will likely be modest compared to previous adjustment cycles.
Enterprises and banks granted gold bar production licenses will be considered for gold import permits in accordance with regulations.
In the coming period, the global geopolitical landscape is projected to remain complex and unpredictable, with escalating difficulties, challenges, risks, and uncertainties. This environment poses significant implications for Vietnam’s economy, given its high degree of openness.
On December 15, 2025, the Governor of the State Bank of Vietnam (SBV) signed and promulgated Circular No. 47/2025/TT-NHNN. This Circular provides guidance on the procedures for obtaining approval from the SBV for the listing of shares on overseas stock exchanges by joint-stock credit institutions.
Banks are accelerating capital increases via share issues to meet stricter Basel III standards, boost capital adequacy and ease funding pressures amid rising credit demand.
State Bank of Vietnam has just released the interest rate developments of credit institutions in November 2025.
Credit management should be cautious and effective to enable linking high economic growth with macroeconomic stability and financial system reforms.
On 22 December 2025, at the headquarters of the State Bank of Vietnam (SBV), Deputy Governor Pham Tien Dung chaired the 13th Meeting of the Payment and Technology Council to review progress under Resolution No.57-NQ/TW and to steer completion of legal frameworks for digital payments and banking digital transformation.
The package will provide sub-loans to agribusinesses engaged in sustainable agricultural production, climate adaptation, and resource efficiency.
The savings interest calculator makes it easy to know your future interest amount. From there you can compare bank interest rates, deposit terms and make the most beneficial decision.
The bank loan interest rate calculator helps you estimate the amount of interest payable periodically, the total principal and interest at each time.
Chairman: Mr. Chen Siqing
CEO: Mr. Sun Feng Lei
Authorized capital:
Head Office: Floor 1&3 Daeha Business Center , No.360 Kim Ma Str.,Ba Dinh Dist.,Hanoi
Website: https://hanoi.icbc.com.cn/vn/column/1438058394518175799.html
Chairman:
CEO: Mr LIU CHUN HAO
Authorized capital:
Head Office:
Website: https://www.indovinabank.com.vn/
Chairman: Mr. Dang Cong Nguyen
CEO: Ms. Nguyen Thi Tuyet Nhung
Authorized capital: 31,500,000,000 VND (as of July 2025)
Head Office: 2nd Floor, A1-A3 Ecolife Capitol Building, No. 58 To Huu, Me Tri Ward, Nam Tu Liem District, Hanoi
Website: https://kci.vn
Chairman:
CEO:
Authorized capital:
Head Office:
Website:
Chairman: Mr. Tran Vuong Xin
CEO: Mr. Bui Quang Trung
Authorized capital: 132,000,000,000 VND (as of July 2025)
Head Office: Room 505, 5th floor, Plaschem building, 562 Nguyen Van Cu, Gia Thuy ward, Long Bien district, Hanoi
Website: https://fcbv.vn
Chairman:
CEO: Mr Masao Kojima
Authorized capital: 105.000.000 USD (as of 12/31/2022)
Head Office: 10th Floor, Tower 1, Capital Place, 29 Lieu Giai Street, Ngoc Khanh Ward, Ba Dinh District, Hanoi, Vietnam
Website: https://www.bk.mufg.jp/global/globalnetwork/asiaoceania/hanoi.html
Forms of training: Online
Location: Online
Time: July 26, 2025 (Saturday)
Tuition: VND 500,000/student
Forms of training: Online
Location: Online
Time: July 26, 2025 (Saturday)
Tuition: VND 500,000/student
Forms of training: Offline
Location: Hall of the State Bank of Vietnam, 25 Ly Thuong Kiet, Hoan Kiem, Hanoi
Time: May 30, 2024 (Thursday)
Tuition: 500,000 VND/participant
Forms of training: Offline
Location: Hall of the State Bank of Vietnam, 25 Ly Thuong Kiet, Hoan Kiem, Hanoi
Time: May 30, 2024 (Thursday)
Tuition: 500,000 VND/participant
Forms of training: Offline
Location: Hà Nội và Tp Hồ Chí Minh
Time: 16 - 23/09/2023
Tuition: 800,000 VND/student
Forms of training: Offline
Location: Hà Nội và Tp Hồ Chí Minh
Time: 16 - 23/09/2023
Tuition: 800,000 VND/student
It is 30th anniversary of Vietnam Banks Association (VNBA) in 2024. With its best effort and determination, the consensus and contribution from member organizations, VNBA wholeheartedly believed that it would successfully complete planned tasks, well implemente the assigned mission and get more new historic achievements in the milestones ahead.
