







In the context that room for monetary policy is narrowed due to prolonged interest rate differentials and exchange rate pressures, Việt Nam should promote the role of fiscal policy, considering it as the key tool in promoting growth.
A fixed 2 per cent annual interest rate subsidy is proposed for the private enterprises, business households and individuals on loans for green, circular economy and environmental – social – governance (ESG) projects, accroding to a draft decree by the State Bank of Việt Nam.
State Bank of Vietnam has just released the interest rate developments of credit institutions in August 2025.
Agribank is at the forefront of providing green finance for Vietnamese businesses to unlock the potential of carbon credits and tap into international markets.
Domestic online money transfer transactions of VNĐ500 million or more must be reported to the SBV’s Anti-Money Laundering Department.
After implementing the preferential loan package from 6.9%/year, applied to all electronic car brands officially distributed in Vietnam, Shinhan Bank Vietnam Limited (“Shinhan Bank”) has continued to strengthen supports for the needs to switch to electronic vehicles of individual customers by launching the preferential loan package exclusively for VinFast electronic cars.
On 15 September 2025, the State Bank of Vietnam (SBV) issued Circular No. 27/2025/TT-NHNN, providing detailed guidance on the implementation of certain provisions of the Law on Anti-Money Laundering (AML).
Some large joint stock commercial banks, such as MB, VPBank and HDBank, are even likely to have outstanding growth rates of 25-30 per cent in 2025.
On September 24-25, 2025 in Hanoi, under the auspices of the State Bank of Vietnam, the Vietnam Banks Association in collaboration with IEC Group co-organized the Smart Banking 2025 Conference and Exhibition with the theme "Breakthrough in digital banking transformation: “DIGITAL DISRUPTION IN THE DATA – DRIVEN AND CUSTOMER – CENTRIC BANKING”.
The new regulations mark a crucial advancement of Việt Nam’s banking system toward standards of Basel III set by the Basel Committee on Bank Supervision.