The training course aims to explain the key role of data in the retail lending process. At the same time, it guides how to collect, analyze and apply customer data to evaluate and appraise credit. In particular, it shares practical experiences from pioneering banks in digital transformation.

This is a free training course, officially taking place from 14:00 to 16:30 on June 12, 2025 (Thursday) in the form of online, in English (with English - Vietnamese translation).
The lecturer is Dr. Henry Lam, Director of Enterprise Digital Banking, Vietnam Technological and Commercial Joint Stock Bank (Techcombank). He has more than 15 years of experience in the FinTech field in the US, China and Vietnam, with deep expertise in SME banking, digital lending and consumer finance.
Previously, he was CEO of SimpleCredit, Managing Director at Smart Decision and regional leader at Enova International. His initiatives have been recognized by numerous international awards for digital innovation and business impact.
Accordingly, the training participants are Leaders, Retail Department specialists, Credit Analysts and Risk Management specialists, IT/Data specialists supporting lending activities of member organizations.
VNBA respectfully invites member organizations to send staff to attend. Registration information should be sent to the International Cooperation Department via email: hoptacquocte@vnba.org.vn (Mr. Vu Tat Dat - 0935616668) before June 10, 2025.
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