Monday, 31/08/2026
   

VNBA Risk Committee and KPMG collaborate on Vietnam Banking risk Report

On March 9, 2026, the Risk Committee of the Vietnam Banks Association (VNBA) held a working session with KPMG to discuss plans for conducting a survey and developing the Vietnam Banking Risk Trends Report. The meeting was attended and directed by Dr. Nguyen Quoc Hung, Vice Chairman and Secretary General of VNBA.

Participants also included Mr. Le Thanh Tung, Member of the Board of Directors of VietinBank and Chairman of the VNBA Risk Committee; Mr. Pham Do Nhat Vinh, Partner in Financial Services Consulting at KPMG; along with members of the Risk Committee and representatives from several commercial banks who joined both in person and online.

Dr. Nguyen Quoc Hung, Vice Chairman and Secretary General of VNBA

Developing an industry-wide risk report

In his opening remarks, Le Thanh Tung emphasized that developing a comprehensive risk trends report for Vietnam’s banking sector is one of the key initiatives in the Risk Committee’s 2026 work program.

Mr. Le Thanh Tung, Member of the Board of Directors of VietinBank and Chairman of the VNBA Risk Committee

Globally, many banks and financial institutions regularly publish annual reports on emerging risks and industry risk trends to support strategic risk management and policy planning. However, in Vietnam, such systematic and industry-wide reports remain limited.

The idea of producing this report was first proposed by Dr. Nguyen Quoc Hung during the Risk Committee’s planning meeting in the fourth quarter of 2025. The report is expected to be published on an annual basis, providing forward-looking insights into major risk trends affecting the Vietnamese banking system.

KPMG presents survey methodology and implementation plan

At the meeting, Pham Do Nhat Vinh from KPMG introduced the proposed methodology for conducting the survey and preparing the report, drawing on KPMG’s experience in implementing similar global studies.

Mr. Pham Do Nhat Vinh, Partner in Financial Services Consulting at KPMG

According to the proposal, the survey will focus on several key aspects of risk management within the banking sector, including:

  • Banks’ preparedness in risk management

  • Emerging risks in the financial and banking industry

  • The role of technology in risk management

  • Challenges arising from global economic and geopolitical developments

KPMG also outlined the proposed research framework, survey methodology, target participants, and the roles and responsibilities of the participating organizations in the preparation of the report.

Toward a reference report for the banking sector

Participants at the meeting expressed strong support for the cooperation between VNBA and KPMG in developing the report. The industry-wide survey is expected to:

  • Provide a comprehensive overview of risk exposure across Vietnam’s banking system

  • Support banks in strengthening their risk management frameworks

  • Offer valuable data for regulators and policymakers

Once completed, the Vietnam Banking risk Report is expected to become an important reference document for financial institutions, regulators, and policymakers, thereby contributing to greater transparency and stronger risk governance across the Vietnamese banking sector.

VNBA News

  • Service segment becomes key sustainable profit source for banks

    Service segment becomes key sustainable profit source for banks

    Focusing on payment services, digital banking, bancassurance and wealth management is key for banks to maintain their competitive edge.

  • Banking Sector Digital Transformation Event 2026 to take place in Hanoi

    Banking Sector Digital Transformation Event 2026 to take place in Hanoi

    On August 11, 2026, in Hanoi, State Bank of Vietnam (SBV) held a press conference to announce the Banking Sector Digital Transformation Event 2026. This year's event is themed “Smart Banking in the Era of Data and AI", with the overarching message "Data leads the way, AI drives progress, banks build the digital ecosystem". The press conference was jointly chaired by leaders of the Payment Department, the Information Technology Department, and the Banking Times.

  • Shinhan Bank and Visa Launch Click to Pay, Enhancing the Online Payment Experience

    Shinhan Bank and Visa Launch Click to Pay, Enhancing the Online Payment Experience

    Ho Chi Minh City, August 28, 2026 – Shinhan Bank Vietnam Limited ("Shinhan Bank") in collaboration with Visa (“Visa”), has launched Click to Pay, a modern online payment solution that enables Shinhan Visa cardholders to make payments quickly, conveniently and securely without having to re-enter their card details for every transaction.

  • Shinhan Bank Vietnam Expands Foreign Exchange Financial Solutions for Customers

    Shinhan Bank Vietnam Expands Foreign Exchange Financial Solutions for Customers

    Shinhan Bank Vietnam recently hosted a seminar on the economy and the foreign exchange market for Private Wealth Management (PWM) clients in Hanoi on August 11, 2026, attracting nearly 100 attendees. The event aligns with the bank's strategic roadmap to expand financial solutions tied to foreign exchange, trade, and supply chains.

  • The Banking sector rolls out credit program targeting economic growth drivers and SMEs

    The Banking sector rolls out credit program targeting economic growth drivers and SMEs

    The State Bank of Vietnam (SBV) recently issued Document No. 7125/NHNN-TD, dated August 7, 2026, addressed to commercial banks and SBV regional branches regarding the implementation of a credit program aimed at economic growth drivers and small and medium-sized enterprises (SMEs).

  • Prime Minister holds a working session with the State Bank of Vietnam and the system of credit institutions

    Prime Minister holds a working session with the State Bank of Vietnam and the system of credit institutions

    On the morning of August 13, 2026, at the Government Headquarters, Prime Minister Le Minh Hung chaired a strategic conference with the State Bank of Vietnam (SBV) and the system of credit institutions. The event aimed not only to assess the monetary landscape of the first seven months of the year, but also to chart the course for macroeconomic management, unlock capital resources, and elevate the operational quality of the financial system ahead of new economic challenges.

  • Data governance is the "key" to AI creating real value

    Data governance is the "key" to AI creating real value

    Data quality and governance capabilities are the decisive factors in the effective application of artificial intelligence (AI) in the banking industry – This was the message emphasized by Dr. Dao Minh Tu, Vice Chairman cum General Secretary of the Vietnam Banks Association (VNBA), at the seminar "AI and Data Governance in Banking Operations" on August 5, 2026.

  • Temenos Asia-Pacific Forum 2026

    Temenos Asia-Pacific Forum 2026

    On August 25-26, 2026, in Hanoi, the “Temenos Asia-Pacific Forum 2026 (TRF’26 APAC)” will officially take place to update on development trends, digital transformation strategies, and advanced technologies in the finance and banking sector; and to share international experiences on the application of artificial intelligence (AI) in product and service development and improving the operational efficiency of financial institutions.

  • Implement a comprehensive set of solutions to enhance access to credit for businesses

    Implement a comprehensive set of solutions to enhance access to credit for businesses

    On the morning of August 10, at the Government Headquarters, Deputy Prime Minister Nguyen Van Thang chaired a strategic summit with the State Bank of Vietnam (SBV), ministries, local authorities, and the business community to redefine the role of credit and systematically dismantle capital constraints.

  • Eight key solution groups in the overall reform of Vietnam's financial market.

    Eight key solution groups in the overall reform of Vietnam's financial market.

    Deputy Prime Minister Nguyen Van Thang recently signed Decision No. 1413/QD-TTg dated July 27, 2026, approving the Comprehensive Reform Plan for Vietnam's Financial Market, linked to achieving high and sustained growth targets until 2045 (the Plan).

Calculate deposit interest
VNĐ
%/year
month
Calculate deposit interest

Loan calculation
VNĐ
%/year
month
Loan calculation