News
Lending rates maintaining stability through year-end
Lending rates have remained relatively stable, but room for further cuts appears limited amid persistent exchange rate and inflation pressures.
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Việt Nam commits to digital finance, global cooperation: Deputy PM
Việt Nam wants to receive support from international financial organisations, including SWIFT, so that its international financial centre could be aligned with global financial system.
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Banks resume cash dividends as financial health rebounds
Several banks have resumed cash dividend payments, signalling a rebound in financial health after years of restrictions, with total disbursements reaching nearly $1.7 billion so far this year.
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SBV eyes new measures to curb systemic risks in financial sector
In a draft Circular now under consultation, the central bank outlines measures to identify, assess and contain systemic risks in the monetary, banking and financial sectors.
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Monetary Policy Management in late 2025: Flexibility to support growth and maintain macroeconomic stability
In the final months of 2025, the State Bank of Vietnam (SBV) continues to face a dual mandate: supporting economic growth while maintaining macroeconomic stability and controlling inflation. Against the backdrop of ongoing global uncertainties and mounting pressures in domestic financial markets, the SBV has set its policy orientation to be proactive, flexible, timely, and well-coordinated with fiscal policy and other macroeconomic instruments.
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Monetary and Banking Activities in the First Nine Months of 2025: Expanding Credit for Production and Business; Strengthening Control and Innovating Gold Market Management
During the first nine months of 2025, despite global economic and financial uncertainties, Vietnam’s banking sector achieved notable results in monetary policy management, with strong credit growth, declining interest rates, and breakthroughs in gold market regulation.
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Key policies taking effect from October 2025
From October 2025, a series of new laws, decrees, and circulars will take effect, covering taxation, science and technology, monetary policy, and gold market management.
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Vietnamese banks embrace AI, shut branches, and block scams
The banking sector digitizes at record pace as customer behavior shifts and data becomes a key asset.
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Credit program for agriculture, forestry and fisheries expanded to VND 185 trillion
On September 23, 2025, the State Bank of Vietnam (SBV) issued Official Letter No. 8333/NHNN-TD, directing credit institutions to continue rolling out the credit program for agriculture, forestry, and fisheries until total lending reaches VND 185 trillion — the registered commitment from participating commercial banks.
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Banking industry needs data-driven, customer-centric breakthrough: experts
In the first seven months of 2025, non-cash transactions via QR codes increased by 66.7 per cent in quantity and 159 per cent in value compared to the same period in 2024.
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Central bank faces challenges to meet Gov’t dual goal
In the context that room for monetary policy is narrowed due to prolonged interest rate differentials and exchange rate pressures, Việt Nam should promote the role of fiscal policy, considering it as the key tool in promoting growth.
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Regulation changes to large online money transfer
Domestic online money transfer transactions of VNĐ500 million or more must be reported to the SBV’s Anti-Money Laundering Department.
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Vietnam plans green loan boost for eco-friendly projects
A fixed 2 per cent annual interest rate subsidy is proposed for the private enterprises, business households and individuals on loans for green, circular economy and environmental – social – governance (ESG) projects, accroding to a draft decree by the State Bank of Việt Nam.
