News
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A new decree regulates the re-lending of ODA loans and foreign concessional loans
Under Decree No. 317/2025/ND-CP, that amends and supplements certain provisions of Decree No. 97/2018/ND-CP, the re-lending of ODA loans and foreign concessional loans are regulated for public scientific and technological organizations, as well as financially autonomous public universities.
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Double-digit growth target for 2026-2030: A radical revolution in capital structure is imperative
According to regulators and experts at the "Banking & Finance" thematic session of the Vietnam Economic Forum 2025, held on December 16, Vietnam must undergo a "revolution" in its capital structure to achieve double-digit GDP growth. The primary focus involves easing the burden on the banking system by unlocking the potential of capital markets and professional investment institutions.
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Vietnam’s green transition demands collective financial action
As Vietnam accelerates its green transition, mobilising diversified, long-term financial resources beyond the banking system has become a decisive factor in delivering sustainable and inclusive growth.
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SBV reaffirms the value of effective cooperation and support from international financial institutions and foreign partners
On December 12, 2025, at the headquarters of the State Bank of Vietnam (SBV), Governor Nguyen Thi Hong chaired the annual meeting with international financial and monetary institutions and foreign credit institutions operating in Vietnam. The event reaffirmed the strong and effective cooperative relationship between Vietnam and the international community in the monetary and banking sector.
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Implementing the credit program for investment in electricity, transportation, and strategic technology infrastructure
On December 08, 2025, the State Bank of Vietnam (SBV) issued Official Letter No. 10825/NHNN-TD to 21 Commercial Banks (CBs) providing guidelines for the implementation of the Credit Program for Strategic Infrastructure Investment (Electricity, Transport, and Technology).
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No credit expansion made yet though banks used up all allocated room
Without a further credit increase from the SBV, credit supply has become limited in the fourth quarter as credit strongly surged by nearly 14 per cent in the first nine months of this year while allocated credit room of many banks was used up.
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Total outstanding policy credit reaches VND 398.1 trillion, supporting 6.73 million borrowing households
The Vietnam Bank for Social Policies (VBSP) reached over 398 trillion VND in loans, an increase of 30.4 trillion VND, providing support to more than 6.7 million poor households and policy beneficiaries accessing loans during the first nine months of 2025.
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Banks raise deposit rates as funding pressure builds
Many banks are lifting deposit rates as liquidity tightens, interbank rates surge, and the central bank increases open-market injections to stabilise funding conditions amid strong credit growth and rising capital demand.
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New finance and banking policies taking effect from December 2025
Starting from December 2025, a series of new policies in the finance and banking sectors officially come into effect.
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The Government Decree regulates conditions for collateral seizure of bad debts
The Government has just issued Decree No. 304/2025/ND-CP dated November 25, 2025, which stipulates the conditions for the collateral (secured assets) of bad debts (non-performing loans) to be seized.
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PM calls for more innovative, public-oriented banking sector
Reviewing the banking sector’s past performance, Prime Minister Pham Minh Chinh praised progress in institutional reform, more flexible and proactive monetary policymaking, and macroeconomic stability.
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SBV: On the issuance of the Circular guiding foreign exchange management for outbound investment in oil and gas activities
On October 31, 2025, Deputy Governor Pham Thanh Ha signed Circular No. 40/2025/TT-NHNN guiding foreign exchange management for outbound investment in oil and gas activities (replacing the Circular No. 31/2018/TT-NHNN dated December 18, 2018).
