News
New liquidity rules offer lending headroom but funding pressures persist
Circular No. 50/2026/TT-NHNN raises the maximum loan-to-deposit ratio (LDR) to 95 per cent from currently 85 per cent while introducing a phased transition towards Basel III liquidity standards.
-
On the issuance of Regulations on the Safety, Risk management and Deployment conditions for the application of artificial intelligence systems in the banking sector
On September 30, 2026, the Governor of the State Bank of Vietnam (SBV) issued Circular No. 53/2026/TT-NHNN, prescribing safety, risk management and deployment conditions for the application of artificial intelligence (AI) systems in the banking sector.
-
Central bank plans to enhance monitoring to prevent money laundering
Under an SBV draft circular on the procedures for monitoring activities within the monetary and banking sectors, the SBV proposed to incorporate information regarding bank executives, major foreign shareholders, VIP clients and politically exposed persons into its anti-money laundering supervisory data system, categorised by risk level.
-
Banks to gain access to tax data for credit assessment
The General Department of Taxation and the National Credit Information Centre of Vietnam (CIC) have signed a cooperation agreement on exchanging and using data to create a framework for closer information sharing between the tax and banking sectors.
-
Further modernizing the Banking system, addressing weak credit institutions, and enhancing access to finance for businesses
On September 18, 2026, Deputy Prime Minister Nguyen Van Thang signed Decision No. 1809/QD-TTg approving the Scheme entitled “Further modernizing the Banking system, addressing weak credit institutions, and enhancing access to finance for businesses, particularly small and medium-sized enterprises.”
-
Interest rate developments applied by credit institutions in August 2026
State Bank of Vietnam has just released the interest rate developments of credit institutions in August 2026.
-
Viet Nam advances sustainable finance initiatives in ASEAN
On September 14, 2026, a meeting of the ASEAN Capacity Building for Financial Integration Support Committee (SCCB) and the 11th meeting of the Sustainable Finance Task Force under the ASEAN Senior-Level Committee on Financial Integration (SLC-TF) were held in Ha Long, Quang Ninh, as part of the activities surrounding the 32nd SLC Meeting.
-
Vietnam’s CPI increases by 0.47% in August 2025 from previous month
According to the socio-economic report released by the General Statistics Office of Vietnam (under the Ministry of Finance) on the morning of September 3, 2026, the Consumer Price Index (CPI) in August 2026 increased by 0.47% as compared with the previous month. The price indices of ten groups of commodities and services increased, while the price index of one group decreased. The CPI rose by 0.47% in urban areas and by 0.46% in rural areas.
-
PM instructs central bank to enhance early warning system
The SBV must require credit institutions to enhance their governance, financial strength, risk management and internal control capabilities.
-
50% interest rate subsidy applies for corporate technology innovation loans
The loans may be utilised for purchasing machinery, equipment, and production lines; acquiring technology usage or ownership rights; conducting pilot production; hiring experts; training personnel to operate and master the technology; or carrying out product testing and verification activities.
-
Meeting pushes sustainable finance initiatives in ASEAN
The meetings included the ASEAN Steering Committee for Capacity Building Initiatives to Support ASEAN Financial Integration (SCCB) and the 11th meeting of the ASEAN Senior Level Committee on Financial Integration Task Force on Sustainable Finance (SLC-TF), jointly organised by the State Bank of Vietnam and Bank Indonesia.
-
Promulgation of Circular guiding payment and money transfer activities related to merchanting trade transactions
On August 27, 2026, the State Bank of Vietnam (SBV) issued Circular No. 43/2026/TT-NHNN guiding payment and money transfer activities related to merchanting trade transactions.
-
Promulgation of Circular No. 41/2026/TT-NHNN amending and supplementing several articles of Circular No. 35/2015/TT-NHNN dated December 31, 2015
On August 25, 2026, the Governor of the State Bank of Vietnam (SBV) signed and promulgated Circular No. 41/2026/TT-NHNN amending and supplementing several articles of Circular No. 35/2015/TT-NHNN dated December 31, 2015, which regulates the statistical reporting regime applicable to credit institutions and foreign bank branches (collectively referred to as credit institutions).
