News
More credit policies to encourage organic and circular agriculture
The Government has just issued Decree No. 156/2025/ND-CP dated June 16, 2025 amending and supplementing a number of articles of Decree No. 55/2015/ND-CP dated June 9, 2015 of the Government on credit policy for agricultural and rural development, which has been amended and supplemented by a number of articles according to Decree No. 116/2018/ND-CP dated September 7, 2018 of the Government.
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State banks urged to study credit packages for young homebuyers
Banks are also being instructed to rigorously inspect loans involving real estate collateral.
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Lenders utilise tiered interest rate incentives
Amid persistently low deposit interest rates, banks are flexibly implementing policies or applying tiered interest rate structures to attract deposit inflows.
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PRESS RELEASE: On the promulgation of Circular No. 07/2025/TT-NHNN
On the promulgation of Circular No. 07/2025/TT-NHNN dated June 6, 2025 amending and supplementing a number of articles of Circular No. 39/2024/TT-NHNN dated July 1, 2024 of the Governor of the State Bank of Vietnam regulating special control over credit institutions
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Gov’t directs the central bank to expand credit growth target
One of the key programmes being promoted is a credit package of VNĐ100 trillion for the agriculture, forestry and fishery sectors.
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Cashless Day 2025: “Non-Cash Payment: Promoting the Digital Economy”
On June 2, 2025, a press conference to announce the “Cashless Day 2025” with a theme of “Non-Cash Payment: Promoting the Digital Economy” was organized under the direction of the State Bank of Vietnam (SBV) and Ho Chi Minh City People's Committee, with the SBV Payment Department, the Banking Times, and the Tuoi Tre Newspaper being the key implementing agencies, in collaboration with Ho Chi Minh City’s Department of Industry and Trade and the National Payment Corporation of Vietnam (NAPAS).
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Several banks plan to list share on stock exchange
The drive toward listing is part of a broader strategy among banks to strengthen capital bases.
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Banking industry promotes digital transformation for smart digital ecosystem
The digital transformation of the banking industry must be further promoted to better the connection between commercial banks with people, enterprises and the State, Prime Minister Phạm Minh Chính said at a banking event on Thursday.
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Credit expects to surge as interest rates bottom out
Widespread deposit rate cuts have pushed Vietnamese banks’ interest rates to their lowest in two years, even as the pace of decline begins to slow.
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Proposal to give State Bank special lending authority
State Bank governor Nguyễn Thị Hồng explained that the changes are necessary in light of rapid technological advancements and the increasing ease of banking transactions, which have made sudden mass withdrawals more likely.
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Entire banking industry to apply technology and digital transformation
On the morning of May 27, 2025, the State Bank of Vietnam held a conference to launch the movement "The whole country competes in innovation and digital transformation" and "Digital literacy" in the banking sector in conjunction with the implementation of Resolution No. 57-NQ/TW dated December 22, 2024 of the Politburo.
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National gold exchange key to Vietnam’s market control
Creating and operating a national gold exchange forms the foundation for effective gold market management and control in Vietnam, writes economic expert Assoc. Prof. Dr. Nguyen Dinh Tho.
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Effective AI in banking and finance factor a prerequisite
Despite the numerous advantages of using AI in auditing and consulting, such systems remain prone to errors and must be used properly, according to experts at a Ho Chi Minh City seminar on May 23.
