News
Banks must not trade off system security for short-term growth: Governor
The State Bank of Vietnam has warned banks not to sacrifice cybersecurity, data protection and customer trust for short-term growth as the sector accelerates digital transformation and AI adoption.
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Banks face diverging fortunes in second half of 2026
The banking sector is expected to face sustained pressure from narrowing net interest margins, tight liquidity and rising credit risks in the second half of 2026, although stronger lenders are likely to outperform amid growing market divergence.
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Vietnam unveils sweeping financial strategy overhaul to boost growth
Vietnam has overhauled key elements of its Financial Strategy through 2030, seeking to create more room for double-digit growth while safeguarding long-term fiscal and economic stability.
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SBV opens new lending room as infrastructure and property financing gets major boost
The State Bank of Vietnam has unveiled a series of policy changes that significantly expand banks’ lending capacity, paving the way for billions of dollars in additional funding for infrastructure and real estate projects.
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Banks split on lending rate adjustments in May
Twenty banks had disclosed their average lending rates for May as of June 21 with six reducing average lending rates and the remaining raising them, according to data released by the State Bank of Vietnam (SBV).
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Interest rate developments applied by credit institutions in May 2026
State Bank of Vietnam has just released the interest rate developments of credit institutions in May 2026.
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SBV proposes raising short-term lending cap to 40 per cent
The State Bank of Vietnam has proposed raising the cap on short-term funding used for medium- and long-term lending from 30 per cent to 40 per cent.
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Banks may close inactive accounts after three years under proposed rules
Vietnamese banks may be allowed to close payment accounts that have been inactive for three years or more under proposed amendments to regulations governing non-cash payments.
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Green credit a key solution to build circular economy
Aside from the State budget and international finance, the development of green credit is identified as a key solution to meet the capital needs for the economy's green transformation, contributing to the effective mobilisation and allocation of capital for sustainable growth.
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Decree No. 198/2026/ND-CP amending the organizational structure of the State Bank of Vietnam
On June 3, 2026, the Government issued Decree No. 198/2026/ND-CP amending and supplementing Article 3 of Decree No. 26/2025/ND-CP dated February 24, 2025 of the Government stipulating the functions, tasks, powers and organizational structure of the State Bank of Vietnam.
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About the program supporting customers using gold for real estate transactions of Vinhomes
The consistent viewpoint of the Party and Government is to encourage the conversion of gold resources held by the people for socio-economic development, to curb the hoarding of gold, to combat the goldization of the economy and gold speculation, and to discourage the use of gold as a means of payment. Therefore, activities related to gold are always managed and supervised by the State Bank of Vietnam in accordance with the law.
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National Comprehensive Financial Strategy for the period 2026-2030
On May 25, 2026, Deputy Prime Minister Nguyen Van Thang signed Decision No. 928/QD-TTg approving the National Comprehensive Financial Strategy for the period 2026-2030 (the Strategy).
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Central bank simplifies regulations on foreign exchange management
The new circular amends and supplements five legal documents, thereby reducing and adjusting 11 administrative procedures in foreign exchange management.
