News
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            Inspection finds major banks misused trillions of đồng from bond issuesInspectors concluded that three of the five banks used bond proceeds for the wrong purpose. 
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            Bank deposits hit record highs as interest rates stay lowDeposits from individual customers continued to hit a new peak of nearly VNĐ7.75 quadrillion, up 9.68 per cent compared to the end of 2024. 
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            Vietnam's central bank struggles to rein in cross-ownershipCross-ownership and bank manipulation in Vietnam have eased, yet control remains elusive as shareholders and related parties conceal ownership through nominees, the State Bank of Vietnam (SBV) said in a report to the country’s legislature. 
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            Vietnam intensifies anti-money laundering efforts, pushing to exit FATF grey listHANOI – On October 15, the fight against money laundering (AML) was reaffirmed as a top national priority as Deputy Prime Minister Ho Duc Phoc, Head of the National Steering Committee on AML, chaired a critical review meeting. The meeting concluded that AML is an ongoing and crucial task—not just for preventing corruption and illegal acts, but for fostering transparent and sustainable economic development. 
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            Announcement regarding the issuance of Circular No. 34/2025/TT-NHNNThe State Bank of Vietnam (SBV) hereby announces the issuance of a new circular guiding a number of articles of the Government's Decree No. 24/2012/ND-CP on the management of gold business activities, which was amended and supplemented by Decree No. 232/2025/ND-CP. 
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            Vietnam locks in social housing loan rate at 5.4%A major boost for affordable homeownership since October 10, 2025. 
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            Announcement from SBV on supporting people affected by Typhoon No. 10On October 8, 2025, the State Bank of Vietnam (SBV) issued urgent Official Letter No. 8622/NHNN-TD to the Chairpersons of the Boards of Directors/Members' Councils, General Directors of credit institutions and foreign bank branches, and Directors of local SBV branches in the areas (1, 3, 4, 5, 6, 7, 8, 9, 11, 12) with territories severely affected by Typhoon No. 10 (Bualoi) and the subsequent floods. 
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            Update on mandatory bank transfers: Positive progress seen after nearly a year of implementationThe Governor of the State Bank of Vietnam (SBV) has assigned tasks to the receiving and mandatorily-transferred banks, following significant growth in total assets, mobilized capital, and outstanding loans at the four transferred institutions. Non-performing loans (NPLs) are being progressively managed, with some banks reporting profits or reduced losses compared to the same period in 2024. 
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            Lending rates maintaining stability through year-endLending rates have remained relatively stable, but room for further cuts appears limited amid persistent exchange rate and inflation pressures. 
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            SBV cleans 154 million accounts, blocks US$56.9 million in suspicious transactionsAs of September 2025, the central bank proposed cutting and simplifying 124 out of 298 administrative procedures, representing 41.6 per cent of the total. This initiative has reduced processing time by hundreds of days and saved more than VNĐ7.6 billion in costs. 
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            State Bank of Vietnam Issues Circular No. 31/2025/CT-NHNN Regulating the Activities of Subsidiaries and Associates of Credit Institutions in the Field of Debt Management and Asset RecoveryOn September 30, 2025, the Governor of the State Bank of Vietnam (SBV) signed and promulgated Circular No. 31/2025/CT-NHNN, setting forth regulations governing the operations of subsidiaries and associates of credit institutions in the areas of debt management and asset recovery. 
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            State Bank of Vietnam issuance of Circular No. 30/2025/TT-NHNNRegarding the Issuance of Circular No. 30/2025/TT-NHNN dated September 30, 2025, amending and supplementing a number of articles of Circular No. 15/2024/TT-NHNN regulating the provision of non-cash payment services. 
 
                             
                             
                         
                                     
                                     
                                     
                                                             
                                                             
                                                             
                                                             
                                                             
                                                             
                                                             
                                                             
                                                             
                                                             
                                                             
                                                            