News
Banks promote debt sale to increase capital resources for 2026
Commercial banks are stepping up the sale of debts and collaterals at the final month of lunar year 2025 to restructure and increase capital resources for 2026.
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Deposit interest rate cap forecast to rise by 50 basis points in 2026
Given that forecasts for credit growth in 2026 are similar to this year's rate of 18-20 per cent, the adjustment to the deposit interest rate cap in 2026 will likely be modest compared to previous adjustment cycles.
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Six key banking policy highlights in 2025
In 2025, Vietnam’s banking sector faced multiple pressures — from supporting broad economic growth to managing inflation, safeguarding the financial system, and maintaining exchange rate stability. Persistent macroeconomic volatility, geopolitical tensions, and natural disasters increased uncertainty in monetary and regulatory management.
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Orientation for monetary policy management and banking operations in the coming period
In the coming period, the global geopolitical landscape is projected to remain complex and unpredictable, with escalating difficulties, challenges, risks, and uncertainties. This environment poses significant implications for Vietnam’s economy, given its high degree of openness.
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Vietnam’s Banking sector in 2025: Resilient management and strategic breakthroughs driving the economy into a new era
The year 2025 stands as a pivotal "acceleration" and "finish line" period for Vietnam to achieve the targets set by the 13th National Party Congress and the 2021-2025 Socio-Economic Development Plan.
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On the issuance of Circular No. 47/2025/TT-NHNN
On December 15, 2025, the Governor of the State Bank of Vietnam (SBV) signed and promulgated Circular No. 47/2025/TT-NHNN. This Circular provides guidance on the procedures for obtaining approval from the SBV for the listing of shares on overseas stock exchanges by joint-stock credit institutions.
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Credit management must ensure high GDP growth, macroeconomic stability
Credit management should be cautious and effective to enable linking high economic growth with macroeconomic stability and financial system reforms.
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Interest rate developments applied by credit institutions in November 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in November 2025.
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The State Bank of Vietnam issues Circular No. 48/2025/TT-NHNN on administrative reform and organizational restructuring in banking supervision
On December 16, 2025, the Governor of the State Bank of Vietnam (SBV) has officially signed and promulgated the Circular No. 48/2025/TT-NHNN. This Circular amends and supplements several existing regulations within the field of banking management and supervision, focusing on the reduction and simplification of administrative procedures and adjustments to organizational structures.
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SBV meeting of the 13th Payment and Technology Council: Accelerating sandboxes and strengthening legal framework for digital payments
On 22 December 2025, at the headquarters of the State Bank of Vietnam (SBV), Deputy Governor Pham Tien Dung chaired the 13th Meeting of the Payment and Technology Council to review progress under Resolution No.57-NQ/TW and to steer completion of legal frameworks for digital payments and banking digital transformation.
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Steering council for international financial centre set up
Việt Nam has taken another step towards building an international financial centre by setting up a high-level steering council to oversee its development and operations.
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State banks break year-long rate freeze with deposit hikes
Việt Nam's 'Big Four' lenders boost savings rates as year-end credit demand rises
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Mobilizing and effectively using financial resources to achieve economic growth targets for the 2026–2030 period
On the morning of December 16, at the Vietnam Economic Forum 2025 with Outlook to 2026, Deputy Governor of the State Bank of Vietnam (SBV), Pham Thanh Ha, delivering the opening remarks, underscored the strategic emphasis placed by the Party and State of Vietnam on achieving a minimum economic growth rate of 8% in in 2025 and aspiring to double-digit growth during 2026–2030 as a crucial step toward entering the ranks of upper-middle-income countries by 2030 and high-income status by 2045.
