News
Interest rate developments applied by credit institutions in January 2026
State Bank of Vietnam has just released the interest rate developments of credit institutions in January 2026.
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Reduction in mandatory reserve ratio helps banks’ liquidity, lending
Việt Nam’s largest banks prepare for a 50% reserve cut, freeing liquidity, boosting lending capacity, and supporting business, payments, and investment amid tight interbank conditions.
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Completing 62/62 targets under 2020–2025 National financial inclusion strategy, sets more ambitious goals for 2030
Vietnam has officially completed all 62 assigned tasks under its National Financial Inclusion Strategy for the 2020–2025 period, marking a significant milestone in expanding equitable access to financial services across the country and laying the groundwork for a more modern, secure, and inclusive financial ecosystem.
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Banks offer post-holiday promotions to attract deposits
Commercial banks in Việt Nam have rolled out post-holiday promotions to lure deposits back into the system as lenders seek to accelerate capital mobilisation for robust credit growth to support double-digit economic expansion.
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Domestic banks carve out roles in HCM City’s international financial centre
Domestic commercial banks participating in Việt Nam’s International Financial Centre in HCM City (VIFC–HCMC) are positioning themselves as strategic players in key segments of the emerging financial ecosystem.
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State Treasury deposits over $15.2 billion in banks
This is a very large source of capital, playing a crucial role in balancing the liquidity of the State-owned banking system.
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The vision to maintain a stable monetary policy
Against a backdrop of global economic uncertainties, Vietnam has maintained robust growth, effective inflation control, and macroeconomic stability. Deputy Governor of the State Bank of Vietnam Pham Thanh Ha shared insights with VIR’s Nhue Man on key monetary policy measures and strategic priorities.
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Interbank rates cool to 8.5 per cent, liquidity strains persist
Việt Nam’s interbank rates have eased from multi-year highs but remain elevated, signalling persistent liquidity pressure and possible spillover into lending and deposit costs.
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Bank profits enter new growth phase
Entering 2026, the general expectation of the entire banking system is not only growing faster but also more sustainably.
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Banks required to ensure operation safety during Tết
They must proactively implement plans to raise and balance their capital sources, ensuring the full and timely fulfillment of credit capital needs for production, business and consumption during the country’s largest holiday.
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Banks target stronger profits, credit growth in 2026
Banks are setting ambitious 2026 targets, aiming for strong profit growth and faster credit expansion while preparing for stricter capital requirements.
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Vietnam’s restructured banks return to profit after years of losses
After several consecutive years of losses, all four Vietnamese banks under mandatory transfer - GPBank, Vikki Bank, VCBNeo, and MBV - have now reported profits for the year 2025, as confirmed by their respective parent institutions.
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Vietnam's state banks race to raise capital in bid to enter Asia’s top 100
Vietnam’s state-controlled banks are accelerating capital increases as they seek to expand balance sheets and meet a government target of placing at least three lenders among Asia’s 100 largest banks by total assets by 2030.
