News
Vietnam Banking Summit 2026: Strategic orientation for the digital financial & banking modernization
On March 17, 2026, the Vietnam Banking Summit 2026 was officially held in Hanoi, bringing together regulators, banking leaders, and leading technology experts. The event provided a comprehensive overview of financial health, promoted digital finance, and discussed solutions for modernizing the banking ecosystem in the future.
-
2026 bank outlook depends on Gov’t directions, interest rate, bad debts
With the factors, experts forecast that this year will witness unprecedented differentiation in market share and profits of banks. Some banks with advantages in scale, management capacity and specific supporting policies will become bright spots.
-
Circular 83/2025/TT-NHNN: A Strategic milestone in aligning risk management with international standards
In a move to fortify the financial stability of the nation, the State Bank of Vietnam (SBV) has officially introduced Circular No. 83/2025/TT-NHNN (Circular 83). This landmark regulation, governing internal control systems within credit institutions and foreign bank branches, marks a decisive step in Vietnam’s multi-year roadmap to align its domestic banking sector with the stringent global standards of the Basel Committee on Banking Supervision.
-
Deposit, lending rates forecast to remain stable despite interbank rate volatility
Interbank interest rates in Việt Nam are not sufficient to become a benchmark for deposit and lending rates.
-
Deposit interest rates keep rising
For the 6-month term, the interest rate difference between banks becomes more pronounced, ranging from approximately 4.5 per cent to over 7 per cent per annum.
-
Việt Nam’s banking brand value surges to $14.7 billion in 2026
According to Brand Finance’s Banking 500 2026, Việt Nam is represented by 13 banking brands in the global rankings, seven of which demonstrate notable double digit-growth over the past year, reflecting a progressive financial ecosystem.
-
Banking sector growth to moderate in 2026
After a year of strong growth in 2025 the banking industry is expected to deliver a “moderately positive” performance this year, with profits projected to increase by 16 per cent, according to a report by S&I Ratings, a provider of credit rating services, market research and corporate analysis in Việt Nam.
-
Higher interest rates and stricter credit caps reshape lending landscape
Interest rates are forecast to remain elevated in 2025, with credit flows expected to steer towards productive industries and priority economic drivers.
-
Interest rate developments applied by credit institutions in January 2026
State Bank of Vietnam has just released the interest rate developments of credit institutions in January 2026.
-
Large private banks aim to maintain high credit growth in 2026
VCBS believes that dynamic private banks are expected to continue leading credit growth with a projected loan portfolio expansion exceeding 20 per cent.
-
Banks to see new wave of recruitments for digital skills
The banking sector is expected to see a new wave of recruitment this year after major layoffs in 2025 as lenders brace for strong credit growth while accelerating digital transformation.
-
Banks accelerate deposit mobilization, interest rates rise to new levels
Entering March 2026, the deposit market continues to witness a wave of interest rate adjustments at many commercial banks.
-
Reduction in mandatory reserve ratio helps banks’ liquidity, lending
Việt Nam’s largest banks prepare for a 50% reserve cut, freeing liquidity, boosting lending capacity, and supporting business, payments, and investment amid tight interbank conditions.
