News
Reduction in mandatory reserve ratio helps banks’ liquidity, lending
Việt Nam’s largest banks prepare for a 50% reserve cut, freeing liquidity, boosting lending capacity, and supporting business, payments, and investment amid tight interbank conditions.
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State Treasury deposits over $15.2 billion in banks
This is a very large source of capital, playing a crucial role in balancing the liquidity of the State-owned banking system.
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The vision to maintain a stable monetary policy
Against a backdrop of global economic uncertainties, Vietnam has maintained robust growth, effective inflation control, and macroeconomic stability. Deputy Governor of the State Bank of Vietnam Pham Thanh Ha shared insights with VIR’s Nhue Man on key monetary policy measures and strategic priorities.
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Interbank rates cool to 8.5 per cent, liquidity strains persist
Việt Nam’s interbank rates have eased from multi-year highs but remain elevated, signalling persistent liquidity pressure and possible spillover into lending and deposit costs.
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Bank profits enter new growth phase
Entering 2026, the general expectation of the entire banking system is not only growing faster but also more sustainably.
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Banks required to ensure operation safety during Tết
They must proactively implement plans to raise and balance their capital sources, ensuring the full and timely fulfillment of credit capital needs for production, business and consumption during the country’s largest holiday.
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Banks target stronger profits, credit growth in 2026
Banks are setting ambitious 2026 targets, aiming for strong profit growth and faster credit expansion while preparing for stricter capital requirements.
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Vietnam’s restructured banks return to profit after years of losses
After several consecutive years of losses, all four Vietnamese banks under mandatory transfer - GPBank, Vikki Bank, VCBNeo, and MBV - have now reported profits for the year 2025, as confirmed by their respective parent institutions.
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Vietnam's state banks race to raise capital in bid to enter Asia’s top 100
Vietnam’s state-controlled banks are accelerating capital increases as they seek to expand balance sheets and meet a government target of placing at least three lenders among Asia’s 100 largest banks by total assets by 2030.
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Central bank rejects rumour small banknotes removed from circulation
The move was made after some social media sites have been spreading the rumour that the SBV plans to eliminate the small banknotes. The SBV affirmed that the rumour is inaccurate and lacks legal basis.
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Việt Nam’s IFC takes shape after more than one month since establishment
The centre operates under a 'one centre, two destinations' model in HCM and Đà Nẵng cities, focusing on institutional breakthroughs and modern technological infrastructure.
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Central bank’s first 2026 directive prioritises inflation control, macro stability
Directive 01/CT-NHNN sets a 4.5 per cent inflation goal and targets around 15 per cent credit growth to safeguard macro stability and sustainable growth.
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Credit institutions forecast lower pre-tax profit growth in 2026
Credit institutions expect the business outlook to remain positive in 2026 but are more cautious about profit growth, according to the latest survey by the State Bank of Vietnam (SBV).
