News
SBV proposes raising short-term lending cap to 40 per cent
The State Bank of Vietnam has proposed raising the cap on short-term funding used for medium- and long-term lending from 30 per cent to 40 per cent.
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About the program supporting customers using gold for real estate transactions of Vinhomes
The consistent viewpoint of the Party and Government is to encourage the conversion of gold resources held by the people for socio-economic development, to curb the hoarding of gold, to combat the goldization of the economy and gold speculation, and to discourage the use of gold as a means of payment. Therefore, activities related to gold are always managed and supervised by the State Bank of Vietnam in accordance with the law.
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National Comprehensive Financial Strategy for the period 2026-2030
On May 25, 2026, Deputy Prime Minister Nguyen Van Thang signed Decision No. 928/QD-TTg approving the National Comprehensive Financial Strategy for the period 2026-2030 (the Strategy).
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Central bank simplifies regulations on foreign exchange management
The new circular amends and supplements five legal documents, thereby reducing and adjusting 11 administrative procedures in foreign exchange management.
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Bond interest rates increase amid surging capital demands
Due to a surging credit growth amid slow deposits, many banks have to raise capital in the bond market, causing bond interest rates to surge and putting significant pressure on profit margins of banks.
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Ministry proposes data, cash flow-driven lending to ease SMEs’ credit crunch
Draft amendments to the Law on Support for Small- and Medium-Sized Enterprises aim to reduce SMEs’ dependence on collateral-backed borrowing and encourage banks to assess borrowers based on business performance, transaction data, cash flow and value chains.
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Central bank steps up inspections as some banks raise deposit rates
The State Bank of Vietnam has kept key policy rates unchanged to ensure banks could access central bank funding at relatively low cost.
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SBV: On the issuance of Circular No. 11/2026/TT-NHNN
On the issuance of Circular No. 11/2026/TT-NHNN dated May 19, 2026, by the Governor of the State Bank of Vietnam, decentralizing the implementation of administrative procedures in the credit information sector, and amending and supplementing several articles of Circulars related to the reduction, simplification, and decentralization of administrative procedures regarding the establishment and operation of banks.
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Action Program of the Banking Sector on Implementing the Government's Resolution No. 109/NQ-CP
The State Bank of Vietnam (SBV) has recently issued Decision No. 1076/QD-NHNN dated May 19, 2026, regarding the Action Program of the Banking Sector on implementing the Government's Resolution No. 109/NQ-CP dated April 16, 2026.
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SBV: On the issuance of Circular No. 08/2026/TT-NHNN dated May 15, 2026
The Governor of the State Bank of Vietnam signed and issued Circular No. 08/2026/TT-NHNN on May 15, 2026, amending and supplementing Point a, Clause 4, Article 20 of Circular No. 22/2019/TT-NHNN prescribing limits and prudential ratios in the operations of banks and foreign bank branches
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Rising rates squeeze bank profits, slow bond issuance
Surging interest rates are driving up funding costs and squeezing profit margins, forcing banks to slow bond issuance while property developers increasingly dominate the corporate bond market.
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On the issuance of the Circular prescribing the custody and use of valuable papers at the State Bank of Vietnam
On May 19, 2026, the Governor of the State Bank of Vietnam signed and issued Circular No. 09/2026/TT-NHNN prescribing the custody and use of valuable papers at the State Bank of Vietnam.
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Banks get new growth opportunities from digital credit for business households
Government’s new policies on streamlining and digitalising cash flow and business performance of business households and individual businesses are opening up significant opportunities for banks to boost digital lending to the customer group.
