News
The State Bank of Vietnam issues Circular No. 48/2025/TT-NHNN on administrative reform and organizational restructuring in banking supervision
On December 16, 2025, the Governor of the State Bank of Vietnam (SBV) has officially signed and promulgated the Circular No. 48/2025/TT-NHNN. This Circular amends and supplements several existing regulations within the field of banking management and supervision, focusing on the reduction and simplification of administrative procedures and adjustments to organizational structures.
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Mobilizing and effectively using financial resources to achieve economic growth targets for the 2026–2030 period
On the morning of December 16, at the Vietnam Economic Forum 2025 with Outlook to 2026, Deputy Governor of the State Bank of Vietnam (SBV), Pham Thanh Ha, delivering the opening remarks, underscored the strategic emphasis placed by the Party and State of Vietnam on achieving a minimum economic growth rate of 8% in in 2025 and aspiring to double-digit growth during 2026–2030 as a crucial step toward entering the ranks of upper-middle-income countries by 2030 and high-income status by 2045.
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Vietnam economy in 2025 and prospects in 2026 Forum opens
Experts at the Forum agreed that green transformation and the circular economy represent the only viable path for Vietnam to achieve high growth in tandem with sustainable development in the digital era
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A new decree regulates the re-lending of ODA loans and foreign concessional loans
Under Decree No. 317/2025/ND-CP, that amends and supplements certain provisions of Decree No. 97/2018/ND-CP, the re-lending of ODA loans and foreign concessional loans are regulated for public scientific and technological organizations, as well as financially autonomous public universities.
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Double-digit growth target for 2026-2030: A radical revolution in capital structure is imperative
According to regulators and experts at the "Banking & Finance" thematic session of the Vietnam Economic Forum 2025, held on December 16, Vietnam must undergo a "revolution" in its capital structure to achieve double-digit GDP growth. The primary focus involves easing the burden on the banking system by unlocking the potential of capital markets and professional investment institutions.
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Vietnam’s green transition demands collective financial action
As Vietnam accelerates its green transition, mobilising diversified, long-term financial resources beyond the banking system has become a decisive factor in delivering sustainable and inclusive growth.
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SBV reaffirms the value of effective cooperation and support from international financial institutions and foreign partners
On December 12, 2025, at the headquarters of the State Bank of Vietnam (SBV), Governor Nguyen Thi Hong chaired the annual meeting with international financial and monetary institutions and foreign credit institutions operating in Vietnam. The event reaffirmed the strong and effective cooperative relationship between Vietnam and the international community in the monetary and banking sector.
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Implementing the credit program for investment in electricity, transportation, and strategic technology infrastructure
On December 08, 2025, the State Bank of Vietnam (SBV) issued Official Letter No. 10825/NHNN-TD to 21 Commercial Banks (CBs) providing guidelines for the implementation of the Credit Program for Strategic Infrastructure Investment (Electricity, Transport, and Technology).
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No credit expansion made yet though banks used up all allocated room
Without a further credit increase from the SBV, credit supply has become limited in the fourth quarter as credit strongly surged by nearly 14 per cent in the first nine months of this year while allocated credit room of many banks was used up.
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Total outstanding policy credit reaches VND 398.1 trillion, supporting 6.73 million borrowing households
The Vietnam Bank for Social Policies (VBSP) reached over 398 trillion VND in loans, an increase of 30.4 trillion VND, providing support to more than 6.7 million poor households and policy beneficiaries accessing loans during the first nine months of 2025.
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Banks raise deposit rates as funding pressure builds
Many banks are lifting deposit rates as liquidity tightens, interbank rates surge, and the central bank increases open-market injections to stabilise funding conditions amid strong credit growth and rising capital demand.
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New finance and banking policies taking effect from December 2025
Starting from December 2025, a series of new policies in the finance and banking sectors officially come into effect.
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The Government Decree regulates conditions for collateral seizure of bad debts
The Government has just issued Decree No. 304/2025/ND-CP dated November 25, 2025, which stipulates the conditions for the collateral (secured assets) of bad debts (non-performing loans) to be seized.
