News
Ministry proposes data, cash flow-driven lending to ease SMEs’ credit crunch
Draft amendments to the Law on Support for Small- and Medium-Sized Enterprises aim to reduce SMEs’ dependence on collateral-backed borrowing and encourage banks to assess borrowers based on business performance, transaction data, cash flow and value chains.
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SBV: On the issuance of Circular No. 08/2026/TT-NHNN dated May 15, 2026
The Governor of the State Bank of Vietnam signed and issued Circular No. 08/2026/TT-NHNN on May 15, 2026, amending and supplementing Point a, Clause 4, Article 20 of Circular No. 22/2019/TT-NHNN prescribing limits and prudential ratios in the operations of banks and foreign bank branches
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Rising rates squeeze bank profits, slow bond issuance
Surging interest rates are driving up funding costs and squeezing profit margins, forcing banks to slow bond issuance while property developers increasingly dominate the corporate bond market.
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On the issuance of the Circular prescribing the custody and use of valuable papers at the State Bank of Vietnam
On May 19, 2026, the Governor of the State Bank of Vietnam signed and issued Circular No. 09/2026/TT-NHNN prescribing the custody and use of valuable papers at the State Bank of Vietnam.
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Banks get new growth opportunities from digital credit for business households
Government’s new policies on streamlining and digitalising cash flow and business performance of business households and individual businesses are opening up significant opportunities for banks to boost digital lending to the customer group.
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SBV proposes allowing foreign credit institutions to use local accounts for international payments
The State Bank of Vietnam (SBV) has proposed foreign credit institutions be allowed to use accounts opened at Vietnamese banks for international payment and money transfer services to facilitate international payment and promote financial integration.
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Vietnam banking sector marks 75-year milestone
Marking 75 years of development, the State Bank of Vietnam is stepping into a more demanding policy phase, tasked with anchoring stability, taming inflation, and steering capital flows to sustain faster, higher-quality growth.
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Citi deploys $100m in social trade finance to support Vietnam MSMEs
On April 28, Citi successfully executed a series of first social trade advance transactions for financial institution clients in Vietnam.
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Banks propose generous dividends but some remain cautious on payouts
Vietnam's banking sector is seeing a wave of generous dividend payouts, though some lenders remain cautious, retaining earnings to strengthen balance sheets amid economic uncertainties.
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Banks post Q1 gains amid sharpening profit divide
Vietnam’s banks delivered solid first-quarter 2026 profits, yet rising funding costs, margin pressure and asset quality risks are driving a widening gap in performance between lenders.
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Bank brand rankings 2025: Vietcombank retains top spot as competition intensifies
The 2025 landscape suggests that the banking sector is entering a more competitive phase.
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Majority of foreign banks in Việt Nam report declining profits in 2025
Only a few foreign banks in Việt Nam maintained profit growth last year, while the majority of them recorded a decline due to falling core income and rising costs.
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Interest rate developments applied by credit institutions in March 2026
State Bank of Vietnam has just released the interest rate developments of credit institutions in March 2026.
