News
Funding shortages keep deposit rates elevated despite central bank efforts
State Bank of Vietnam (SBV) Governor Phạm Đức Ấn said strong credit demand had made it increasingly difficult for the central bank to steer interest rates lower.
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Banks must not trade off system security for short-term growth: Governor
The State Bank of Vietnam has warned banks not to sacrifice cybersecurity, data protection and customer trust for short-term growth as the sector accelerates digital transformation and AI adoption.
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New policy in foreign exchange reserve management proposed
The State Bank of Vietnam (SBV) has proposed more flexible market intervention tools in a draft decree amending the management of the country's foreign exchange reserves.
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Việt Nam urged to simplify green credit access for SMEs
Việt Nam should simplify certification requirements for green projects and build a digital data platform for environmental data to help small and medium-sized enterprises (SMEs) access green loans, experts said at a conference on June 23.
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Hanoi partners with five banks to raise up to nearly $8 billion through bond issuance
Hanoi has signed MoUs with five big commercial banks to support the issuance of local government bonds, with plans to raise between $6-7.8 billion during 2027-2030 to finance key infrastructure projects, particularly the capital's urban railway network.
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Banks face diverging fortunes in second half of 2026
The banking sector is expected to face sustained pressure from narrowing net interest margins, tight liquidity and rising credit risks in the second half of 2026, although stronger lenders are likely to outperform amid growing market divergence.
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Vietnam unveils sweeping financial strategy overhaul to boost growth
Vietnam has overhauled key elements of its Financial Strategy through 2030, seeking to create more room for double-digit growth while safeguarding long-term fiscal and economic stability.
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SBV opens new lending room as infrastructure and property financing gets major boost
The State Bank of Vietnam has unveiled a series of policy changes that significantly expand banks’ lending capacity, paving the way for billions of dollars in additional funding for infrastructure and real estate projects.
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Banks split on lending rate adjustments in May
Twenty banks had disclosed their average lending rates for May as of June 21 with six reducing average lending rates and the remaining raising them, according to data released by the State Bank of Vietnam (SBV).
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Interest rate developments applied by credit institutions in May 2026
State Bank of Vietnam has just released the interest rate developments of credit institutions in May 2026.
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SBV proposes raising short-term lending cap to 40 per cent
The State Bank of Vietnam has proposed raising the cap on short-term funding used for medium- and long-term lending from 30 per cent to 40 per cent.
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Banks may close inactive accounts after three years under proposed rules
Vietnamese banks may be allowed to close payment accounts that have been inactive for three years or more under proposed amendments to regulations governing non-cash payments.
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Green credit a key solution to build circular economy
Aside from the State budget and international finance, the development of green credit is identified as a key solution to meet the capital needs for the economy's green transformation, contributing to the effective mobilisation and allocation of capital for sustainable growth.
