News
Interest rate developments applied by credit institutions in December 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in December 2025.
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Treasury’s idle funds deposited at banks proposed to raise at year end
The Ministry of Finance has recently proposed allowing the State Treasury of Vietnam to increase the cap on idle funds deposited at commercial banks to improve liquidity during the year-end period.
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Credit growth plans at 15% in 2026, focusing on macroeconomic stability
Under the latest statement on managing credit growth in 2026, the SBV said that this year it will focus on maintaining macroeconomic stability and sustainable development, and control risk areas and real estate.
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Banks lead the bond market with nearly 590 trillion VND
2025 concluded with many positive signs for the Vietnamese corporate bond market, as the volume of new issuances recorded strong growth, and the issuance structure gradually stabilized compared to the previous period of significant volatility.
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Financial scams surge ahead of Tết
As the Lunar New Year (Tết) approaches, financial and banking scams in Việt Nam are showing a sharp upward trend, making banks and law enforcement agencies continuously issue warnings.
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Banks set for selective hiring in 2026
Vietnam’s banking sector is entering 2026 with a more targeted approach to hiring, reflecting improving business conditions and evolving operational demands. Recruitment plans point to steady expansion rather than broad-based workforce growth.
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On the management of credit growth in 2026
For the year 2026, the SBV sets a system-wide credit growth target of approximately 15%.
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Banks promote debt sale to increase capital resources for 2026
Commercial banks are stepping up the sale of debts and collaterals at the final month of lunar year 2025 to restructure and increase capital resources for 2026.
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The banking sector's contribution has helped the Vietnamese economy weather headwinds.
On December 31, 2025, in Hanoi, the State Bank of Vietnam (SBV) held a conference to implement the tasks of the banking sector in 2026. Attending the conference were Comrade Pham Minh Chinh - Member of the Politburo, Prime Minister; representatives of leaders from ministries, central agencies.
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Việt Nam tightens rules on gold, foreign currency trading with new penalties
The Government has issued Decree No. 340/2025/NĐ-CP on administrative penalties in the monetary and banking sector, set to take effect on February 9, 2026.
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SBV receives nine applications for gold bar production licences
Enterprises and banks granted gold bar production licenses will be considered for gold import permits in accordance with regulations.
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Deposit interest rate cap forecast to rise by 50 basis points in 2026
Given that forecasts for credit growth in 2026 are similar to this year's rate of 18-20 per cent, the adjustment to the deposit interest rate cap in 2026 will likely be modest compared to previous adjustment cycles.
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Six key banking policy highlights in 2025
In 2025, Vietnam’s banking sector faced multiple pressures — from supporting broad economic growth to managing inflation, safeguarding the financial system, and maintaining exchange rate stability. Persistent macroeconomic volatility, geopolitical tensions, and natural disasters increased uncertainty in monetary and regulatory management.
