News
Outlook for Việt Nam's banks in 2025 remains stable
The overall banking sector’s profitability in 2025 is forecast to improve slightly, with return on assets (ROA) increasing from 1.55 per cent to 1.60 per cent.
-
Gov’t directs the central bank to expand credit growth target
One of the key programmes being promoted is a credit package of VNĐ100 trillion for the agriculture, forestry and fishery sectors.
-
Cashless Day 2025: “Non-Cash Payment: Promoting the Digital Economy”
On June 2, 2025, a press conference to announce the “Cashless Day 2025” with a theme of “Non-Cash Payment: Promoting the Digital Economy” was organized under the direction of the State Bank of Vietnam (SBV) and Ho Chi Minh City People's Committee, with the SBV Payment Department, the Banking Times, and the Tuoi Tre Newspaper being the key implementing agencies, in collaboration with Ho Chi Minh City’s Department of Industry and Trade and the National Payment Corporation of Vietnam (NAPAS).
-
Several banks plan to list share on stock exchange
The drive toward listing is part of a broader strategy among banks to strengthen capital bases.
-
Banking industry promotes digital transformation for smart digital ecosystem
The digital transformation of the banking industry must be further promoted to better the connection between commercial banks with people, enterprises and the State, Prime Minister Phạm Minh Chính said at a banking event on Thursday.
-
Credit expects to surge as interest rates bottom out
Widespread deposit rate cuts have pushed Vietnamese banks’ interest rates to their lowest in two years, even as the pace of decline begins to slow.
-
Proposal to give State Bank special lending authority
State Bank governor Nguyễn Thị Hồng explained that the changes are necessary in light of rapid technological advancements and the increasing ease of banking transactions, which have made sudden mass withdrawals more likely.
-
Entire banking industry to apply technology and digital transformation
On the morning of May 27, 2025, the State Bank of Vietnam held a conference to launch the movement "The whole country competes in innovation and digital transformation" and "Digital literacy" in the banking sector in conjunction with the implementation of Resolution No. 57-NQ/TW dated December 22, 2024 of the Politburo.
-
National gold exchange key to Vietnam’s market control
Creating and operating a national gold exchange forms the foundation for effective gold market management and control in Vietnam, writes economic expert Assoc. Prof. Dr. Nguyen Dinh Tho.
-
Effective AI in banking and finance factor a prerequisite
Despite the numerous advantages of using AI in auditing and consulting, such systems remain prone to errors and must be used properly, according to experts at a Ho Chi Minh City seminar on May 23.
-
Interest rate development applied by credit institutions in April 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in April 2025
-
SBV issued Circular No. 03/2025/TT-NHNN
Hanoi, April 29, 2025 - The Governor of the State Bank of Vietnam (SBV) has issued Circular No. 03/2025/TT-NHNN stipulating the opening and use of VND bank accounts for the purpose of making indirect investment in Vietnam (replacing Circular No.05/2014/TT-NHNN dated March 12, 2014 of the SBV).
-
Vietnam to freeze corporate bank accounts without biometric verification
From July 1, 2025, all business transactions must meet new biometric compliance.
