News
21 commercial banks register for 500,000 billion VND credit package
The State Bank of Vietnam (SBV) has worked with banks to deploy a credit package of about VND500,000 billion to support businesses investing in infrastructure and digital technology. Currently, 21 commercial banks have registered to participate with different commitment scales.
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Bad debt legislation to unlock credit
A more robust legal system is crucial to unlocking over $160 billion in credit resources as Vietnam moves to amend the Law on Credit Institutions, preventing a surge in bad debt from turning into dead capital.
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Government approves two-year trial of P2P lending
Under the pilot, only P2P lending companies licensed by the State Bank of Vietnam (SBV) will be allowed to operate. Foreign banks are excluded from participation.
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Digital assets, carbon credits expected to be collateral in bank loans
Currently, the assets are not yet recognised by Vietnamese law as collateral in bank credit activities, while current regulations mainly apply to tangible assets or traditional financial assets.
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Interest rate developments of credit institutions for customers in March 2025
State Bank of Vietnam has just released the interest rate developments in March 2025
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WB and ADB provide $400 million for three projects in Vietnam
The World Bank and the Asian Development Bank will provide loans and grants worth $400 million for three socio-economic development projects in Vietnam.
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Synchronously implement solutions to support businesses in overcoming challenges
On the afternoon of April 17, 2025, the Vietnam Federation of Commerce and Industry (VCCI) organized the "Business Forum 2025: Supporting businesses to overcome challenges and improve competitiveness". Sharing at the forum, Dr. Nguyen Quoc Hung, Vice Chairman cum General Secretary of the Vietnam Banks Association (VNBA) emphasized the need to synchronize solutions to help businesses overcome challenges and improve competitiveness.
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SBV continues to review and cut administrative procedures
100% of the intra-government administrative procedures between the State Bank of Vietnam (SBV) and other State administrative agencies, as well as the internal procedures within the SBV, will be reviewed and simplified.
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Credit Program worth VND 100,000 billion for Agriculture, Forestry and Fisheries Sectors
The State Bank of Vietnam (SBV) has requested the commercial banks to expand their lending targets in implementing the Credit Program for the Agriculture, Forestry and Fisheries Sectors.
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Seminar discusses how to successfully restructure banking sector
Experts explored the root causes behind both the successes and failures of Việt Nam’s bank restructuring efforts, while proposing practical measures to enhance their effectiveness going forward, at a seminar in HCM City on April 11.
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Bank credit needs to flow into real estate segments with higher demand
Data from the rating agency FiinRatings showed that credit growth for the whole economy was 15.08 per cent last year, while credit growth for real estate developers was up to 28.5 per cent, four times higher than credit for home buyers.
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Banking Database to Enhance Management Efficiency of Banking Operations
In the morning of April 8, 2025, in Hanoi, the State Bank of Vietnam (SBV) organized a Launching Workshop for the Project on “Assessment of the current state of the shared specialized banking database” under the chair of Deputy Governor Pham Thanh Ha.
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Banks join forces to support infrastructure and technology investments
Commercial banks have hailed the government’s $20 billion credit package aimed at supporting infrastructure and digital technology.
