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Interest rate developments applied by credit institutions in February 2026
State Bank of Vietnam has just released the interest rate developments of credit institutions in February 2026.
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2026 bank outlook depends on Gov’t directions, interest rate, bad debts
With the factors, experts forecast that this year will witness unprecedented differentiation in market share and profits of banks. Some banks with advantages in scale, management capacity and specific supporting policies will become bright spots.
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Circular 83/2025/TT-NHNN: A Strategic milestone in aligning risk management with international standards
In a move to fortify the financial stability of the nation, the State Bank of Vietnam (SBV) has officially introduced Circular No. 83/2025/TT-NHNN (Circular 83). This landmark regulation, governing internal control systems within credit institutions and foreign bank branches, marks a decisive step in Vietnam’s multi-year roadmap to align its domestic banking sector with the stringent global standards of the Basel Committee on Banking Supervision.
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Banks expand financial ecosystems to unlock new growth drivers
Banks are expanding into insurance, securities, digital assets and fund management to drive growth, but stronger risk governance will be crucial to ensure system stability.
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VNBA leader receives the CEO of PFC Technologies
On the morning of March 20, 2026, in Hanoi, the Vietnam Banks Association (VNBA) held a strategic working session with PFCT Technologies (PFCT) from South Korea. The meeting highlighted the transformative potential of Artificial Intelligence (AI) in optimizing credit approval processes and mitigating non-performing loans (NPLs) for domestic financial institutions.
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Deposit, lending rates forecast to remain stable despite interbank rate volatility
Interbank interest rates in Việt Nam are not sufficient to become a benchmark for deposit and lending rates.
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Bank AGMs heat up with capital race, M&A and leadership shake-ups
From capital increases to potential M&A deals and leadership reshuffles, this year’s bank AGMs are set to shape the sector’s next phase of growth.
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Deposit interest rates keep rising
For the 6-month term, the interest rate difference between banks becomes more pronounced, ranging from approximately 4.5 per cent to over 7 per cent per annum.
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Việt Nam’s banking brand value surges to $14.7 billion in 2026
According to Brand Finance’s Banking 500 2026, Việt Nam is represented by 13 banking brands in the global rankings, seven of which demonstrate notable double digit-growth over the past year, reflecting a progressive financial ecosystem.
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Banking sector growth to moderate in 2026
After a year of strong growth in 2025 the banking industry is expected to deliver a “moderately positive” performance this year, with profits projected to increase by 16 per cent, according to a report by S&I Ratings, a provider of credit rating services, market research and corporate analysis in Việt Nam.
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Open up more room for consumer credit
Adjusting loan sizes and terms for consumer credit is expected to bring about significant changes to people's access to capital, while also boosting retail credit growth and domestic consumption.
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Strengthening anti-money laundering capacity for digital asset service providers
As digital assets and cryptocurrencies continue to expand globally, Vietnam is intensifying efforts to strengthen anti-money laundering (AML) capacity to safeguard financial stability and economic security. Recently, the Vietnam Banks Association (VNBA), in cooperation with relevant partners — including cryptocurrency exchange Binance — organized a specialized AML training program for digital asset service providers in Hanoi.
