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Monetary Policy Management in late 2025: Flexibility to support growth and maintain macroeconomic stability
In the final months of 2025, the State Bank of Vietnam (SBV) continues to face a dual mandate: supporting economic growth while maintaining macroeconomic stability and controlling inflation. Against the backdrop of ongoing global uncertainties and mounting pressures in domestic financial markets, the SBV has set its policy orientation to be proactive, flexible, timely, and well-coordinated with fiscal policy and other macroeconomic instruments.
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Key policies taking effect from October 2025
From October 2025, a series of new laws, decrees, and circulars will take effect, covering taxation, science and technology, monetary policy, and gold market management.
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Vietnamese banks embrace AI, shut branches, and block scams
The banking sector digitizes at record pace as customer behavior shifts and data becomes a key asset.
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15 Years of the Risk Management Subcommittee – Card Working Committee: Safeguarding a Safer and More Sustainable Payment Ecosystem
Hue, September 26–27, 2025 — The Card Working Committee under the Vietnam Banks’ Association (VNBA) held a ceremony in Hue to mark the 15th anniversary of the Risk Management Subcommittee (2010–2025), in conjunction with its 2025 Annual Conference themed “Bank Card Security – Risk Management in the Digital Era: Towards a Safe and Sustainable Payment Ecosystem.”
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Vietnamese banks block 300,000 suspicious transactions worth $57mn in fraud crackdown
Vietnamese banks have blocked nearly 300,000 money transfers flagged as potentially fraudulent, worth about VND1.5 trillion (US$57 million), said the State Bank of Vietnam (SBV).
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Credit program for agriculture, forestry and fisheries expanded to VND 185 trillion
On September 23, 2025, the State Bank of Vietnam (SBV) issued Official Letter No. 8333/NHNN-TD, directing credit institutions to continue rolling out the credit program for agriculture, forestry, and fisheries until total lending reaches VND 185 trillion — the registered commitment from participating commercial banks.
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Banking industry needs data-driven, customer-centric breakthrough: experts
In the first seven months of 2025, non-cash transactions via QR codes increased by 66.7 per cent in quantity and 159 per cent in value compared to the same period in 2024.
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Central bank faces challenges to meet Gov’t dual goal
In the context that room for monetary policy is narrowed due to prolonged interest rate differentials and exchange rate pressures, Việt Nam should promote the role of fiscal policy, considering it as the key tool in promoting growth.
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Dr. Nguyen Quoc Hung: Customer-centricity is not just a slogan but must be the center of value, experience and trust.
Speaking at the opening session of the Smart Banking 2025 Conference on the morning of September 25, 2025, Dr. Nguyen Quoc Hung, Vice Chairman cum General Secretary of the Vietnam Banks Association, stated that the next phase of digital transformation of the banking industry must create a qualitative breakthrough, shift management thinking, consider data as a strategic asset and put customers at the true center of all values.
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VNBA Leader welcome Senior Trade and Investment Director from Victoria, Australia
Hanoi, September 24, 2025 – Dr. Nguyen Quoc Hung, Vice Chairman and Secretary General of the Vietnam Banks’ Association (VNBA), hosted a working session with Mr. Trent Davies, Senior Director for Trade and Investment in Southeast Asia, Government of Victoria, Australia.
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VNBA delegation expands fintech and green finance connections in Victoria, Australia
During four days from September 15-18, 2025, the delegation of the Vietnam Banking Association (VNBA) led by Dr. Nguyen Quoc Hung, Vice Chairman cum General Secretary of VNBA, visited and worked in Victoria (Australia) at the invitation of the Victoria government. This is considered one of the outstanding foreign affairs activities, helping VNBA members directly access advanced models of Fintech, cybersecurity, artificial intelligence (AI), credit risk management and green finance.
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Regulation changes to large online money transfer
Domestic online money transfer transactions of VNĐ500 million or more must be reported to the SBV’s Anti-Money Laundering Department.
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Vietnam plans green loan boost for eco-friendly projects
A fixed 2 per cent annual interest rate subsidy is proposed for the private enterprises, business households and individuals on loans for green, circular economy and environmental – social – governance (ESG) projects, accroding to a draft decree by the State Bank of Việt Nam.
