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Deposit, lending rates forecast to remain stable despite interbank rate volatility
Interbank interest rates in Việt Nam are not sufficient to become a benchmark for deposit and lending rates.
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Banking sector growth to moderate in 2026
After a year of strong growth in 2025 the banking industry is expected to deliver a “moderately positive” performance this year, with profits projected to increase by 16 per cent, according to a report by S&I Ratings, a provider of credit rating services, market research and corporate analysis in Việt Nam.
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Open up more room for consumer credit
Adjusting loan sizes and terms for consumer credit is expected to bring about significant changes to people's access to capital, while also boosting retail credit growth and domestic consumption.
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Strengthening anti-money laundering capacity for digital asset service providers
As digital assets and cryptocurrencies continue to expand globally, Vietnam is intensifying efforts to strengthen anti-money laundering (AML) capacity to safeguard financial stability and economic security. Recently, the Vietnam Banks Association (VNBA), in cooperation with relevant partners — including cryptocurrency exchange Binance — organized a specialized AML training program for digital asset service providers in Hanoi.
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VNBA meets with S&P Global Ratings and FiinRatings to promote capital market development
On March 9, 2026, the Vietnam Banks Association (VNBA) held a working session with representatives from S&P Global Ratings and FiinRatings to discuss Vietnam’s economic outlook, the development of the capital market, and the role of credit ratings in strengthening the country’s financial system. The meeting was chaired by Dr. Nguyen Quoc Hung, Vice Chairman cum Secretary General of VNBA.
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VNBA Risk Committee and KPMG collaborate on Vietnam Banking risk Report
On March 9, 2026, the Risk Committee of the Vietnam Banks Association (VNBA) held a working session with KPMG to discuss plans for conducting a survey and developing the Vietnam Banking Risk Trends Report. The meeting was attended and directed by Dr. Nguyen Quoc Hung, Vice Chairman and Secretary General of VNBA.
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VNBA Technology Committee launches 2026 Action Plan
On March 11, 2026, the Technology Committee of the Vietnam Banks Association (VNBA) held a meeting to review its activities in 2025 and launch its Action Plan for 2026. The meeting was attended and chaired by Dr. Nguyen Quoc Hung, Vice Chairman cum Secretary General of VNBA.
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Higher interest rates and stricter credit caps reshape lending landscape
Interest rates are forecast to remain elevated in 2025, with credit flows expected to steer towards productive industries and priority economic drivers.
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Anti-money laundering for digital asset service providers
On March 12, 2026, the Vietnam Banking Association, in collaboration with Binance, will organize a training program on "Anti-Money Laundering for Digital Asset Service Providers," aiming to raise awareness among digital asset service providers about the risks of money laundering, terrorist financing, and other illegal activities arising during the provision of services.
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Protecting personal data in banking operations.
In response to the increasing demands for legal compliance and customer data protection in the digital age, the Vietnam Banking Association (VNBA) is organizing an intensive training course on "Personal Data Security in Banking Operations," scheduled to take place in Hanoi on March 21, 2026 and in Ho Chi Minh City on March 28, 2026.
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VNBA’s Policy Committee meets to deploy the 2026 activity program
On March 4, 2026, the Policy Committee of the Vietnam Banks Association (VNBA) convened a meeting to discuss and agree upon the orientation and activity program for the year 2026. Dr. Nguyen Quoc Hung, Vice Chairman and General Secretary of VNBA, attended the meeting and delivered a guiding address.
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Interest rate developments applied by credit institutions in January 2026
State Bank of Vietnam has just released the interest rate developments of credit institutions in January 2026.
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Large private banks aim to maintain high credit growth in 2026
VCBS believes that dynamic private banks are expected to continue leading credit growth with a projected loan portfolio expansion exceeding 20 per cent.
