News
Six key banking policy highlights in 2025
In 2025, Vietnam’s banking sector faced multiple pressures — from supporting broad economic growth to managing inflation, safeguarding the financial system, and maintaining exchange rate stability. Persistent macroeconomic volatility, geopolitical tensions, and natural disasters increased uncertainty in monetary and regulatory management.
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Credit management must ensure high GDP growth, macroeconomic stability
Credit management should be cautious and effective to enable linking high economic growth with macroeconomic stability and financial system reforms.
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Interest rate developments applied by credit institutions in November 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in November 2025.
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The State Bank of Vietnam issues Circular No. 48/2025/TT-NHNN on administrative reform and organizational restructuring in banking supervision
On December 16, 2025, the Governor of the State Bank of Vietnam (SBV) has officially signed and promulgated the Circular No. 48/2025/TT-NHNN. This Circular amends and supplements several existing regulations within the field of banking management and supervision, focusing on the reduction and simplification of administrative procedures and adjustments to organizational structures.
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SBV meeting of the 13th Payment and Technology Council: Accelerating sandboxes and strengthening legal framework for digital payments
On 22 December 2025, at the headquarters of the State Bank of Vietnam (SBV), Deputy Governor Pham Tien Dung chaired the 13th Meeting of the Payment and Technology Council to review progress under Resolution No.57-NQ/TW and to steer completion of legal frameworks for digital payments and banking digital transformation.
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Steering council for international financial centre set up
Việt Nam has taken another step towards building an international financial centre by setting up a high-level steering council to oversee its development and operations.
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State banks break year-long rate freeze with deposit hikes
Việt Nam's 'Big Four' lenders boost savings rates as year-end credit demand rises
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Mobilizing and effectively using financial resources to achieve economic growth targets for the 2026–2030 period
On the morning of December 16, at the Vietnam Economic Forum 2025 with Outlook to 2026, Deputy Governor of the State Bank of Vietnam (SBV), Pham Thanh Ha, delivering the opening remarks, underscored the strategic emphasis placed by the Party and State of Vietnam on achieving a minimum economic growth rate of 8% in in 2025 and aspiring to double-digit growth during 2026–2030 as a crucial step toward entering the ranks of upper-middle-income countries by 2030 and high-income status by 2045.
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Vietnam economy in 2025 and prospects in 2026 Forum opens
Experts at the Forum agreed that green transformation and the circular economy represent the only viable path for Vietnam to achieve high growth in tandem with sustainable development in the digital era
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A new decree regulates the re-lending of ODA loans and foreign concessional loans
Under Decree No. 317/2025/ND-CP, that amends and supplements certain provisions of Decree No. 97/2018/ND-CP, the re-lending of ODA loans and foreign concessional loans are regulated for public scientific and technological organizations, as well as financially autonomous public universities.
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Double-digit growth target for 2026-2030: A radical revolution in capital structure is imperative
According to regulators and experts at the "Banking & Finance" thematic session of the Vietnam Economic Forum 2025, held on December 16, Vietnam must undergo a "revolution" in its capital structure to achieve double-digit GDP growth. The primary focus involves easing the burden on the banking system by unlocking the potential of capital markets and professional investment institutions.
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Vietnam’s green transition demands collective financial action
As Vietnam accelerates its green transition, mobilising diversified, long-term financial resources beyond the banking system has become a decisive factor in delivering sustainable and inclusive growth.
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SBV reaffirms the value of effective cooperation and support from international financial institutions and foreign partners
On December 12, 2025, at the headquarters of the State Bank of Vietnam (SBV), Governor Nguyen Thi Hong chaired the annual meeting with international financial and monetary institutions and foreign credit institutions operating in Vietnam. The event reaffirmed the strong and effective cooperative relationship between Vietnam and the international community in the monetary and banking sector.
