Most recently, the Digital Technology Commercial Bank Limited (VCBNeo) held its 2025 business review and 2026 planning conference.
At the event, Le Quang Vinh, CEO of Vietcombank (VCBNeo’s parent bank), affirmed that VCBNeo had overcome its most difficult restructuring phase, although challenges remain ahead.
He expressed confidence that VCBNeo could fully achieve its goals of safe, efficient restructuring and gradually become self-reliant.
The State Bank of Vietnam’s Regional Branch 1 acknowledged and praised the positive performance VCBNeo achieved in 2025, especially in capital mobilization, credit growth, and non-performing loan control.
Earlier, at Vietcombank’s annual business meeting, executives revealed that VCBNeo had recorded a profit of over USD 73 million by the end of 2025 - a significant shift after many years of losses.
This marked the first time since VCBNeo was transferred to Vietcombank that its financial results were publicly disclosed. Among the four transferred banks, VCBNeo posted the highest profit.
Meanwhile, Prosperity Era Commercial Bank Limited (GPBank) reported a profit of over USD 20 million in 2025 after a year of comprehensive restructuring supported by parent bank VPBank.
VPBank previously stated that during the first five months of 2025, GPBank saw a 20% increase in deposits and a 3% growth in independent lending.
June 2025 marked a turning point, as GPBank recorded its first positive monthly profit after years of losses.
Vikki Digital Bank Limited (Vikki Bank), in its first year under the ownership of HDBank, also showed promising signs of recovery by returning to profitability.
According to Le Thanh Trung, a member of Vikki Bank’s board, the bank has laid down foundational elements for its future development after years of financial hardship.
For Modern Vietnam Commercial Bank Limited (MBV), its first year under MB's management brought clear improvements in size, asset quality, and operational performance.
MBV's total assets surged from roughly USD 1.6 billion to USD 3.7 billion by September 2025, a 129% increase. Credit outstanding nearly doubled, from USD 1.3 billion to USD 2.6 billion - a 94% rise. Meanwhile, deposit volume rose to USD 2.3 billion, up 30%, securing strong liquidity for further growth.
At the 2026 national banking sector planning conference, MB revealed that immediately after acquiring MBV, it deployed personnel to fill key leadership roles, restructured the organizational model, and streamlined operations. Around 200 MB staff were reassigned to support MBV.
MB also sold assets to MBV in line with the annual roadmap of the mandatory transfer plan. In addition, MB provided comprehensive support in IT and infrastructure, helping MBV complete 20 critical information systems that meet high standards of security, business continuity, and customer service.
