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Risk Management and Cybersecurity: The “Soft Shield” of the banking system in the AI and Cloud era
In recent years, Vietnam’s banking sector has undergone rapid digital transformation, driven by the adoption of technologies such as Artificial Intelligence (AI), cloud computing, and big data. However, this transformation has also introduced increasingly complex technological and cybersecurity risks.
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VNBA Debt Management Club: Strendthening Internal capacity and leading the debt trading market in 2026
As the economy in 2026 faces both new opportunities and challenges, non-performing loan (NPL) resolution has evolved from an isolated task of individual credit institutions into a critical factor for ensuring the stability of the national financial system. On the morning of April 15, 2026, the Asset Management Club under the Vietnam Banks’ Association held a conference to deploy its 2026 tasks, marking a significant transformation in both high-level leadership and strategic direction.
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A catalyst for supply chain finance in the digital era
In the architecture of the modern credit market, factoring is more than just a credit extension based on receivables; it is a pivotal tool for unlocking capital flows for small and medium-sized enterprises (SMEs).
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Strengthening synergy between VNBA and VAPCF: Reinforcing the rural financial pillar in the new context
Within the multi-layered structure of Vietnam's credit institutions, People's Credit Funds (PCFs) serve as the "arteries" channeling capital to remote areas, contributing to the goal of financial inclusion. However, facing complex macroeconomic fluctuations and the stringent requirements of the Law on Credit Institutions 2024, strengthening coordination between the Vietnam Banks Association (VNBA) and the Vietnam Association of PCFs (VAPCF) in 2026 has become a strategic necessity.
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Cybersecurity needs heightened attention in the age of AI
While boosting efficiency in the banking sector, the application of artificial intelligence (AI) also changes the nature of cyber risks and poses great challenges to cybersecurity in Việt Nam.
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Banking sector Q1/2026: Unleasing credit flows and securing digital transformation milestones
On April 14, 2026, the State Bank of Vietnam (SBV) held a press conference to announce the banking sector’s performance results for the first quarter of 2026. Amidst complex global economic variables, Vietnam’s banking sector has reaffirmed its role as a cornerstone through flexible monetary policy management, directing credit into priority sectors, and achieving breakthrough advancements in secure payment technologies.
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New regulations on special lending
The State Bank of Vietnam (SBV) has issued Circular No. 02/2026/TT-NHNN, introducing significant amendments and supplements to the regulatory framework governing special lending to credit institutions.
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VNBA and FiinGroup partner to advance data infrastructure for Vietnam’s financial-banking sector
Amid the rapid expansion and increasing complexity of Vietnam’s financial and banking market, transparency, risk management, and analytical capabilities have become critical pillars for sustainable development. Building a robust data and knowledge infrastructure is now essential not only for financial institutions but also for strengthening overall market confidence.
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VNBA issues Code of Conduct for Debt collection activities
The Vietnam Banks Association (VNBA) has issued Decision No. 15/QĐ-HHNH promulgating the “Code of Conduct for Debt Collection Activities,” aiming to establish unified standards for credit institutions while ensuring a balance between the rights of lenders and the legitimate interests of customers.
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Circular No. 83/2025/TT-NHNN: A stress test for governance and a turning point for banking transformation
The issuance and implementation of Circular No. 83/2025/TT-NHNN marks a pivotal moment in the modernization of Vietnam’s banking sector. More than a regulatory requirement, the Circular serves as a real stress test of governance capacity, transformation readiness, and alignment with international standards across credit institutions.
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Supervision mechanisms, operational standards critical for piloting crypto asset market
While digital assets are widely viewed as a promising sector that could contribute to economic growth, concerns remain among investors about transparency and safety in a transitional regulatory environment.
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Banks end account nickname feature from April 1 under new payment rules
Beginning April 1, payment account names at commercial banks must fully match information on citizens’ identity cards under new regulations on non-cash payment services.
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SBV proposes higher lending caps for major projects in Hà Nội
The maximum credit exposure for a single borrower would not exceed 38 per cent of a bank’s owned capital, while lending to a borrower and related parties would be capped at 52 per cent of bank capital when financing large projects in the city.
