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Liquidity shocks are a sign of rising capital costs
This year’s sudden spike in overnight rates on the interbank market to around 17 percent per year in a single session startled many observers.
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Funding shortages keep deposit rates elevated despite central bank efforts
State Bank of Vietnam (SBV) Governor Phạm Đức Ấn said strong credit demand had made it increasingly difficult for the central bank to steer interest rates lower.
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Techcombank posts record Q2 profit on strong fee income and digital growth
The bank posted pre-tax profit of VND18.5 trillion (US$703 million) in the first half of the year, up 22.5 per cent year-on-year.
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Lenders turn to high-yield certificates of deposit to shore up liquidity
Banks are offering certificates of deposit with yields of up to 9 per cent as funding competition intensifies, with robust credit growth outpacing deposit mobilisation and keeping liquidity pressures elevated.
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Removing institutional bottlenecks, creating new momentum for the consumer finance market
As Vietnam's consumer finance market navigates both opportunities and challenges, improving the legal framework, accelerating digital transformation, and strengthening risk management remain key priorities to unlock sustainable growth, expand access to formal credit, and curb black-market lending. These priorities were highlighted at the Board of Management meeting of the Consumer Finance Club under the Vietnam Banks Association (VNBA) on July 22, 2026.
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BIDV becomes first Vietnamese bank to join global carbon accounting alliance
Through the alliance, BIDV will gain access to international methodologies, technical guidance and updated emissions factors covering multiple countries and economic sectors.
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Vietcombank arranges over VND27 trillion loan for expressway project
This is the largest syndicated credit package ever arranged for a build-operate-transfer (BOT) transport project in Việt Nam.
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Elevating bank risk management capabilities: A vital imperative in the digital and AI era
Driven by digital transformation, the VNBA Risk Committee and Vietcombank co-hosted the 2026 Annual Forum on July 21 in Hanoi under the theme: "Elevating Bank Risk Management Capabilities in the Context of Digital Transformation and Integration with International Standards".
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Interest rate developments applied by credit institutions in June 2026
State Bank of Vietnam has just released the interest rate developments of credit institutions in June 2026.
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Banks must provide customers with options for registering credit limits and waiting period.
To help customers minimize risks during payment transactions and prevent fraud, the State Bank of Vietnam (SBV) recently issued document 6190/NHNN-TT dated July 14, 2026, requiring banks and branches of foreign banks to provide customers with a service for registering credit limits and waiting periods. Simultaneously, the SBV requires banks and branches of foreign banks to develop specific implementation plans and execute them before March 1, 2027.
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VNBA review its performance in the first half and deploy tasks for the second half of 2026
On July 15, 2026, Vietnam Banks Association (VNBA) successfully held a conference to review its performance in the first six months of 2026 and outline key tasks for the latter half of the year. The event served as a critical platform to evaluate the banking sector’s operational landscape, identify ongoing challenges, and unify coordination mechanisms to address policy, legal, and digital transformation bottlenecks.
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Draft law on banking to be submitted to NA next month
The NA’s Standing Committee met to consider the draft law amending and supplementing the Law on the State Bank of Vietnam, the Law on Anti-Money Laundering, and the Law on Credit Institutions on Tuesday.
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Fitch Ratings assigns rating to HDBank for 1st time, recognises its strong financial profile
Fitch Ratings has assigned its first ever credit ratings for Hồ Chí Minh City Development Joint Stock Commercial Bank (HoSE: HDB), placing the lender among the highest-rated Vietnamese banks, recognising its strong financial fundamentals, robust performance, and sustainable growth.
