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Ministry proposes data, cash flow-driven lending to ease SMEs’ credit crunch
Draft amendments to the Law on Support for Small- and Medium-Sized Enterprises aim to reduce SMEs’ dependence on collateral-backed borrowing and encourage banks to assess borrowers based on business performance, transaction data, cash flow and value chains.
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Vietnamese banking sector enters a phase of comprehensive restructuring in the digital era
The proportion of adults owning a bank account in Vietnam has reached 87%, exceeding the Government's target set for 2025; the value of non-cash payments is estimated to reach 28 times the GDP. These figures reflect the strong transformation of the national banking and financial system, while also setting the requirement for a comprehensive restructuring of operating models in the coming time.
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SBV: On the issuance of Circular No. 11/2026/TT-NHNN
On the issuance of Circular No. 11/2026/TT-NHNN dated May 19, 2026, by the Governor of the State Bank of Vietnam, decentralizing the implementation of administrative procedures in the credit information sector, and amending and supplementing several articles of Circulars related to the reduction, simplification, and decentralization of administrative procedures regarding the establishment and operation of banks.
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Action Program of the Banking Sector on Implementing the Government's Resolution No. 109/NQ-CP
The State Bank of Vietnam (SBV) has recently issued Decision No. 1076/QD-NHNN dated May 19, 2026, regarding the Action Program of the Banking Sector on implementing the Government's Resolution No. 109/NQ-CP dated April 16, 2026.
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Banks enter post-digitalisation race for customer loyalty
As digital banking becomes the norm, Vietnamese lenders are entering a new race where customer experience, data intelligence and trust, not transaction speed, will determine who wins long-term loyalty.
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Q1 bank earnings surge on credit recovery, but market risks loom
Many banks posted strong first-quarter profits as lending and fee income rebounded sharply, though exchange-rate volatility and rising funding costs threaten to test growth sustainability in the months ahead.
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SBV: On the issuance of Circular No. 08/2026/TT-NHNN dated May 15, 2026
The Governor of the State Bank of Vietnam signed and issued Circular No. 08/2026/TT-NHNN on May 15, 2026, amending and supplementing Point a, Clause 4, Article 20 of Circular No. 22/2019/TT-NHNN prescribing limits and prudential ratios in the operations of banks and foreign bank branches
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Rising rates squeeze bank profits, slow bond issuance
Surging interest rates are driving up funding costs and squeezing profit margins, forcing banks to slow bond issuance while property developers increasingly dominate the corporate bond market.
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On the issuance of the Circular prescribing the custody and use of valuable papers at the State Bank of Vietnam
On May 19, 2026, the Governor of the State Bank of Vietnam signed and issued Circular No. 09/2026/TT-NHNN prescribing the custody and use of valuable papers at the State Bank of Vietnam.
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VNBA Secretary General Đào Minh Tú: Data as a strategic asset, progress anchored in resilience
Delivering the opening remarks at the World Financial Innovation Series 2026 (WFIS Vietnam 2026), Dr. Dao Minh Tu – Vice Chairman and Secretary General of the Vietnam Banks Association (VNBA) – asserted that the banking sector is entering a phase of deep digital transformation where data serves as the core strategic asset. However, the rapid pace of innovation must strictly run parallel with robust risk management and sustainable cyber resilience in an increasingly complex digital landscape.
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WFIS 2026: Banking sector accelerates digital transformation, prioritizing cybersecurity and risk management
On May 19 and 20, 2026, the World Financial Innovation Series (WFIS) 2026 officially took place in Hanoi. This prestigious annual event, marking its fourth edition in Vietnam, was co-organized by the Vietnam Banks' Association (VNBA) and TradePass (India).
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Private banks accelerate in equity
Accumulating equity capital through retaining profits to distribute stock dividends is becoming the dominant trend.
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VNBA: A Legacy of synergy, innovation, and strategic partnership in the new financial era
As a cornerstone of the national financial landscape, the Vietnam Banks Association (VNBA) continues to solidify its role as a pivotal liaison, steering the banking system toward modernization, global integration, and sustainable prosperity.
