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Central bank’s first 2026 directive prioritises inflation control, macro stability
Directive 01/CT-NHNN sets a 4.5 per cent inflation goal and targets around 15 per cent credit growth to safeguard macro stability and sustainable growth.
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Interest rate developments applied by credit institutions in December 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in December 2025.
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VNBA and FPT IS talk on digital platforms for the banking industry
On the morning of January 21, 2026 in Hanoi, the Vietnam Banks’ Association (VNBA) hosted a working session with leadership from FPT Information System Company Limited (FPT IS) to discuss advanced technological solutions and digital platforms for the banking industry.
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Unlocking credit flow for innovation: Using Intellectual property as loan collateral
On the afternoon of January 21, 2026 in Hanoi, the Vietnam Banks’ Association (VNBA), in collaboration with the Intellectual Property Office (IPO) under the Ministry of Science and Technology, convened a working session titled “Mechanisms and Practice of Using Intellectual Property Rights as Collateral for Loans: Challenges and Proposals.”
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Deposit interest rates exceed 7%, pushing up lending rates
Deposit interest rates at mid-sized banks have continued to rise and surpass the 7 per cent per year mark, causing lending rates to increase.
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SACOMBANK, VNPAY launch digital payment, tax-filing solutions for businesses
Designed to be simple and user-friendly, they help optimise payments, sales management, electronic invoicing, and banking connectivity, facilitating the digitalisation of business activities.
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VNBA and BWG discuss solutions to “unblock” domestic money transfer
On January 20, 2026, Vietnam Bankers Association (VNBA) convened a focused meeting with the Banking Working Group (BWG) to address challenges in implementing domestic money transfer screening under the Anti-Money Laundering Law. The session, led by Dr. Nguyen Quoc Hung, VNBA Vice Chairman cum Secretary General, aimed to build unified solutions that ensure legal compliance without hindering payment operations.
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Higher 2026 growth target puts pressure on credit framework
Vietnam’s credit growth framework is set to face mounting pressure as policymakers pursue a significantly higher economic growth target in 2026.
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Vietnam’s corporate bond market set for a more positive 2026
2026 is set to be a more positive and active year for Vietnam's corporate bond market, bolstered by an improving credit quality trend.
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Treasury’s idle funds deposited at banks proposed to raise at year end
The Ministry of Finance has recently proposed allowing the State Treasury of Vietnam to increase the cap on idle funds deposited at commercial banks to improve liquidity during the year-end period.
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Agribank – A key capital provider driving production, business activities and economic growth
Amid continued global and domestic economic volatility in 2025, marked by prolonged geopolitical tensions, uneven recovery of supply chains, rising production costs, and increasing capital demand, ensuring a stable, timely, and well-directed flow of credit has been identified as a critical task to support sustainable economic growth.
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Vietnam Banks Association holds working session with TerraPay
On January 19, 2026, the Vietnam Banks Association (VNBA) held a working session with TerraPay, a global financial and payment services provider headquartered in the United Kingdom, to discuss modern technological solutions and explore opportunities for cooperation in the international money transfer space.
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Credit growth plans at 15% in 2026, focusing on macroeconomic stability
Under the latest statement on managing credit growth in 2026, the SBV said that this year it will focus on maintaining macroeconomic stability and sustainable development, and control risk areas and real estate.
