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Interest rate developments applied by credit institutions in December 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in December 2025.
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SACOMBANK, VNPAY launch digital payment, tax-filing solutions for businesses
Designed to be simple and user-friendly, they help optimise payments, sales management, electronic invoicing, and banking connectivity, facilitating the digitalisation of business activities.
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VNBA and BWG discuss solutions to “unblock” domestic money transfer
On January 20, 2026, Vietnam Bankers Association (VNBA) convened a focused meeting with the Banking Working Group (BWG) to address challenges in implementing domestic money transfer screening under the Anti-Money Laundering Law. The session, led by Dr. Nguyen Quoc Hung, VNBA Vice Chairman cum Secretary General, aimed to build unified solutions that ensure legal compliance without hindering payment operations.
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Higher 2026 growth target puts pressure on credit framework
Vietnam’s credit growth framework is set to face mounting pressure as policymakers pursue a significantly higher economic growth target in 2026.
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Vietnam’s corporate bond market set for a more positive 2026
2026 is set to be a more positive and active year for Vietnam's corporate bond market, bolstered by an improving credit quality trend.
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Treasury’s idle funds deposited at banks proposed to raise at year end
The Ministry of Finance has recently proposed allowing the State Treasury of Vietnam to increase the cap on idle funds deposited at commercial banks to improve liquidity during the year-end period.
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Agribank – A key capital provider driving production, business activities and economic growth
Amid continued global and domestic economic volatility in 2025, marked by prolonged geopolitical tensions, uneven recovery of supply chains, rising production costs, and increasing capital demand, ensuring a stable, timely, and well-directed flow of credit has been identified as a critical task to support sustainable economic growth.
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Vietnam Banks Association holds working session with TerraPay
On January 19, 2026, the Vietnam Banks Association (VNBA) held a working session with TerraPay, a global financial and payment services provider headquartered in the United Kingdom, to discuss modern technological solutions and explore opportunities for cooperation in the international money transfer space.
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Credit growth plans at 15% in 2026, focusing on macroeconomic stability
Under the latest statement on managing credit growth in 2026, the SBV said that this year it will focus on maintaining macroeconomic stability and sustainable development, and control risk areas and real estate.
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Banks lead the bond market with nearly 590 trillion VND
2025 concluded with many positive signs for the Vietnamese corporate bond market, as the volume of new issuances recorded strong growth, and the issuance structure gradually stabilized compared to the previous period of significant volatility.
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Financial scams surge ahead of Tết
As the Lunar New Year (Tết) approaches, financial and banking scams in Việt Nam are showing a sharp upward trend, making banks and law enforcement agencies continuously issue warnings.
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Banks set for selective hiring in 2026
Vietnam’s banking sector is entering 2026 with a more targeted approach to hiring, reflecting improving business conditions and evolving operational demands. Recruitment plans point to steady expansion rather than broad-based workforce growth.
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On the management of credit growth in 2026
For the year 2026, the SBV sets a system-wide credit growth target of approximately 15%.
