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The AI Era: Vietnam’s banking sector faces a Golden opportunity to surge in growth
On 6 November 2025 in Hanoi, the Vietnam Banks Association (VNBA), together with IEC Group and Backbase, hosted a forum entitled “Vietnam’s Digital Banking in the AI Era: Opportunity for Break-through Growth”. The event gathered leaders from commercial banks, regulatory authorities and technology firms, to chart how artificial intelligence (AI) can become a core capability rather than a mere experiment in banking.
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ACCA and MSB strengthen strategic partnership to elevate financial talent standards
The Association of Chartered Certified Accountants (ACCA) has awarded the ACCA Approved Employer certificate to the Vietnam Maritime Commercial Joint Stock Bank (MSB), recognising the bank's commitment to fostering an internationally accredited environment for professional learning and human resource development.
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Cashless payment: Digital transformation drives strong growth
According to the Payment Department of the State Bank of Vietnam (SBV), cashless payment (CLP) transactions have maintained impressive growth momentum, particularly those conducted via QR codes. Meanwhile, cash withdrawals through ATMs have declined significantly, reflecting a clear shift in consumer behavior toward digital payment methods.
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KienlongBank – 30 years of Growth and Excellence: Affirming the strength of a leading Vietnamese brand
Celebrating its 30th anniversary (1995–2025), KienlongBank has demonstrated remarkable momentum as a resilient Vietnamese bank, steadfast in its philosophy of “safe development – sustainable growth”, while achieving outstanding breakthroughs across all strategic performance indicators.
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HCM City bank lending rises by 10 per cent, focus on production and business
The trend underscores the sector’s efforts to implement Government credit priorities, supporting economic growth and maintaining financial stability in the country’s southern economic hub.
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Banks racing into year-end profit boom
Vietnam’s banking sector continues to post robust profit growth this year thus far, with numerous lenders reporting impressive earnings and setting new records.
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High-Level Forum on Promoting digital technology - Expanding financial access
On October 29, 2025, in Ho Chi Minh City, the High-level Forum on Promoting digital technology - Expanding financial access, organized by the International Finance Corporation (IFC) in collaboration with the Vietnam Banks Association (VNBA), officially opened.
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Agribank honored with the “Sustainable Development Award 2025” by WSBI–ESBG
Continuing its impressive track record as one of Vietnam’s leading financial institutions, Agribank has made significant strides in 2025, reaffirming its pivotal role in driving agricultural, rural, and inclusive economic development while advancing digital transformation.
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Banks tighten coordination to curb digital financial fraud
The upcoming signing of the Hanoi Convention on Cybercrime on October 25–26 highlights Việt Nam’s proactive role in promoting a secure digital environment.
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Banks must sell bad debts to VAMC if NPL ratio reaches 3 per cent
Under the draft, banks exceeding the threshold must transfer bad debts to VAMC based on inspection and valuation results to maintain a safe NPL ratio.
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Governor Nguyen Thi Hong: Social housing development requires identifying the right needs and appropriate support mechanisms.
Speaking at the Conference with ministries, branches, localities and enterprises on breakthrough solutions for social housing development chaired by Prime Minister Pham Minh Chinh, Head of the Central Steering Committee on housing policy and real estate market on the morning of October 24, Governor of the State Bank of Vietnam (SBV) Nguyen Thi Hong emphasized the importance of clearly identifying needs, scope of support and specific financial solutions to promote social housing.
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Standard Chartered empowers youth’s financial education through 'Ready to Work' project
The project is part of Futuremakers by Standard Chartered, a global initiative aims to support disadvantaged youth to have vocational traning, develop skills and access sustainable employment opportunities.
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Interest rate developments applied by credit institutions in September 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in September 2025.
