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Consumer finance sector posts sharp profit growth
After a period of restructuring, many consumer finance companies are staging a strong comeback after restructuring, posting robust profit growth amid improving credit demand, expanding balance sheets, and supportive regulatory policies.
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Central bank rejects rumour small banknotes removed from circulation
The move was made after some social media sites have been spreading the rumour that the SBV plans to eliminate the small banknotes. The SBV affirmed that the rumour is inaccurate and lacks legal basis.
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Fintech-bank collaborations facilitate Vietnamese goals
Vietnam is in a bright spot to utilise partnerships between fintech groups and lenders for its green ambitions. Fintech expert Rahn Wood looks at the tie-ups already taking place and what more could be around the corner.
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Việt Nam’s IFC takes shape after more than one month since establishment
The centre operates under a 'one centre, two destinations' model in HCM and Đà Nẵng cities, focusing on institutional breakthroughs and modern technological infrastructure.
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Visa highlights Vietnamese payment trends for 2026
As more young professionals and families explore new destinations and digital lifestyles, expectations for seamless, secure payments continue to rise.
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Central bank’s first 2026 directive prioritises inflation control, macro stability
Directive 01/CT-NHNN sets a 4.5 per cent inflation goal and targets around 15 per cent credit growth to safeguard macro stability and sustainable growth.
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Credit institutions forecast lower pre-tax profit growth in 2026
Credit institutions expect the business outlook to remain positive in 2026 but are more cautious about profit growth, according to the latest survey by the State Bank of Vietnam (SBV).
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Việt Nam’s real estate credit hits $78b in Q4 2025 as central bank tightens oversight
The Ministry of Construction said real estate credit increased steadily throughout 2025 across housing, office leasing and industrial property, climbing from more than VNĐ1.56 quadrillion in the first quarter to around VNĐ2 quadrillion by year-end.
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Fitch Ratings upgrades Vietnam’s senior secured long-term debt rating to BBB-
The rating for Vietnam’s secured long-term debt was raised to BBB-, equivalent to investment grade, one notch higher than the country’s long-term foreign-currency rating on unsecured debt, which remains at BB+. The upgrade followed Fitch’s review under its revised Sovereign Rating Criteria issued in last September, said the Ministry of Finance.
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Interest rate developments applied by credit institutions in December 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in December 2025.
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VNBA and FPT IS talk on digital platforms for the banking industry
On the morning of January 21, 2026 in Hanoi, the Vietnam Banks’ Association (VNBA) hosted a working session with leadership from FPT Information System Company Limited (FPT IS) to discuss advanced technological solutions and digital platforms for the banking industry.
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Unlocking credit flow for innovation: Using Intellectual property as loan collateral
On the afternoon of January 21, 2026 in Hanoi, the Vietnam Banks’ Association (VNBA), in collaboration with the Intellectual Property Office (IPO) under the Ministry of Science and Technology, convened a working session titled “Mechanisms and Practice of Using Intellectual Property Rights as Collateral for Loans: Challenges and Proposals.”
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Deposit interest rates exceed 7%, pushing up lending rates
Deposit interest rates at mid-sized banks have continued to rise and surpass the 7 per cent per year mark, causing lending rates to increase.
