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No credit expansion made yet though banks used up all allocated room
Without a further credit increase from the SBV, credit supply has become limited in the fourth quarter as credit strongly surged by nearly 14 per cent in the first nine months of this year while allocated credit room of many banks was used up.
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Banks withdraw preferential housing loans aimed at young buyers
The preferential loan programme for home purchase of young customers implemented by State-owned banks from the first quarter of 2025, with an interest rate of 5.5 per cent fixed in the first three years. It has been considered the most attractive loan programme in many years.
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Shinhan Bank Vietnam is honored with two excellent awards for debit card growth
Ho Chi Minh City, on 08th December 2025 – Shinhan Bank Vietnam Limited (“Shinhan Bank”) honored to receive two consecutive awards from Mastercard, including: “Debit Growth Trailblazer” award and “Champion of Debit Card Issuance Growth”.
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Total outstanding policy credit reaches VND 398.1 trillion, supporting 6.73 million borrowing households
The Vietnam Bank for Social Policies (VBSP) reached over 398 trillion VND in loans, an increase of 30.4 trillion VND, providing support to more than 6.7 million poor households and policy beneficiaries accessing loans during the first nine months of 2025.
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Việt Nam launches cross-border QR code payment connectivity with China
Việt Nam and China have launched a bilateral QR payment link, enabling seamless cross-border transactions for travellers and businesses.
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Banks boost provisions as bad debt eases towards year-end
The banking system is reinforcing risk buffers as bad debt trends downwards and credit accelerates, signalling a more stable phase marked by stronger asset quality and improving profitability.
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Banks raise deposit rates as funding pressure builds
Many banks are lifting deposit rates as liquidity tightens, interbank rates surge, and the central bank increases open-market injections to stabilise funding conditions amid strong credit growth and rising capital demand.
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New finance and banking policies taking effect from December 2025
Starting from December 2025, a series of new policies in the finance and banking sectors officially come into effect.
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Identifying new types of fraud and scams in card payment activities
Ho Chi Minh City, December 2, 2025 – On December 1, the Risk Management Sub-committee of the Card Association, under the Vietnam Banks Association (VNBA), organized a seminar titled "Updating New Types of Fraud and Scams in Card Payment Activities and Risk Prevention Measures for the Final Months of 2025."
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Banks adjust account management fees from December 1
Many banks are applying fees based on minimum balances and account activity, while tightening SMS Banking charges to encourage customers to receive balance-change notifications via mobile apps – a free method that also helps reduce operational costs.
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VNBA strengthens efforts to combat card payment fraud
On the afternoon of December 1, 2025, in Ho Chi Minh City, the Risk Management Subcommittee of the Card Association under the Vietnam Banks Association (VNBA) held an important seminar titled “Updating New Fraud Types in Card Payment Activities and Risk Prevention Measures for the Last Months of 2025.” The event gathered many banks and financial experts with the purpose of sharing information and coordinating to prevent increasingly complex fraud in card payment operations.
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The 53rd ASEAN Banking Council Meeting concludes successfully in Yangon, Myanmar
The 53rd ASEAN Banking Council Meeting was successfully held on 21 November at the Novotel Yangon Max Hotel in Yangon, Myanmar. Hosted by the Myanmar Banks Association (MBA), the meeting brought together more than 150 senior banking leaders from 10 ASEAN countries, participating both offline and online.
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Accelerating the development of the digital banking ecosystem requires "synchronous legal corridor and close cooperation"
Hanoi, November 27, 2025 – The Policy Committee under the Council of the Vietnam Banks' Association (VNBA), in collaboration with the Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), organized a Specialized Seminar titled “Accelerating the Development of the Digital Banking Ecosystem”.
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Vietnam Banks Association Delegation visits and works with BIDV Yangon branch
On occasion of attending 53rd ASEAN Banking Council Meeting in Myanmar, on the afternoon of 21 November, the delegation of the Vietnam Banks Association (VNBA), led by Vice Chairman and Secretary General Dr. Nguyen Quoc Hung, visited and held a working session with BIDV Yangon Branch.
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VNBA and VISA talk on strengthening security cooperation against card fraud
Hanoi, November 27, 2025 – The Vietnam Banks Association (VNBA) and representatives of VISA in Vietnam and Laos held a crucial meeting to strengthen security cooperation amidst booming non-cash payment growth, alongside the rising threat of sophisticated cybercrime utilizing Artificial Intelligence (AI).
