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Banks accelerate deposit mobilization, interest rates rise to new levels
Entering March 2026, the deposit market continues to witness a wave of interest rate adjustments at many commercial banks.
Large private banks aim to maintain high credit growth in 2026
VCBS believes that dynamic private banks are expected to continue leading credit growth with a projected loan portfolio expansion exceeding 20 per cent.
Deposit interest rates exceed 7%, pushing up lending rates
Deposit interest rates at mid-sized banks have continued to rise and surpass the 7 per cent per year mark, causing lending rates to increase.
Implementing the credit program for investment in electricity, transportation, and strategic technology infrastructure
On December 08, 2025, the State Bank of Vietnam (SBV) issued Official Letter No. 10825/NHNN-TD to 21 Commercial Banks (CBs) providing guidelines for the implementation of the Credit Program for Strategic Infrastructure Investment (Electricity, Transport, and Technology).
No credit expansion made yet though banks used up all allocated room
Without a further credit increase from the SBV, credit supply has become limited in the fourth quarter as credit strongly surged by nearly 14 per cent in the first nine months of this year while allocated credit room of many banks was used up.
Banks racing into year-end profit boom
Vietnam’s banking sector continues to post robust profit growth this year thus far, with numerous lenders reporting impressive earnings and setting new records.
Inspection finds major banks misused trillions of đồng from bond issues
Inspectors concluded that three of the five banks used bond proceeds for the wrong purpose.
Four banks join IFC's Green Alliance to boost sustainable finance
The Alliance serves as a platform for banks committed to embedding sustainability in their strategies while financing the transition to low-carbon, resilient and inclusive economies.
Banks with high proportion of retail loans expect to benefit from law change
The Law on Credit Institutions is proposed to be amended to include some provisions of Resolution No 42/2017/QH14 on piloting bank bad debt settlement.
21 Vietnamese banks in the Fortune SEA 500 list in Southeast Asia
The Big4 giants along with 17 joint stock banks, led by VPBank, MB and Techcombank, have appeared in the Fortune SEA 500 list, including the 500 largest enterprises in Southeast Asia.
Domestic banks strengthen international partnerships
With central banks worldwide returning to monetary easing, the potential influx of cheap capital may drive domestic banks to pursue opportunities abroad.
Lofty GDP potential is indicator for credit demand
The State Bank of Vietnam targets 16 per cent credit growth, but this may have to be higher if GDP hits the 10 per cent mark this year.
Banks launch promotions to hail Year of the Snake
Banks in Vietnam are trying to attract customers with a variety of promotions at the start of the year.
Individual customers' bank savings hit record high
Individual customers' banking deposits hit a record high of more than VNĐ6.83 quadrillion as of the end of July 2024, newly released data from the State Bank of Vietnam (SBV) shows.
Debt recovery methods to be cleaned up
Commercial banks in Vietnam are grappling with rising loans and regulatory gaps, especially concerning debt recovery and managing real estate collateral, and highlighting the urgent need for clearer guidance on land use and leasing.
