Monday, 31/08/2026
   

Banks launch promotions to hail Year of the Snake

Banks in Vietnam are trying to attract customers with a variety of promotions at the start of the year.
Banks launch promotions to hail Year of the Snake
Photo: baodautu.vn

These promotions offer various gifts and ‘lucky’ money for customers. Several banks have also organised lotteries and raised interest rates for savings deposits.

From January 2 to February 2, southern commercial lender ACB is running a series of initiatives with lucky money for various financial products.

Existing and new ACB personal credit cardholders will receive VND68,000 ($2.8) in lucky money for each transaction with a minimum spend of VND3 million ($125).

The maximum total lucky money per customer is about $28. Customers who deposit savings with a three-month term will receive a preferential interest rate of 4.25 per cent per annum and unlimited lucky money for deposits starting from VND60 million ($2,500), with lucky money up to $280 per deposit.

The savings deposit incentives shall be extended until February 3. For new customers making their first transactions on the ACB ONE platform, $2.8 will be refunded for each transaction valued at VND300,000 ($12.5) or more.

Each customer can receive lucky money up to three times during the promotion.

Moreover, customers can simultaneously receive lucky money from the ‘ACB Tet Tien Tai Toi’ (ACB- Good Luck comes on Tet) programme when using services such as savings deposits, spending, bill payments, and opening store accounts.

All lucky money will be transferred to customers' accounts on February 7, coinciding with the 10th day of the Lunar New Year (God of Wealth Day), a day believed to bring luck, fortune, and prosperity.

Similarly, BVBank has tailored a special promotion for customers depositing savings between January 2 and March 15 for terms from six-months or above.

The higher the deposit, the more attractive the gifts, with diverse options such as handbags, thermos flasks, helmets, quality porcelain sets, and bowls.

From February 3 to February 5, corresponding to the sixth, seventh, and eighth days of the Lunar New Year, all customers transacting at BVBank will receive a lucky money envelope worth VND50,000 ($2.1) as a New Year’s greeting.

OCB has also launched the ‘Bright New Year - Receive Millions of Spring Fortune’ promotion for savings customers, with total prizes valued at up to $125,000.

Customers opening new savings accounts or fixed deposit contracts with terms from six months to 36 months at branches nationwide, with amounts from $12,500 to $41,600, will receive Got It vouchers worth from $8.3 to $33, along with many special gifts.

Similarly, the ‘Welcoming the Year of the Snake - Golden Gifts’ scheme for customers depositing savings at all PGBank branches offers prizes totalling nearly $208,300.

Customers depositing from $415 will have the chance to win SJC gold, an iPhone 16 Pro Max, and tens of thousands of other lucrative prizes.

As the earliest bank to launch a Lunar New Year promotion scheme on December 2, 2024, Ocean Bank is welcoming savings customers.

Customers can enjoy enticing deposit rates for terms below 12 months, such as 4.3 per cent for a one-month term, 4.6 per cent for a three-month term, and 5.5 per cent for a six-month term.

Especially, when depositing savings for six-months, customers will have a chance to win Vinfast VF7 cars, an iPhone 16 Pro Max, AirPods 4, and more with the ‘Quick Savings - Double Fortune’ promotion.

  • Service segment becomes key sustainable profit source for banks

    Service segment becomes key sustainable profit source for banks

    Focusing on payment services, digital banking, bancassurance and wealth management is key for banks to maintain their competitive edge.

  • Banking Sector Digital Transformation Event 2026 to take place in Hanoi

    Banking Sector Digital Transformation Event 2026 to take place in Hanoi

    On August 11, 2026, in Hanoi, State Bank of Vietnam (SBV) held a press conference to announce the Banking Sector Digital Transformation Event 2026. This year's event is themed “Smart Banking in the Era of Data and AI", with the overarching message "Data leads the way, AI drives progress, banks build the digital ecosystem". The press conference was jointly chaired by leaders of the Payment Department, the Information Technology Department, and the Banking Times.

  • Shinhan Bank and Visa Launch Click to Pay, Enhancing the Online Payment Experience

    Shinhan Bank and Visa Launch Click to Pay, Enhancing the Online Payment Experience

    Ho Chi Minh City, August 28, 2026 – Shinhan Bank Vietnam Limited ("Shinhan Bank") in collaboration with Visa (“Visa”), has launched Click to Pay, a modern online payment solution that enables Shinhan Visa cardholders to make payments quickly, conveniently and securely without having to re-enter their card details for every transaction.

  • Shinhan Bank Vietnam Expands Foreign Exchange Financial Solutions for Customers

    Shinhan Bank Vietnam Expands Foreign Exchange Financial Solutions for Customers

    Shinhan Bank Vietnam recently hosted a seminar on the economy and the foreign exchange market for Private Wealth Management (PWM) clients in Hanoi on August 11, 2026, attracting nearly 100 attendees. The event aligns with the bank's strategic roadmap to expand financial solutions tied to foreign exchange, trade, and supply chains.

  • The Banking sector rolls out credit program targeting economic growth drivers and SMEs

    The Banking sector rolls out credit program targeting economic growth drivers and SMEs

    The State Bank of Vietnam (SBV) recently issued Document No. 7125/NHNN-TD, dated August 7, 2026, addressed to commercial banks and SBV regional branches regarding the implementation of a credit program aimed at economic growth drivers and small and medium-sized enterprises (SMEs).

  • Prime Minister holds a working session with the State Bank of Vietnam and the system of credit institutions

    Prime Minister holds a working session with the State Bank of Vietnam and the system of credit institutions

    On the morning of August 13, 2026, at the Government Headquarters, Prime Minister Le Minh Hung chaired a strategic conference with the State Bank of Vietnam (SBV) and the system of credit institutions. The event aimed not only to assess the monetary landscape of the first seven months of the year, but also to chart the course for macroeconomic management, unlock capital resources, and elevate the operational quality of the financial system ahead of new economic challenges.

  • Data governance is the "key" to AI creating real value

    Data governance is the "key" to AI creating real value

    Data quality and governance capabilities are the decisive factors in the effective application of artificial intelligence (AI) in the banking industry – This was the message emphasized by Dr. Dao Minh Tu, Vice Chairman cum General Secretary of the Vietnam Banks Association (VNBA), at the seminar "AI and Data Governance in Banking Operations" on August 5, 2026.

  • Temenos Asia-Pacific Forum 2026

    Temenos Asia-Pacific Forum 2026

    On August 25-26, 2026, in Hanoi, the “Temenos Asia-Pacific Forum 2026 (TRF’26 APAC)” will officially take place to update on development trends, digital transformation strategies, and advanced technologies in the finance and banking sector; and to share international experiences on the application of artificial intelligence (AI) in product and service development and improving the operational efficiency of financial institutions.

  • Implement a comprehensive set of solutions to enhance access to credit for businesses

    Implement a comprehensive set of solutions to enhance access to credit for businesses

    On the morning of August 10, at the Government Headquarters, Deputy Prime Minister Nguyen Van Thang chaired a strategic summit with the State Bank of Vietnam (SBV), ministries, local authorities, and the business community to redefine the role of credit and systematically dismantle capital constraints.

  • Eight key solution groups in the overall reform of Vietnam's financial market.

    Eight key solution groups in the overall reform of Vietnam's financial market.

    Deputy Prime Minister Nguyen Van Thang recently signed Decision No. 1413/QD-TTg dated July 27, 2026, approving the Comprehensive Reform Plan for Vietnam's Financial Market, linked to achieving high and sustained growth targets until 2045 (the Plan).

Calculate deposit interest
VNĐ
%/year
month
Calculate deposit interest

Loan calculation
VNĐ
%/year
month
Loan calculation