News
SBV: The issuance of Circular No. 43/2025/TT-NHNN
On November 14, 2025, the Governor of the State Bank of Vietnam signed and promulgated Circular No. 43/2025/TT-NHNN amending and supplementing several articles of Circular No. 08/2022/TT-NHNN prescribing the order and procedures for bank supervision.
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Banks raise deposit rates as year-end lending heats up
Banks are lifting deposit rates to secure year-end funding as credit demand accelerates and liquidity pressures rise, signalling a renewed upward cycle in savings costs.
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SBV unveils the strategy for digital transformation of the banking sector until 2030
The State Bank of Vietnam (SBV) is pleased to announce the official release of its Strategy for Digital Transformation of the Banking Sector until 2030. This strategic initiative underscores SBV’s commitment to modernizing Vietnam’s banking industry, leveraging digital technologies, strengthening infrastructure, and fostering an integrated financial ecosystem that supports sustainable growth and inclusive finance.
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SBV issues Circular No. 42/2025/TT-NHNN on independent audit of cooperative credit institutions
Hanoi, November 11, 2025 – The State Bank of Vietnam (SBV) today announced the issuance of Circular No. 42/2025/TT-NHNN, providing detailed regulations on independent audits of cooperative credit institutions, including cooperative banks and people’s credit funds.
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State Bank of Vietnam: On the issuance of Circular No. 41/2025/TT-NHNN
On the issuance of Circular No. 41/2025/TT-NHNN dated November 5, 2025, amending and supplementing a number of provisions of Circular No. 40/2024/TT-NHNN on the provision of intermediary payment services
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“Vietnam’s banking sector aiming for high standards of creditworthiness and sustainable development”
Hanoi, 11 November 2025 – On the morning of 11 November in Hanoi, the Vietnam Banks Association (VNBA), together with Fitch Ratings, held the forum titled “Vietnam Banking: Credit Outlook and Sustainable Finance”. The event focused on charting a path for Vietnam’s banking system toward high credit-rating standards and sustainable development by combining credit ratings, effective risk-governance, and ESG (environmental, social, governance) criteria.
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Banks see strong Q3 profits on surging forex trading
Banks recorded solid third-quarter earnings, with strong gains from foreign exchange trading helping cushion the impact of slower credit growth.
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SBV asks banks to support storm-hit customers
Under Document 951/NHNN-TD issued on Tuesday, SBV has asked commercial banks, branches of foreign banks and SBV’s regional offices in areas affected by storms to promptly restore operations and support affected customers.
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HCM City bank lending rises by 10 per cent, focus on production and business
The trend underscores the sector’s efforts to implement Government credit priorities, supporting economic growth and maintaining financial stability in the country’s southern economic hub.
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Banks tighten coordination to curb digital financial fraud
The upcoming signing of the Hanoi Convention on Cybercrime on October 25–26 highlights Việt Nam’s proactive role in promoting a secure digital environment.
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Banks must sell bad debts to VAMC if NPL ratio reaches 3 per cent
Under the draft, banks exceeding the threshold must transfer bad debts to VAMC based on inspection and valuation results to maintain a safe NPL ratio.
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Governor Nguyen Thi Hong: Social housing development requires identifying the right needs and appropriate support mechanisms.
Speaking at the Conference with ministries, branches, localities and enterprises on breakthrough solutions for social housing development chaired by Prime Minister Pham Minh Chinh, Head of the Central Steering Committee on housing policy and real estate market on the morning of October 24, Governor of the State Bank of Vietnam (SBV) Nguyen Thi Hong emphasized the importance of clearly identifying needs, scope of support and specific financial solutions to promote social housing.
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Interest rate developments applied by credit institutions in September 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in September 2025.
