News
Monetary and Banking Activities in the First Nine Months of 2025: Expanding Credit for Production and Business; Strengthening Control and Innovating Gold Market Management
During the first nine months of 2025, despite global economic and financial uncertainties, Vietnam’s banking sector achieved notable results in monetary policy management, with strong credit growth, declining interest rates, and breakthroughs in gold market regulation.
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Banking industry needs data-driven, customer-centric breakthrough: experts
In the first seven months of 2025, non-cash transactions via QR codes increased by 66.7 per cent in quantity and 159 per cent in value compared to the same period in 2024.
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Central bank faces challenges to meet Gov’t dual goal
In the context that room for monetary policy is narrowed due to prolonged interest rate differentials and exchange rate pressures, Việt Nam should promote the role of fiscal policy, considering it as the key tool in promoting growth.
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Regulation changes to large online money transfer
Domestic online money transfer transactions of VNĐ500 million or more must be reported to the SBV’s Anti-Money Laundering Department.
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Vietnam plans green loan boost for eco-friendly projects
A fixed 2 per cent annual interest rate subsidy is proposed for the private enterprises, business households and individuals on loans for green, circular economy and environmental – social – governance (ESG) projects, accroding to a draft decree by the State Bank of Việt Nam.
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Interest rate developments applied by credit institutions in August 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in August 2025.
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SBV issues Circular No. 27 on Anti-Money Laundering Guidance
On 15 September 2025, the State Bank of Vietnam (SBV) issued Circular No. 27/2025/TT-NHNN, providing detailed guidance on the implementation of certain provisions of the Law on Anti-Money Laundering (AML).
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Credit growth forecast to sprint past Government target
Some large joint stock commercial banks, such as MB, VPBank and HDBank, are even likely to have outstanding growth rates of 25-30 per cent in 2025.
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SBV issued 02 decisions for peer-to-peer lending solutions.
To deploy the testing of peer-to-peer lending (P2P Lending) solutions according to the provisions of Decree No. 94/2025/ND-CP, the State Bank of Vietnam (SBV) has issued 02 decisions to create an environment and testing conditions for peer-to-peer lending solutions.
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Banks raise the bar with new capital rules
The new regulations mark a crucial advancement of Việt Nam’s banking system toward standards of Basel III set by the Basel Committee on Bank Supervision.
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SBV Governor Nguyen Thi Hong receives A+ Rating from Global Finance
Global Finance magazine has announced its 2025 Central Banker Report Cards, recognizing the world’s top central bank leaders. Governor Nguyen Thi Hong of the State Bank of Vietnam (SBV) has been awarded the highest distinction — an A+ rating.
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Gov’t urges complete restructuring plan for vulnerable SCB
After the SBV completed the compulsory transfer of four weak banks — CB, Oceanbank, DongA Bank and GPBank — earlier this year, SCB remains the only weak bank yet to complete its restructuring plan.
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Interest rates poised to ease slightly as credit growth accelerates
Lending rates in Vietnam may fall by late 2025, with stable funding costs and expected US rate cuts creating room for easing to spur credit and growth.
