News
Groundwork firmly set for banking industry’s digital era
Digital transformation in the banking sector will reach a new height from July 1 when a controlled pilot mechanism will take effect.
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Overhaul of legal framework aims to tackle bad debts
The financial market has witnessed a wave of mandatory bank acquisitions in the recent past. Early this year, major commercial lenders MB, HDBank, and VPBank took over struggling lenders OceanBank, DongA Bank, and GPBank, respectively.
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On the issuance of the new Circular No.08/2025/TT-NHNN
On June 6, 2025, the Governor of the State Bank of Vietnam (SBV) has issued Circular No. 08/2025/TT-NHNN.
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The State Bank of Vietnam reorganizes the regional branch system
Regional branches of the State Bank of Vietnam (SBVs) will officially come into operation from July 1, 2025, in sync with the new local government system.
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Bank deposits reach record high despite low interest rates
A notable driver was the continued surge in individual deposits, which hit a record high of nearly VND7.5 quadrillion, up 5.73 per cent since the beginning of the year.
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Legalizing digital assets opens investment opportunities in Vietnam
The National Assembly’s adoption of the Law on Digital Technology Industry on June 14 marks a pivotal step toward regulating Vietnam’s fast-growing crypto asset market. The new legal framework is expected to curb fraud, unlock investment opportunities, and create alternative capital channels for businesses.
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SBV Governor calls for overhaul of FDI attraction strategy to drive stronger growth
The analysis from an investment perspective shows that the economy’s growth has been heavily capital‑driven, yet efficiency remains low as reflected by Việt Nam's Incremental Capital-Output Ratio (ICOR) being significantly higher than global and regional averages. This underscores the imperative to enhance capital‑use efficiency.
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More credit policies to encourage organic and circular agriculture
The Government has just issued Decree No. 156/2025/ND-CP dated June 16, 2025 amending and supplementing a number of articles of Decree No. 55/2015/ND-CP dated June 9, 2015 of the Government on credit policy for agricultural and rural development, which has been amended and supplemented by a number of articles according to Decree No. 116/2018/ND-CP dated September 7, 2018 of the Government.
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Green bond market gathers momentum
Vietnam is embracing a new era of green finance, with a stronger legal framework and rising investor interest paving the way for a vibrant, cost-efficient green bond market.
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Vietnam enhances regulatory framework to promote cashless payments
Vietnam is enhancing its regulatory framework and policies to promote cashless payments as part of its strategy to develop a more digital economy.
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Outlook for Việt Nam's banks in 2025 remains stable
The overall banking sector’s profitability in 2025 is forecast to improve slightly, with return on assets (ROA) increasing from 1.55 per cent to 1.60 per cent.
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State commercial banks urged to study credit packages for young homebuyers
Banks are also being instructed to rigorously inspect loans involving real estate collateral.
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Lenders utilise tiered interest rate incentives
Amid persistently low deposit interest rates, banks are flexibly implementing policies or applying tiered interest rate structures to attract deposit inflows.
