News
Bank deposits hit record highs as interest rates stay low
Deposits from individual customers continued to hit a new peak of nearly VNĐ7.75 quadrillion, up 9.68 per cent compared to the end of 2024.
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Vietnam locks in social housing loan rate at 5.4%
A major boost for affordable homeownership since October 10, 2025.
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Announcement from SBV on supporting people affected by Typhoon No. 10
On October 8, 2025, the State Bank of Vietnam (SBV) issued urgent Official Letter No. 8622/NHNN-TD to the Chairpersons of the Boards of Directors/Members' Councils, General Directors of credit institutions and foreign bank branches, and Directors of local SBV branches in the areas (1, 3, 4, 5, 6, 7, 8, 9, 11, 12) with territories severely affected by Typhoon No. 10 (Bualoi) and the subsequent floods.
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Update on mandatory bank transfers: Positive progress seen after nearly a year of implementation
The Governor of the State Bank of Vietnam (SBV) has assigned tasks to the receiving and mandatorily-transferred banks, following significant growth in total assets, mobilized capital, and outstanding loans at the four transferred institutions. Non-performing loans (NPLs) are being progressively managed, with some banks reporting profits or reduced losses compared to the same period in 2024.
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Lending rates maintaining stability through year-end
Lending rates have remained relatively stable, but room for further cuts appears limited amid persistent exchange rate and inflation pressures.
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SBV cleans 154 million accounts, blocks US$56.9 million in suspicious transactions
As of September 2025, the central bank proposed cutting and simplifying 124 out of 298 administrative procedures, representing 41.6 per cent of the total. This initiative has reduced processing time by hundreds of days and saved more than VNĐ7.6 billion in costs.
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State Bank of Vietnam Issues Circular No. 31/2025/CT-NHNN Regulating the Activities of Subsidiaries and Associates of Credit Institutions in the Field of Debt Management and Asset Recovery
On September 30, 2025, the Governor of the State Bank of Vietnam (SBV) signed and promulgated Circular No. 31/2025/CT-NHNN, setting forth regulations governing the operations of subsidiaries and associates of credit institutions in the areas of debt management and asset recovery.
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State Bank of Vietnam issuance of Circular No. 30/2025/TT-NHNN
Regarding the Issuance of Circular No. 30/2025/TT-NHNN dated September 30, 2025, amending and supplementing a number of articles of Circular No. 15/2024/TT-NHNN regulating the provision of non-cash payment services.
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Việt Nam commits to digital finance, global cooperation: Deputy PM
Việt Nam wants to receive support from international financial organisations, including SWIFT, so that its international financial centre could be aligned with global financial system.
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Banks resume cash dividends as financial health rebounds
Several banks have resumed cash dividend payments, signalling a rebound in financial health after years of restrictions, with total disbursements reaching nearly $1.7 billion so far this year.
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SBV eyes new measures to curb systemic risks in financial sector
In a draft Circular now under consultation, the central bank outlines measures to identify, assess and contain systemic risks in the monetary, banking and financial sectors.
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Monetary Policy Management in late 2025: Flexibility to support growth and maintain macroeconomic stability
In the final months of 2025, the State Bank of Vietnam (SBV) continues to face a dual mandate: supporting economic growth while maintaining macroeconomic stability and controlling inflation. Against the backdrop of ongoing global uncertainties and mounting pressures in domestic financial markets, the SBV has set its policy orientation to be proactive, flexible, timely, and well-coordinated with fiscal policy and other macroeconomic instruments.
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Monetary and Banking Activities in the First Nine Months of 2025: Expanding Credit for Production and Business; Strengthening Control and Innovating Gold Market Management
During the first nine months of 2025, despite global economic and financial uncertainties, Vietnam’s banking sector achieved notable results in monetary policy management, with strong credit growth, declining interest rates, and breakthroughs in gold market regulation.
