News
Credit trends set tone for key sectors
Credit across the banking system has surged at an unusually high pace this year, with a significant share directed towards real estate and securities, raising concerns over the sustainability of growth.
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SBV proposes reporting for international transfers threshold of $1,000
The State Bank of Vietnam (SBV) has proposed new rules requiring reporting of international transfers of $1,000 or more, aiming to curb illicit flows and money laundering.
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Acquirers of weak banks get reserve ratio incentive policy
This policy is expected to motivate large banks to participate in handling weak banks, while opening up more credit space for the economy.
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Banks urged to spare homes in bad debt asset seizures
The State Bank of Vietnam has proposed assets as sole homes and only sources of income be exempted from bad debt asset seizure.
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On the Issuance of the Circular No. 23/2025/TT-NHNN
The State Bank of Vietnam has issued a circular amending and supplementing several articles of Circular No. 30/2019/TT-NHNN, dated December 27, 2019, of the Governor of the State Bank of Vietnam, regarding the implementation of compulsory reserves for credit institutions and foreign bank branches.
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SBV implements legal regulations on international integration
The Governor of the State Bank of Vietnam (SBV) issued Decision No. 2971/QD-NHNN with the Plan to implement Resolution No. 153/NQ-CP dated May 31, 2025.
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Banks accelerate lending as real estate, stock markets attract capital
The banking system's credit growth reached about 10 per cent after seven months, significantly higher than the 6 per cent recorded in the same period in 2024, according to the State Bank of Vietnam (SBV).
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SBV issues Circular on microfinance institutions' operational network
HANOI – July [Day], 2025 – The Governor of the State Bank of Vietnam (SBV) signed and issued Circular No. 19/2025/TT-NHNN on July 31, 2025. This circular regulates the operational network of microfinance institutions.
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SBV pushes rate cuts to support economic growth
At a conference held on August 4, 2025 in Hà Nội, SBV Deputy Governor Phạm Thanh Hà said that stabilising deposit rates and reducing lending rates are key tools to promote economic recovery and maintain macroeconomic stability.
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Stabilize deposit interest rates, reduce lending interest rates
On August 4, 2025, the State Bank of Vietnam (SBV) issued Official Dispatch No. 6784/NHNN-CSTT directing and guiding the banking system to resolutely and effectively implement solutions to stabilize deposit interest rates and reduce lending interest rates to promote economic growth in 2025 under the direction of the Government and Prime Minister.
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Circular 14: Stricter rules favour stability, restrict cash payouts
The policy, effective from 15 September this year, prioritises capital consolidation over shareholder payouts and signals a shift from broad-based encouragement to more selective oversight.
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Foreign exchange rate to be affected by US reciprocal tariffs in short term
In a recent macro-economic outlook report for the second half of 2025, experts from the KB Securities Company (KBSV) said that in the short term, the exchange rate may remain tense at some points in the third quarter due to three reasons.
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The State Bank of Vietnam adjusts credit growth targets
On July 31, 2025, the State Bank of Vietnam (SBV) announced an upward adjustment to the 2025 credit growth targets for credit institutions (CIs). This additional allocation is a proactive measure by the SBV, meaning CIs do not need to submit requests.
