News
Banks get new growth opportunities from digital credit for business households
Government’s new policies on streamlining and digitalising cash flow and business performance of business households and individual businesses are opening up significant opportunities for banks to boost digital lending to the customer group.
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Banks propose generous dividends but some remain cautious on payouts
Vietnam's banking sector is seeing a wave of generous dividend payouts, though some lenders remain cautious, retaining earnings to strengthen balance sheets amid economic uncertainties.
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Banks post Q1 gains amid sharpening profit divide
Vietnam’s banks delivered solid first-quarter 2026 profits, yet rising funding costs, margin pressure and asset quality risks are driving a widening gap in performance between lenders.
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Bank brand rankings 2025: Vietcombank retains top spot as competition intensifies
The 2025 landscape suggests that the banking sector is entering a more competitive phase.
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Majority of foreign banks in Việt Nam report declining profits in 2025
Only a few foreign banks in Việt Nam maintained profit growth last year, while the majority of them recorded a decline due to falling core income and rising costs.
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Interest rate developments applied by credit institutions in March 2026
State Bank of Vietnam has just released the interest rate developments of credit institutions in March 2026.
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Bank credit supports high GDP growth in Q1 2026
The SBV has set a credit growth of 15 per cent for 2026, with adjustments depending on actual situation, ensuring inflation control, macroeconomic stability, support for economic growth, and the safety of the credit institution system.
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Cybersecurity needs heightened attention in the age of AI
While boosting efficiency in the banking sector, the application of artificial intelligence (AI) also changes the nature of cyber risks and poses great challenges to cybersecurity in Việt Nam.
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Banking sector Q1/2026: Unleasing credit flows and securing digital transformation milestones
On April 14, 2026, the State Bank of Vietnam (SBV) held a press conference to announce the banking sector’s performance results for the first quarter of 2026. Amidst complex global economic variables, Vietnam’s banking sector has reaffirmed its role as a cornerstone through flexible monetary policy management, directing credit into priority sectors, and achieving breakthrough advancements in secure payment technologies.
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New regulations on special lending
The State Bank of Vietnam (SBV) has issued Circular No. 02/2026/TT-NHNN, introducing significant amendments and supplements to the regulatory framework governing special lending to credit institutions.
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Supervision mechanisms, operational standards critical for piloting crypto asset market
While digital assets are widely viewed as a promising sector that could contribute to economic growth, concerns remain among investors about transparency and safety in a transitional regulatory environment.
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Banks end account nickname feature from April 1 under new payment rules
Beginning April 1, payment account names at commercial banks must fully match information on citizens’ identity cards under new regulations on non-cash payment services.
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SBV proposes higher lending caps for major projects in Hà Nội
The maximum credit exposure for a single borrower would not exceed 38 per cent of a bank’s owned capital, while lending to a borrower and related parties would be capped at 52 per cent of bank capital when financing large projects in the city.
