News
Circular 83/2025/TT-NHNN: A Strategic milestone in aligning risk management with international standards
In a move to fortify the financial stability of the nation, the State Bank of Vietnam (SBV) has officially introduced Circular No. 83/2025/TT-NHNN (Circular 83). This landmark regulation, governing internal control systems within credit institutions and foreign bank branches, marks a decisive step in Vietnam’s multi-year roadmap to align its domestic banking sector with the stringent global standards of the Basel Committee on Banking Supervision.
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Banking sector growth to moderate in 2026
After a year of strong growth in 2025 the banking industry is expected to deliver a “moderately positive” performance this year, with profits projected to increase by 16 per cent, according to a report by S&I Ratings, a provider of credit rating services, market research and corporate analysis in Việt Nam.
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Higher interest rates and stricter credit caps reshape lending landscape
Interest rates are forecast to remain elevated in 2025, with credit flows expected to steer towards productive industries and priority economic drivers.
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Interest rate developments applied by credit institutions in January 2026
State Bank of Vietnam has just released the interest rate developments of credit institutions in January 2026.
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Large private banks aim to maintain high credit growth in 2026
VCBS believes that dynamic private banks are expected to continue leading credit growth with a projected loan portfolio expansion exceeding 20 per cent.
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Banks to see new wave of recruitments for digital skills
The banking sector is expected to see a new wave of recruitment this year after major layoffs in 2025 as lenders brace for strong credit growth while accelerating digital transformation.
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Banks accelerate deposit mobilization, interest rates rise to new levels
Entering March 2026, the deposit market continues to witness a wave of interest rate adjustments at many commercial banks.
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Reduction in mandatory reserve ratio helps banks’ liquidity, lending
Việt Nam’s largest banks prepare for a 50% reserve cut, freeing liquidity, boosting lending capacity, and supporting business, payments, and investment amid tight interbank conditions.
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Completing 62/62 targets under 2020–2025 National financial inclusion strategy, sets more ambitious goals for 2030
Vietnam has officially completed all 62 assigned tasks under its National Financial Inclusion Strategy for the 2020–2025 period, marking a significant milestone in expanding equitable access to financial services across the country and laying the groundwork for a more modern, secure, and inclusive financial ecosystem.
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Banks offer post-holiday promotions to attract deposits
Commercial banks in Việt Nam have rolled out post-holiday promotions to lure deposits back into the system as lenders seek to accelerate capital mobilisation for robust credit growth to support double-digit economic expansion.
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Domestic banks carve out roles in HCM City’s international financial centre
Domestic commercial banks participating in Việt Nam’s International Financial Centre in HCM City (VIFC–HCMC) are positioning themselves as strategic players in key segments of the emerging financial ecosystem.
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State Treasury deposits over $15.2 billion in banks
This is a very large source of capital, playing a crucial role in balancing the liquidity of the State-owned banking system.
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The vision to maintain a stable monetary policy
Against a backdrop of global economic uncertainties, Vietnam has maintained robust growth, effective inflation control, and macroeconomic stability. Deputy Governor of the State Bank of Vietnam Pham Thanh Ha shared insights with VIR’s Nhue Man on key monetary policy measures and strategic priorities.
