Saturday, 23/08/2025
   

Agribank Announcement: Updates to the Preferential Credit Program for individual customers

Agribank (Vietnam Bank for Agriculture and Rural Development) is pleased to inform our valued customers about adjustments to the Preferential Credit Program for individual clients, effective from August 15, 2025, to December 31, 2025.

The amended program is as follows:

1. Preferential Home Loan Program for Young Customers

  • Suspension of fixed interest rates of 24 months or more for credit agreements signed from August 15, 2025.

  • Introduction of a fixed interest rate of 6.3% per year for the first 18 months (from the disbursement date), applicable for loans with a minimum tenor of 36 months.

2. Preferential Loan Program for Housing Needs
(Applies to house purchases, land-use right transfers, construction, renovation, or home improvement)

  • Suspension of fixed interest rates of 24 months or more for credit agreements signed from August 15, 2025.

  • Introduction of a fixed interest rate of 6.3% per year for the first 18 months (from the disbursement date), applicable for loans with a minimum tenor of 60 months.

All other terms and conditions of the Preferential Credit Program for individual customers remain unchanged.

Agribank sincerely thanks you for your trust and continued partnership.

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