The amended program is as follows:
1. Preferential Home Loan Program for Young Customers
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Suspension of fixed interest rates of 24 months or more for credit agreements signed from August 15, 2025.
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Introduction of a fixed interest rate of 6.3% per year for the first 18 months (from the disbursement date), applicable for loans with a minimum tenor of 36 months.

2. Preferential Loan Program for Housing Needs
(Applies to house purchases, land-use right transfers, construction, renovation, or home improvement)
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Suspension of fixed interest rates of 24 months or more for credit agreements signed from August 15, 2025.
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Introduction of a fixed interest rate of 6.3% per year for the first 18 months (from the disbursement date), applicable for loans with a minimum tenor of 60 months.

All other terms and conditions of the Preferential Credit Program for individual customers remain unchanged.
Agribank sincerely thanks you for your trust and continued partnership.
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