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Banks post Q1 gains amid sharpening profit divide
Vietnam’s banks delivered solid first-quarter 2026 profits, yet rising funding costs, margin pressure and asset quality risks are driving a widening gap in performance between lenders.
Bank brand rankings 2025: Vietcombank retains top spot as competition intensifies
The 2025 landscape suggests that the banking sector is entering a more competitive phase.
Banks cut rates following SBV’s call
Vietcombank also cut rates by 0.5 percentage points for 24-month deposits, bringing its highest rate down to 6 per cent.
Vietnamese banks move to establish presence at new international financial centre
A growing number of lenders have unveiled plans to set up a presence at the centre, which is expected to become a major platform for international finance and investment in Việt Nam.
Banks expand financial ecosystems to unlock new growth drivers
Banks are expanding into insurance, securities, digital assets and fund management to drive growth, but stronger risk governance will be crucial to ensure system stability.
Domestic banks carve out roles in HCM City’s international financial centre
Domestic commercial banks participating in Việt Nam’s International Financial Centre in HCM City (VIFC–HCMC) are positioning themselves as strategic players in key segments of the emerging financial ecosystem.
Implementing the credit program for investment in electricity, transportation, and strategic technology infrastructure
On December 08, 2025, the State Bank of Vietnam (SBV) issued Official Letter No. 10825/NHNN-TD to 21 Commercial Banks (CBs) providing guidelines for the implementation of the Credit Program for Strategic Infrastructure Investment (Electricity, Transport, and Technology).
Banking industry needs data-driven, customer-centric breakthrough: experts
In the first seven months of 2025, non-cash transactions via QR codes increased by 66.7 per cent in quantity and 159 per cent in value compared to the same period in 2024.
Circular 14: Stricter rules favour stability, restrict cash payouts
The policy, effective from 15 September this year, prioritises capital consolidation over shareholder payouts and signals a shift from broad-based encouragement to more selective oversight.
Completing the cross-border QR code payment Handbook
On July 23, 2025 in Hanoi, Vietnam Banks Association (VNBA) held an important meeting to complete the draft Handbook on providing, operating and using cross-border QR Code payment services. The meeting was chaired by Dr. Nguyen Quoc Hung, Vice Chairman cum General Secretary of VNBA, with the participation of representatives of many credit institutions. This is an important step in building a clear and practical legal and technical framework to promote international electronic payment in Vietnam.
21 Vietnamese banks in the Fortune SEA 500 list in Southeast Asia
The Big4 giants along with 17 joint stock banks, led by VPBank, MB and Techcombank, have appeared in the Fortune SEA 500 list, including the 500 largest enterprises in Southeast Asia.
VNBA held a meeting to deploy the action plan of the Risk Committee
On the morning of June 12, 2025, the Vietnam Banks Association (VNBA) held a meeting of the Risk Committee to approve the positions and agree on the 2025 working plan of the Risk Committee. Dr. Nguyen Quoc Hung, Vice Chairman cum General Secretary of VNBA chaired the meeting.
Banks adjust to balance and cut costs
With simultaneous interest rate cuts and accelerated credit disbursement, banks are fuelling Vietnam’s economic breakthrough, driving towards the ambitious targets of 8 per cent GDP growth and 16 per cent credit expansion this year.
VNBA plans to establish Risk Management Committee
On March 4, 2025, in Hanoi, Vietnam Banks Association (VNBA) held a meeting to discuss on the establishing a Risk Management Committee under the VNBA to enhance support for the operations of member credit institutions.
Banks expect upbeat profit picture for 2025
Several banks have set higher profit targets for this year, expecting more positive credit growth amid improved capital absorption capacity and an acceleration of public investment.
Other Member
Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV)
Chairman: Mr Phan Đức Tú
CEO: Mr Lê Ngọc Lâm
Authorized capital: 50.585.238.160.000 VND (up to 31/12/2022)
Head Office: BIDV Tower, 194 Tran Quang Khai, Street, Ly Thai To Ward, Hoan Kiem District, Hanoi city, Vietnam
Website: https://www.bidv.com.vn/en/
VIETNAM JOINT STOCK COMMERCIAL BANK FOR INDUSTRY AND TRADE (VIETINBANK)
Chairman: Mr Trần Bình Minh
CEO: Mr. Đỗ Thanh Sơn - Deputy General Director - In charge of the Executive Board
Authorized capital: 48.057.506.090.000 (up to 31/12/2022)
Head Office: 108 Tran Hung Dao, Cua Nam Ward, Hoan Kiem District, Hanoi City, Vietnam
Website: https://vietinbank.vn
Vietnam Bank for Agriculture and Rural Development (Agribank)
Chairman: Mr Phạm Đức Ấn
CEO: Mr Phạm Toàn Vượng
Authorized capital: 34.446.863.milions VND (up to date 31/12/2022)
Head Office: No. 2 Lang Ha street, Ba Dinh district, Hanoi, Vietnam
Website: https://www.agribank.com.vn
Viet Capital Commercial Joint Stock Bank (BVBANK)
Chairman:
CEO:
Authorized capital:
Head Office:
Website:
Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank)
Chairman: Mr Do Viet Hung is in charge from 1/1/2024
CEO: Mr Nguyễn Thanh Tùng
Authorized capital: 47.325.166 millions VND (up to date 31/12/2022)
Head Office: Vietcombank Tower, 198 Tran Quang Khai Street, Ly Thai To Ward, Hoan Kiem District, Hanoi city, Vietnam
Website: https://www.vietcombank.com.vn/
