According to the official Dispatch No. 2612/NHNN-CSTT dated April 3, 2024 of the State Bank of Vietnam on the Draft Circular regulating special loans, the draft Circular is intended to inherit the provisions of Circular 08/2021/TT-NHNN, and at the same time be edited to comply with the provisions of the Law on Credit Institutions 2024 for special borrowing and loan cases, (point a in Clause 1; points b, c in Clause 2, Article 171; point e in the Clause 1, Article 182; Clause 2, Article 190; point c in the Clause 3, Article 191; Article 192).
In the case of borrowing and loans from Vietnam Deposit Insurance (DIV) stated in the Clause 2, Article 190 of the Law on Credit Institutions 2024. However, the State Bank Law and the current Deposit Insurance Law do not have regulations on the State Bank providing special loans to DIV and DIV’s special borrowing from the State Bank of Vietnam.
There are some other points and clauses needed to be considered in the draft circular that are relating to the interest, guaranteed asset… of special loans.
Therefore, VNBA requests its member organizations to research and provide comments and opinions on the above Draft Circular.
Please send your members' written comments (including word files) to the Vietnam Banks Association before April 12, 2024 through the email address: phamthivananh3110@gmail.com (Phone: 0904.431. 189 - Ms. Van Anh).
We look forward to receiving the attention and cooperation of your member organization.
PLNV
