the State Bank of Vietnam
Credit growth plans at 15% in 2026, focusing on macroeconomic stability
Under the latest statement on managing credit growth in 2026, the SBV said that this year it will focus on maintaining macroeconomic stability and sustainable development, and control risk areas and real estate.
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On the issuance of Circular No. 47/2025/TT-NHNN
On December 15, 2025, the Governor of the State Bank of Vietnam (SBV) signed and promulgated Circular No. 47/2025/TT-NHNN. This Circular provides guidance on the procedures for obtaining approval from the SBV for the listing of shares on overseas stock exchanges by joint-stock credit institutions.
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The State Bank of Vietnam issues Circular No. 48/2025/TT-NHNN on administrative reform and organizational restructuring in banking supervision
On December 16, 2025, the Governor of the State Bank of Vietnam (SBV) has officially signed and promulgated the Circular No. 48/2025/TT-NHNN. This Circular amends and supplements several existing regulations within the field of banking management and supervision, focusing on the reduction and simplification of administrative procedures and adjustments to organizational structures.
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Mobilizing and effectively using financial resources to achieve economic growth targets for the 2026–2030 period
On the morning of December 16, at the Vietnam Economic Forum 2025 with Outlook to 2026, Deputy Governor of the State Bank of Vietnam (SBV), Pham Thanh Ha, delivering the opening remarks, underscored the strategic emphasis placed by the Party and State of Vietnam on achieving a minimum economic growth rate of 8% in in 2025 and aspiring to double-digit growth during 2026–2030 as a crucial step toward entering the ranks of upper-middle-income countries by 2030 and high-income status by 2045.
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Vietnam economy in 2025 and prospects in 2026 Forum opens
Experts at the Forum agreed that green transformation and the circular economy represent the only viable path for Vietnam to achieve high growth in tandem with sustainable development in the digital era
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SBV reaffirms the value of effective cooperation and support from international financial institutions and foreign partners
On December 12, 2025, at the headquarters of the State Bank of Vietnam (SBV), Governor Nguyen Thi Hong chaired the annual meeting with international financial and monetary institutions and foreign credit institutions operating in Vietnam. The event reaffirmed the strong and effective cooperative relationship between Vietnam and the international community in the monetary and banking sector.
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New finance and banking policies taking effect from December 2025
Starting from December 2025, a series of new policies in the finance and banking sectors officially come into effect.
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Banks adjust account management fees from December 1
Many banks are applying fees based on minimum balances and account activity, while tightening SMS Banking charges to encourage customers to receive balance-change notifications via mobile apps – a free method that also helps reduce operational costs.
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VNBA launches Trade Finance Registry (TFR) Project Working Group
On the morning of November 24, 2025, in Hanoi, the Vietnam Banks’ Association (VNBA) convened the first meeting of the Working Group for the Trade Finance Registry (TFR) Project, chaired by Dr. Nguyen Quoc Hung, VNBA Vice Chairman and Secretary General.
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JBIC and BIDV join forces to back Vietnam’s green transition
Japan and Vietnam are stepping up cooperation on decarbonisation, aiming to boost renewable energy and sustainable growth.
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VNBA unveils joint framework to combat financial fraud
On October 21, 2025, Vietnam Banks’ Association (VNBA) officially launched the comprehensive "Manual for Coordination and Support in Risk Management for Accounts/Cards/Acquiring Units related to Suspicious Transfer/Payment Transactions". This move establishes a unified, sector-wide framework designed to counter the rising threat of high-tech financial fraud.
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Inspection finds major banks misused trillions of đồng from bond issues
Inspectors concluded that three of the five banks used bond proceeds for the wrong purpose.
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Vietnam's central bank struggles to rein in cross-ownership
Cross-ownership and bank manipulation in Vietnam have eased, yet control remains elusive as shareholders and related parties conceal ownership through nominees, the State Bank of Vietnam (SBV) said in a report to the country’s legislature.
