the State Bank of Vietnam
Mobilizing and effectively using financial resources to achieve economic growth targets for the 2026–2030 period
On the morning of December 16, at the Vietnam Economic Forum 2025 with Outlook to 2026, Deputy Governor of the State Bank of Vietnam (SBV), Pham Thanh Ha, delivering the opening remarks, underscored the strategic emphasis placed by the Party and State of Vietnam on achieving a minimum economic growth rate of 8% in in 2025 and aspiring to double-digit growth during 2026–2030 as a crucial step toward entering the ranks of upper-middle-income countries by 2030 and high-income status by 2045.
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Banks adjust account management fees from December 1
Many banks are applying fees based on minimum balances and account activity, while tightening SMS Banking charges to encourage customers to receive balance-change notifications via mobile apps – a free method that also helps reduce operational costs.
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VNBA launches Trade Finance Registry (TFR) Project Working Group
On the morning of November 24, 2025, in Hanoi, the Vietnam Banks’ Association (VNBA) convened the first meeting of the Working Group for the Trade Finance Registry (TFR) Project, chaired by Dr. Nguyen Quoc Hung, VNBA Vice Chairman and Secretary General.
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JBIC and BIDV join forces to back Vietnam’s green transition
Japan and Vietnam are stepping up cooperation on decarbonisation, aiming to boost renewable energy and sustainable growth.
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VNBA unveils joint framework to combat financial fraud
On October 21, 2025, Vietnam Banks’ Association (VNBA) officially launched the comprehensive "Manual for Coordination and Support in Risk Management for Accounts/Cards/Acquiring Units related to Suspicious Transfer/Payment Transactions". This move establishes a unified, sector-wide framework designed to counter the rising threat of high-tech financial fraud.
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Inspection finds major banks misused trillions of đồng from bond issues
Inspectors concluded that three of the five banks used bond proceeds for the wrong purpose.
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Vietnam's central bank struggles to rein in cross-ownership
Cross-ownership and bank manipulation in Vietnam have eased, yet control remains elusive as shareholders and related parties conceal ownership through nominees, the State Bank of Vietnam (SBV) said in a report to the country’s legislature.
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Announcement regarding the issuance of Circular No. 34/2025/TT-NHNN
The State Bank of Vietnam (SBV) hereby announces the issuance of a new circular guiding a number of articles of the Government's Decree No. 24/2012/ND-CP on the management of gold business activities, which was amended and supplemented by Decree No. 232/2025/ND-CP.
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Agribank and Hanoi Public Administration Service Center Cooperate to Integrate Public Services at Bank Transaction Points
The Vietnam Bank for Agriculture and Rural Development (Agribank) and the Hanoi Public Administration Service Center (Hanoi TTPVHCC) have signed a cooperation agreement to deploy a model for consulting, supporting, and receiving administrative procedure files directly at Agribank's transaction counters across the city.
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VNBA issues Handbook on coordination to support handling of risks related to suspected fraud, forgery and scams
On September 30, 2025, the Vietnam Banks Association issued Decision No. 71/QD-HHNH on promulgating the Handbook on coordination and support for risk handling for accounts/cards/payment acceptance units related to money transfer/payment transactions suspected of fraud, forgery, and scams.
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Central bank faces challenges to meet Gov’t dual goal
In the context that room for monetary policy is narrowed due to prolonged interest rate differentials and exchange rate pressures, Việt Nam should promote the role of fiscal policy, considering it as the key tool in promoting growth.
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Regulation changes to large online money transfer
Domestic online money transfer transactions of VNĐ500 million or more must be reported to the SBV’s Anti-Money Laundering Department.
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Interest rate developments applied by credit institutions in August 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in August 2025.
