the State Bank of Vietnam
Announcement regarding the issuance of Circular No. 34/2025/TT-NHNN
The State Bank of Vietnam (SBV) hereby announces the issuance of a new circular guiding a number of articles of the Government's Decree No. 24/2012/ND-CP on the management of gold business activities, which was amended and supplemented by Decree No. 232/2025/ND-CP.
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Regulation changes to large online money transfer
Domestic online money transfer transactions of VNĐ500 million or more must be reported to the SBV’s Anti-Money Laundering Department.
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Interest rate developments applied by credit institutions in August 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in August 2025.
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Public Advisory: Stay alert against financial scams
In recent times, technology-enabled crimes and financial scams via electronic channels have been on the rise, employing increasingly sophisticated tactics. Your vigilance and cooperation are essential in stopping this threat.
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Central bank tightens screws to steer credit away from risky sectors
Circular 14/2025/TT-NHNN is a positive step bringing Việt Nam closer to international banking safety standards as it improves system safety transparency and the ability to respond to risks.
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S&P upgrades ratings of three banks, citing resilient economy
The agency raised Vietcombank to BB+, Techcombank to BB and Eximbank to BB-, with stable outlooks, while upgrading Việt Nam’s BICRA to group 8 from 9.
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Interest rate developments applied by credit institutions in July 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in July 2025.
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SBV issues Circular on microfinance institutions' operational network
HANOI – July [Day], 2025 – The Governor of the State Bank of Vietnam (SBV) signed and issued Circular No. 19/2025/TT-NHNN on July 31, 2025. This circular regulates the operational network of microfinance institutions.
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Stabilize deposit interest rates, reduce lending interest rates
On August 4, 2025, the State Bank of Vietnam (SBV) issued Official Dispatch No. 6784/NHNN-CSTT directing and guiding the banking system to resolutely and effectively implement solutions to stabilize deposit interest rates and reduce lending interest rates to promote economic growth in 2025 under the direction of the Government and Prime Minister.
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The State Bank of Vietnam adjusts credit growth targets
On July 31, 2025, the State Bank of Vietnam (SBV) announced an upward adjustment to the 2025 credit growth targets for credit institutions (CIs). This additional allocation is a proactive measure by the SBV, meaning CIs do not need to submit requests.
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Seminar on credit rating and scoring models applying new technology
The seminar "Enhancing risk management capacity, improving credit quality with credit rating and scoring models applying new technology" organized by the Vietnam Banks Association (VNBA) in coordination with the Vietnam National Credit Information Center (CIC) will take place on July 30, 2025 in Hanoi.
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Interest rate cut requires a trade-off in foreign exchange rate
Phạm Chí Quang, Director of the State Bank of Vietnam (SBV)’s Monetary Policy Department, talks about the cause of the đồng devaluation and forecasts the đồng in the second half of 2025.
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Autonomy and stability balanced via credit reform
The State Bank of Vietnam is setting out a roadmap towards removing credit growth ceilings, accompanied by efforts to enhance the autonomy of credit institutions.
