News
Circular 14: Stricter rules favour stability, restrict cash payouts
The policy, effective from 15 September this year, prioritises capital consolidation over shareholder payouts and signals a shift from broad-based encouragement to more selective oversight.
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Supply chain credit helps SMEs access bank loans without collateral
The model is still facing many barriers in implementation as it is estimated that 65 per cent of sales contracts are still being implemented manually, which limits the appraisal and granting of credit.
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Capital poured into agriculture, rural areas
Credit growth for agriculture and rural development in Việt Nam rose 5.31 per cent in the first half of 2025 compared to the end of 2024, accounting for 23.16 per cent of the country’s total outstanding loans.
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Interest rate developments applied by credit institutions in June 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in June 2025
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Interest rate cut requires a trade-off in foreign exchange rate
Phạm Chí Quang, Director of the State Bank of Vietnam (SBV)’s Monetary Policy Department, talks about the cause of the đồng devaluation and forecasts the đồng in the second half of 2025.
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SBV Action Plan to implement the National Strategy on Green Growth
State Bank of Vietnam (SBV) has coordinated with the German Agency for International Cooperation (GIZ), the International Finance Corporation (IFC), and the Swiss Secretariat for Economic Affairs (SECO) in organizing a Workshop to promote the implementation of the Banking Sector's Action Plan to implement the National Strategy on Green Growth for the period 2021 – 2030, and the Launching Ceremony of the Handbook on Environmental and Social Risk Management System in Credit Granting Activities.
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Autonomy and stability balanced via credit reform
The State Bank of Vietnam is setting out a roadmap towards removing credit growth ceilings, accompanied by efforts to enhance the autonomy of credit institutions.
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Vietnamese banks set for growth on major policy shift
Experts believe that if managed properly, lifting credit room restrictions will enhance lending flexibility, allowing for a more natural adjustment of capital supply and demand, thereby facilitating investment and production needs in the economy.
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Data is crucial for banking industry to move to new development phase
The banking industry, one of the leading fields in applying technology and digitalising services, has all the conditions to move to a new development phase where data is considered the centre for all operations, decision-making and customer service, Vice Chairman and General Secretary of the Vietnam Banks Association (VNBA) Nguyễn Quốc Hùng said on Wednesday.
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SBV charts roadmap towards market-based credit growth control
Vietnam is preparing to eliminate administrative credit growth quotas, aiming for a market-based approach by 2026 to better manage inflation, support financial stability, and align with global regulatory practices.
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Small banks forecast to lead growth in H2 2025
Analysts believe that private banks will benefit from policies to encourage the private economy and improve asset quality.
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Vietnamese banking sector a rising ASEAN dragon
The Vietnamese banking sector is currently defined by a dynamic of cautious optimism. The State Bank of Vietnam has set a high credit growth target of approximately 16 per cent, a figure that stands out in the region and reflects the strong demand for capital from the nation’s burgeoning manufacturing, trade, and recovering real estate sectors.
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Results of monetary policy management and banking operations in H12025
State Bank of Vietnam steers monetary policy for growth and stability in H1 2025 amidst global uncertainties
