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Circular 14: Stricter rules favour stability, restrict cash payouts
The policy, effective from 15 September this year, prioritises capital consolidation over shareholder payouts and signals a shift from broad-based encouragement to more selective oversight.
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Vietnam Banks Association admits 2 official members
On August 1, 2025, in Hanoi, the Vietnam Banks Association (VNBA) held a ceremony to announce the Decision to admit two official members, Credit Information Joint Stock Company (KCI) and Vietnam Fintech Credit Information Joint Stock Company (FCBV).
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Foreign exchange rate to be affected by US reciprocal tariffs in short term
In a recent macro-economic outlook report for the second half of 2025, experts from the KB Securities Company (KBSV) said that in the short term, the exchange rate may remain tense at some points in the third quarter due to three reasons.
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Banks struggle to keep up with CAR standards upgrade
Despite ongoing efforts by banks to raise capital and improve their capital adequacy ratios (CARs), the pace of improvement remains slow.
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Standardizing Data, Applying AI: Keys to Enhancing Credit Quality and Bank Risk Management
According to Mr. Nguyen Quoc Hung, Vice Chairman and Secretary General of the Vietnam Banks' Association (VNBA), the robust development of AI, machine learning, and big data analytics underscores the importance of data standardization, expansion, and sharing. These efforts will empower credit institutions to optimize credit scoring processes, bolster risk management capabilities, and enhance competitiveness.
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VNBA seeks solutions to remove obstacles regarding to the VAT Law 2024
On July 28, 2025, the Vietnam Banks Association (VNBA) held an important meeting in Hanoi to summarize the difficulties and problems that member credit institutions (CIs) are facing related to the Law on Value Added Tax (VAT) 2024 and Decree No. 181/2025/ND-CP detailing a number of articles of the Law on Value Added Tax. The meeting's objective is to finalize a petition to be sent to state management agencies, aiming for a unified, transparent and effective legal environment.
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The State Bank of Vietnam adjusts credit growth targets
On July 31, 2025, the State Bank of Vietnam (SBV) announced an upward adjustment to the 2025 credit growth targets for credit institutions (CIs). This additional allocation is a proactive measure by the SBV, meaning CIs do not need to submit requests.
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Banks see NPL relief as credit rebounds and Resolution 42 takes effect
The banking sector is seeing signs of relief in non-performing loans (NPLs), with expectations of further improvement by year-end thanks to stronger credit growth and the formal legalisation of the Resolution No. 42/2017/QH14 to aid debt recovery.
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VIB sees first half performance with profit exceeding $190 million
Vietnam International Bank (VIB) continues to show steady momentum in 2025, driven by strong credit growth and a focus on asset quality.
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Techcombank clinches fourth straight win as Vietnam’s top retail bank
Techcombank has once again been recognised as Vietnam’s leading retail bank, taking home a major regional award for the fourth straight year.
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Vietnam’s economy is showing resilience amid global headwinds
Amid global uncertainties, Vietnam is navigating both opportunities and challenges. Nguyen Thuy Hanh, CEO of Standard Chartered Vietnam, shared her outlook with VIR’s journalist.
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HDBank named among ASEAN's top five for governance in 2025
HDBank was honoured among the top five Vietnamese listed companies with the best corporate governance practices in Kuala Lumpur on July 24.
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Supply chain credit helps SMEs access bank loans without collateral
The model is still facing many barriers in implementation as it is estimated that 65 per cent of sales contracts are still being implemented manually, which limits the appraisal and granting of credit.
