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Banks struggle to keep up with CAR standards upgrade
Despite ongoing efforts by banks to raise capital and improve their capital adequacy ratios (CARs), the pace of improvement remains slow.
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Banks see NPL relief as credit rebounds and Resolution 42 takes effect
The banking sector is seeing signs of relief in non-performing loans (NPLs), with expectations of further improvement by year-end thanks to stronger credit growth and the formal legalisation of the Resolution No. 42/2017/QH14 to aid debt recovery.
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VIB sees first half performance with profit exceeding $190 million
Vietnam International Bank (VIB) continues to show steady momentum in 2025, driven by strong credit growth and a focus on asset quality.
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Techcombank clinches fourth straight win as Vietnam’s top retail bank
Techcombank has once again been recognised as Vietnam’s leading retail bank, taking home a major regional award for the fourth straight year.
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Vietnam’s economy is showing resilience amid global headwinds
Amid global uncertainties, Vietnam is navigating both opportunities and challenges. Nguyen Thuy Hanh, CEO of Standard Chartered Vietnam, shared her outlook with VIR’s journalist.
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HDBank named among ASEAN's top five for governance in 2025
HDBank was honoured among the top five Vietnamese listed companies with the best corporate governance practices in Kuala Lumpur on July 24.
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Supply chain credit helps SMEs access bank loans without collateral
The model is still facing many barriers in implementation as it is estimated that 65 per cent of sales contracts are still being implemented manually, which limits the appraisal and granting of credit.
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Seminar on credit rating and scoring models applying new technology
The seminar "Enhancing risk management capacity, improving credit quality with credit rating and scoring models applying new technology" organized by the Vietnam Banks Association (VNBA) in coordination with the Vietnam National Credit Information Center (CIC) will take place on July 30, 2025 in Hanoi.
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Shinhan Bank Vietnam receives iso 27001:2022 certificate on information security
Shinhan Bank Vietnam Limited (“Shinhan Bank”) officially received ISO/IEC 27001:2022 Certificate, the most prestigious international standard on the Information Security Management System (ISMS).
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Completing the cross-border QR code payment Handbook
On July 23, 2025 in Hanoi, Vietnam Banks Association (VNBA) held an important meeting to complete the draft Handbook on providing, operating and using cross-border QR Code payment services. The meeting was chaired by Dr. Nguyen Quoc Hung, Vice Chairman cum General Secretary of VNBA, with the participation of representatives of many credit institutions. This is an important step in building a clear and practical legal and technical framework to promote international electronic payment in Vietnam.
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Capital poured into agriculture, rural areas
Credit growth for agriculture and rural development in Việt Nam rose 5.31 per cent in the first half of 2025 compared to the end of 2024, accounting for 23.16 per cent of the country’s total outstanding loans.
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Interest rate developments applied by credit institutions in June 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in June 2025
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Interest rate cut requires a trade-off in foreign exchange rate
Phạm Chí Quang, Director of the State Bank of Vietnam (SBV)’s Monetary Policy Department, talks about the cause of the đồng devaluation and forecasts the đồng in the second half of 2025.
