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BIDV pioneers pilot deployment of RSHUB via VneID
On 22 May 2025, the Police Department for Administrative Management of Social Order (C06), under the Ministry of Public Security, officially launched the Centralized Remote Digital Signing Hub (RSHUB) integrated with the VNeID platform. BIDV is honored to be the first commercial bank to pilot this groundbreaking solution within its online loan application process via the BIDV Home app.
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VIB launches Super Account for businesses with daily yield of up to 4.5% per annum
Vietnam International Bank (VIB) has officially launched the Super Account for household businesses and small and medium-sized enterprises (SMEs) on its digital banking platform, VIB Business. This account helps optimize idle working capital by offering daily interest accruals at a competitive annual yield of up to 4.5%. This marks another strategic move by VIB to support business customers in improving cash flow management and enhancing profitability from available working capital. By the end o
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Effective AI in banking and finance factor a prerequisite
Despite the numerous advantages of using AI in auditing and consulting, such systems remain prone to errors and must be used properly, according to experts at a Ho Chi Minh City seminar on May 23.
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Interest rate development applied by credit institutions in April 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in April 2025
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SBV issued Circular No. 03/2025/TT-NHNN
Hanoi, April 29, 2025 - The Governor of the State Bank of Vietnam (SBV) has issued Circular No. 03/2025/TT-NHNN stipulating the opening and use of VND bank accounts for the purpose of making indirect investment in Vietnam (replacing Circular No.05/2014/TT-NHNN dated March 12, 2014 of the SBV).
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Vietnam to freeze corporate bank accounts without biometric verification
From July 1, 2025, all business transactions must meet new biometric compliance.
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Banking sector steps up action plan to boost green credit
SBV’s Deputy Governor Đào Minh Tú said: “Green growth is no longer an option, but has become an urgent necessity, especially for developing countries like Việt Nam."
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Banks bet on wholly owned life insurance
Several Vietnamese banks are shifting from bancassurance partnerships to establishing their own insurance companies, paving the way towards building full-fledged financial conglomerates.
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Outlook brightens for bank stocks in H2
As bank stocks continue to trade below their book value, the sector is seeing growing optimism for the second half of the year (H2).
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The 2-level local government model in the financial and banking sector
Deputy Prime Minister Ho Duc Phoc has just signed the Official Dispatch No. 67/CD-TTg dated May 19, 2025 of the Prime Minister sent to the Minister of Finance and Governor of the State Bank of Vietnam requesting the implementation of the Plan to develop decrees on decentralization, delegation of authority, and assignment of authority associated with the 2-level local government organization model in the field of finance and banking.
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57 credit institutions have assessed environmental and social risks when lending
Sustainable Development Goals (SDGs) reporting plays an extremely important role for banks in the current context and is an inevitable and dominant development trend of the banking industry. In 2024, the number of SDGs reports published increased to a record 33 organizations, of which 06 more banks have just published SDGs reports.
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AI helps banks promote Sustainable Development Report
Leveraging AI in producing sustainability information may enhance efficiency, accuracy and also strategic decision making, a banking and finance forum has been told.
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Difficulties and legal challenges in digital banking transformation
On May 23, 2025, in Nha Trang City, Khanh Hoa, the Banking Law Club, Vietnam Banks Association organized a discussion and sharing on the implementation and application of newly issued legal regulations related to banking activities and issues that credit institutions (CIs) need to pay attention to.
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Credit institutions remain decisive to push against headwinds
Credit growth is becoming increasingly difficult to sustain amid mounting external pressures. Nguyen Quoc Hung, Vice chairman and General Secretary of the Vietnam Banks Association, talked with VIR’s Vy Vy how banks must go beyond restructuring growth models.
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VNBA seeks members' opinions on draft Circular on AMC activities
The Vietnam Banking Association (VNBA) has just sent an official dispatch to the General Directors of member organizations to seek opinions on the draft Circular on the activities of subsidiaries and affiliated companies of credit institutions in the field of debt management and asset exploitation (AMC).
