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Banks racing into year-end profit boom
Vietnam’s banking sector continues to post robust profit growth this year thus far, with numerous lenders reporting impressive earnings and setting new records.
 
Inspection finds major banks misused trillions of đồng from bond issues
Inspectors concluded that three of the five banks used bond proceeds for the wrong purpose.
 
VPBank successfully issues of US$300 million in international sustainable bonds
VPBank’s sustainable bonds, VPBIP2530, carry a five-year maturity and were issued through a private placement, totalling 1,500 bonds with a face value of $200,000 each.
 
Four banks join IFC's Green Alliance to boost sustainable finance
The Alliance serves as a platform for banks committed to embedding sustainability in their strategies while financing the transition to low-carbon, resilient and inclusive economies.
 
Vietnamese banks get ready to join crypto asset market
The newly issued Law on Digital Technology Industry will take effect from January 1 and is considered an important milestone, ending many years of legal ambiguity on issues related to crypto assets.
 
Acquirers of weak banks get reserve ratio incentive policy
This policy is expected to motivate large banks to participate in handling weak banks, while opening up more credit space for the economy.
 
Circular 14: Stricter rules favour stability, restrict cash payouts
The policy, effective from 15 September this year, prioritises capital consolidation over shareholder payouts and signals a shift from broad-based encouragement to more selective oversight.
 
Banks dominate top 20 listed firms in H1, 2025
In the broader top 20, banks accounted for 12 of the most profitable firms.
 
VPBank Prime wins international award for serving young customers
VPBank Prime has become the first financial brand in Việt Nam to be named “Best Bank for Millennials and Gen Z Việt Nam 2025” by Global Banking & Finance Review (GBFR), a UK-based financial magazine.
 
Banking Law Club strengthens Executive Board
On July 4, 2025, the Banking Law Club (BLC), an organization under the Vietnam Banks Association (VNBA), held an important meeting to strengthen the personnel of the Executive Board for the 6th term (2025-2027). The event was attended and directed by Dr. Nguyen Quoc Hung, Vice President and General Secretary of VNBA, affirming the importance of the Club in the activities of VNBA.
 
Interest rates on downward trajectory
Persistently low volumes in collateralised open market operations lending, and the central bank’s steady net withdrawals, have underscored a surplus of VND liquidity in the banking system, bolstering market confidence and driving interbank rates to fresh lows.
 
Banks with high proportion of retail loans expect to benefit from law change
The Law on Credit Institutions is proposed to be amended to include some provisions of Resolution No 42/2017/QH14 on piloting bank bad debt settlement.
 
21 Vietnamese banks in the Fortune SEA 500 list in Southeast Asia
The Big4 giants along with 17 joint stock banks, led by VPBank, MB and Techcombank, have appeared in the Fortune SEA 500 list, including the 500 largest enterprises in Southeast Asia.
 
Banks race to expand payment agents
The payment agent model not only benefits banks and customers but also brings positive impacts to banks' partners by indirectly providing additional financial services to help diversify the products and services that these retailers provide.
 
Banks bet on wholly owned life insurance
Several Vietnamese banks are shifting from bancassurance partnerships to establishing their own insurance companies, paving the way towards building full-fledged financial conglomerates.
 
                             
                            
 
                 
                                 
                                 
                                 
                                