Accordingly, the objective of issuing this Plan is to fully, synchronously, and consistently institutionalize and implement the mechanisms, policies, and tasks set out for the banking sector in Resolution No. 198/2025/QH15, as specified by the Government in its Plan attached to Resolution No. 139/NQ-CP.
At the same time, raise awareness, role and responsibility of the banking sector in developing the private economy into the most important driving force of economic development; Clearly define specific tasks, as a basis for units in the banking sector to organize, inspect, supervise and evaluate the implementation of the National Assembly's Resolution and the Government's Resolution on private economic development, contributing to realizing the goal of the private economy becoming the most important driving force of the national economy.
The tasks and solutions set out in the Plan are:
- Organize the dissemination of Resolution No. 198/2025/QH15, Resolution No. 139/NQ-CP, and this Action Plan to each cadre, civil servant, public employee, and employee in the unit to raise awareness of the importance of implementing the Resolutions of the National Assembly and the Government on private economic development.
- Improve the business environment, perfect the inspection and examination mechanisms and policies:
No later than December 31, 2025, complete the review and elimination of unnecessary business conditions, overlapping and inappropriate regulations that hinder the development of private enterprises; reduce at least 30% of administrative procedure processing time, at least 30% of legal compliance costs, and at least 30% of business conditions; continue to implement in the following years.
Thoroughly apply digital transformation to minimize the time for processing administrative procedures, costs of compliance with laws and business conditions related to the banking sector; deploy the provision of banking services to enterprises and business households regardless of administrative boundaries.
Review and classify inspection subjects; end the situation of overlapping, duplicate, and prolonged inspections of the same content and field; the number of inspections at enterprises, business households, and business individuals, including inter-sectoral inspections, must not exceed once a year, except in cases where an unscheduled inspection is required when there are clear signs of violations.
For the same state management content, if an inspection has been conducted, no inspection shall be carried out or if an inspection has been conducted, no inspection shall be carried out for enterprises, business households, and business individuals in the same year, from cases where there are clear signs of violations.
Strictly handle acts of abusing inspections to harass and cause difficulties for businesses and business households; Publicly announce inspection plans on the information portal so that the business community and business households know and coordinate implementation. Promote online and remote inspection activities; prioritize inspections based on electronic data, minimize direct inspections.
Develop and announce on the electronic information portal of the State Bank and industry newspapers solutions to provide early warnings to businesses and business households about risks of law violations based on integrating management data and warnings from state management agencies.
- Financial and credit support: Submit to the Government to issue a document guiding the state policy of supporting an interest rate of 2%/year through the system of commercial banks for businesses in the private economic sector, business households, and individual businesses to borrow capital to implement green, circular projects and apply the environmental, social, and governance (ESG) standards framework.
In addition, review and promptly institutionalize the viewpoints, objectives, tasks and solutions stipulated in Resolution No. 68-NQ/TW dated May 4, 2025 of the Politburo on private economic development.
Within the scope of assigned functions and tasks, units under the State Bank, credit institutions and foreign bank branches are responsible for thoroughly disseminating this Action Plan to each officer in the unit; synchronously and effectively implementing the unit's tasks in conjunction with this Plan, ensuring timely completion and achievement of the set goals.
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