Wednesday, 09/07/2025
   

5 big trends shaping banking industry

Entering 2025, the banking industry is forecasted to be positive, continuing to maintain growth in the context of the State's policy of focusing all resources on promoting growth, turning Vietnam into a modern industrialized country with high average income by 2030, moving towards high income by 2045.

According to a survey by Vietnam Report, 5 growth opportunities that help the banking industry have great room for development include promoting the development of digital financial products, increasing investment in digital transformation, Vietnam's economic growth prospects, amended laws and streamlining the State management apparatus.

5 big trends ( Digital services promotion, Digital transformation, Stable economic outlook, Legal framework amended and supplemented, Streamlining the state apparatus)

In which, digital finance is considered the leading growth driver with more than 90% of opinions from banks and experts participating in the survey.

The development of digital banking services and open financial ecosystems (Open API) allows banks to access large amounts of non-term deposits and increase service productivity without relying heavily on physical infrastructure.

At the same time, digital transformation is leading to changes in the human resource structure, with a trend of reducing traditional labor and increasing recruitment in data analysis, information technology and cybersecurity positions.

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