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Rising rates squeeze bank profits, slow bond issuance
Surging interest rates are driving up funding costs and squeezing profit margins, forcing banks to slow bond issuance while property developers increasingly dominate the corporate bond market.
Banks stop processing instant 24/7 transfers for transactions about VNĐ500 million
All transfers exceeding the threshold will be automatically routed through regular clearing, the bank said in a statement. Transactions initiated after 3.55pm will be processed on the next working day.
Banks post Q1 gains amid sharpening profit divide
Vietnam’s banks delivered solid first-quarter 2026 profits, yet rising funding costs, margin pressure and asset quality risks are driving a widening gap in performance between lenders.
Deposit interest rates keep rising
For the 6-month term, the interest rate difference between banks becomes more pronounced, ranging from approximately 4.5 per cent to over 7 per cent per annum.
Banks accelerate deposit mobilization, interest rates rise to new levels
Entering March 2026, the deposit market continues to witness a wave of interest rate adjustments at many commercial banks.
Deposit interest rates exceed 7%, pushing up lending rates
Deposit interest rates at mid-sized banks have continued to rise and surpass the 7 per cent per year mark, causing lending rates to increase.
Implementing the credit program for investment in electricity, transportation, and strategic technology infrastructure
On December 08, 2025, the State Bank of Vietnam (SBV) issued Official Letter No. 10825/NHNN-TD to 21 Commercial Banks (CBs) providing guidelines for the implementation of the Credit Program for Strategic Infrastructure Investment (Electricity, Transport, and Technology).
ACCA and MSB strengthen strategic partnership to elevate financial talent standards
The Association of Chartered Certified Accountants (ACCA) has awarded the ACCA Approved Employer certificate to the Vietnam Maritime Commercial Joint Stock Bank (MSB), recognising the bank's commitment to fostering an internationally accredited environment for professional learning and human resource development.
Banks racing into year-end profit boom
Vietnam’s banking sector continues to post robust profit growth this year thus far, with numerous lenders reporting impressive earnings and setting new records.
Four banks join IFC's Green Alliance to boost sustainable finance
The Alliance serves as a platform for banks committed to embedding sustainability in their strategies while financing the transition to low-carbon, resilient and inclusive economies.
Which bank has the highest interest rate in early September 2025?
In early September 2025, savings interest rates of banks were fluctuating from 3 - 6.0%/year, but there was a strong differentiation between terms.
21 Vietnamese banks in the Fortune SEA 500 list in Southeast Asia
The Big4 giants along with 17 joint stock banks, led by VPBank, MB and Techcombank, have appeared in the Fortune SEA 500 list, including the 500 largest enterprises in Southeast Asia.
IFC proposes $60 million global trade finance for Maritime Bank
The International Finance Corporation (IFC), a member of the World Bank Group, is mulling a $60-million loan to Maritime Commercial Joint-Stock Bank (MSB).
Banks adjust to balance and cut costs
With simultaneous interest rate cuts and accelerated credit disbursement, banks are fuelling Vietnam’s economic breakthrough, driving towards the ambitious targets of 8 per cent GDP growth and 16 per cent credit expansion this year.
AI Applications in Banking: Optimizing Operational Efficiency, Enhancing Customer Experience
On January 10, 2025, in Hanoi, the Vietnam Banking Association in collaboration with NVIDIA and GreenNode organized a workshop: "Promoting the AI Revolution in Finance - Banking: Solutions from NVIDIA and GreenNode" to help members enhance the application of artificial intelligence (AI) to improve operational efficiency, optimize customer experience and enhance competitiveness in the context of strong digital transformation.
Other Member
MUFG Bank, Hanoi Branch
Chairman:
CEO: Mr Masao Kojima
Authorized capital: 105.000.000 USD (as of 12/31/2022)
Head Office: 10th Floor, Tower 1, Capital Place, 29 Lieu Giai Street, Ngoc Khanh Ward, Ba Dinh District, Hanoi, Vietnam
Website: https://www.bk.mufg.jp/global/globalnetwork/asiaoceania/hanoi.html
Công ty Cổ phần dịch vụ Trực tuyến Cộng Đồng Việt (VietUnion) - Payoo
Chairman:
CEO:
Authorized capital:
Head Office:
Website:
Indovina Bank Limited (IVB)
Chairman:
CEO: Mr LIU CHUN HAO
Authorized capital:
Head Office:
Website: https://www.indovinabank.com.vn/
Industrial and Commercial Bank of China Limited (ICBC), Hanoi City Branch
Chairman: Mr. Chen Siqing
CEO: Mr. Sun Feng Lei
Authorized capital:
Head Office: Floor 1&3 Daeha Business Center , No.360 Kim Ma Str.,Ba Dinh Dist.,Hanoi
Website: https://hanoi.icbc.com.cn/vn/column/1438058394518175799.html
Fintech Credit Information Joint Stock Company Vietnam (FCBV)
Chairman: Mr. Tran Vuong Xin
CEO: Mr. Bui Quang Trung
Authorized capital: 132,000,000,000 VND (as of July 2025)
Head Office: Room 505, 5th floor, Plaschem building, 562 Nguyen Van Cu, Gia Thuy ward, Long Bien district, Hanoi
Website: https://fcbv.vn
KCI Credit Information Joint Stock Company
Chairman: Mr. Dang Cong Nguyen
CEO: Ms. Nguyen Thi Tuyet Nhung
Authorized capital: 31,500,000,000 VND (as of July 2025)
Head Office: 2nd Floor, A1-A3 Ecolife Capitol Building, No. 58 To Huu, Me Tri Ward, Nam Tu Liem District, Hanoi
Website: https://kci.vn
