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Circular 14: Stricter rules favour stability, restrict cash payouts
The policy, effective from 15 September this year, prioritises capital consolidation over shareholder payouts and signals a shift from broad-based encouragement to more selective oversight.
VIB sees first half performance with profit exceeding $190 million
Vietnam International Bank (VIB) continues to show steady momentum in 2025, driven by strong credit growth and a focus on asset quality.
Vietnamese banks set for growth on major policy shift
Experts believe that if managed properly, lifting credit room restrictions will enhance lending flexibility, allowing for a more natural adjustment of capital supply and demand, thereby facilitating investment and production needs in the economy.
VNBA seeks solutions for handling secured assets for credit institutions
On the morning of July 10, 2025, the Vietnam Banks Association (VNBA) held a meeting with the State Bank of Vietnam (SBV), the Ministry of Natural Resources and Environment (MONRE), the Ministry of Justice, and credit institutions to address difficulties related to the handling of secured assets used in lieu of debt repayment obligations, particularly real estate.
Banks with high proportion of retail loans expect to benefit from law change
The Law on Credit Institutions is proposed to be amended to include some provisions of Resolution No 42/2017/QH14 on piloting bank bad debt settlement.
Comprehensive financial and digital solutions for SME enterprises
Vietnam International Commercial Joint Stock Bank (VIB), Vietnam Payment Solution Joint Stock Company (VNPAY) and Visa (NYSE: V) have just announced a partnership to launch a comprehensive suite of financial and digital solutions, specifically designed to support Vietnamese small and medium-sized enterprises (SMEs) to improve operational efficiency, optimize payment processes and promote sustainable growth.
Many banks prioritise seeking foreign strategic investors
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VIB Business Card - Enterprise credit card with up to 57 days interest-free and cashback on all spending
With a vision to maximize benefits and elevate enterprises, Vietnam International Bank (VIB) officially launches the VIB Business Card, a pioneering financial solution tailored to meet the growing demands of Vietnam’s business community.
Profits, dividends, capital increases and bad debts on agendas of 2025 banking AGMs
In a discussion with shareholders, VIB Chairman Đặng Khắc Vỹ said that bad debt handling is one of the ‘hot’ issues of the entire banking industry.
Deputy CEO of VIB: "We aim to empower customers to maximize the value of their cash flow."
Personal finance is not just an individual concern; it directly influences the economy’s performance. When cash flow remains active and optimized, it benefits customers while fueling robust economic growth.
VIB launches Super Yield account to optimise idle cash flow
On February 17, the Vietnam International Bank (VIB) officially launched the Super Yield account on its MyVIB digital banking platform with the message “Awakening the idle cash flow.”
PM directs submitting draft law on bad debt settlement to NA in May
The settlement of bad debts must be developed into a draft law and submitted to the National Assembly (NA) in May 2025 for consideration and approval.
Four banks to hold shareholders' meetings in February and March
The four – Nam A Bank, VIB, Vietcombank and Eximbank – are preparing to hold their shareholders' meetings in February and March 2025.
VIB becomes Việt Nam’s first bank to offer AWS-powered Gen AI on mobile banking
Việt Nam International Bank (VIB), one of the leading retail banks, announced it is transforming the user experience on its MyVIB digital banking platform with the launch of the new ViePro generative artificial intelligence (Generative AI)-powered assistant.
Five banks qualify for year-end credit room expansion
Five banks, including Vietinbank, ACB, VIB, Techcombank and MSB, have qualified for the credit room expansion in the last time of this year
Other Member
Fintech Credit Information Joint Stock Company Vietnam (FCBV)
Chairman: Mr. Tran Vuong Xin
CEO: Mr. Bui Quang Trung
Authorized capital: 132,000,000,000 VND (as of July 2025)
Head Office: Room 505, 5th floor, Plaschem building, 562 Nguyen Van Cu, Gia Thuy ward, Long Bien district, Hanoi
Website: https://fcbv.vn
Công ty Cổ phần dịch vụ Trực tuyến Cộng Đồng Việt (VietUnion) - Payoo
Chairman:
CEO:
Authorized capital:
Head Office:
Website:
Industrial and Commercial Bank of China Limited (ICBC), Hanoi City Branch
Chairman: Mr. Chen Siqing
CEO: Mr. Sun Feng Lei
Authorized capital:
Head Office: Floor 1&3 Daeha Business Center , No.360 Kim Ma Str.,Ba Dinh Dist.,Hanoi
Website: https://hanoi.icbc.com.cn/vn/column/1438058394518175799.html
Indovina Bank Limited (IVB)
Chairman:
CEO: Mr LIU CHUN HAO
Authorized capital:
Head Office:
Website: https://www.indovinabank.com.vn/
KCI Credit Information Joint Stock Company
Chairman: Mr. Dang Cong Nguyen
CEO: Ms. Nguyen Thi Tuyet Nhung
Authorized capital: 31,500,000,000 VND (as of July 2025)
Head Office: 2nd Floor, A1-A3 Ecolife Capitol Building, No. 58 To Huu, Me Tri Ward, Nam Tu Liem District, Hanoi
Website: https://kci.vn
MUFG Bank, Hanoi Branch
Chairman:
CEO: Mr Masao Kojima
Authorized capital: 105.000.000 USD (as of 12/31/2022)
Head Office: 10th Floor, Tower 1, Capital Place, 29 Lieu Giai Street, Ngoc Khanh Ward, Ba Dinh District, Hanoi, Vietnam
Website: https://www.bk.mufg.jp/global/globalnetwork/asiaoceania/hanoi.html
