Vietnam Bank for Foreign Trade of Vietnam (Vietcombank) has just released its interest rate information for April 2025.

Vietnam Bank for Foreign Trade of Vietnam (Vietcombank) has just released its interest rate information for April 2025.

After a period of restructuring, many consumer finance companies are staging a strong comeback after restructuring, posting robust profit growth amid improving credit demand, expanding balance sheets, and supportive regulatory policies.
The number and value of cashless payment transactions surged by an average of 58.86 per cent and 24.36 per cent annually in the past five years.
After several consecutive years of losses, all four Vietnamese banks under mandatory transfer - GPBank, Vikki Bank, VCBNeo, and MBV - have now reported profits for the year 2025, as confirmed by their respective parent institutions.
Vietnam is in a bright spot to utilise partnerships between fintech groups and lenders for its green ambitions. Fintech expert Rahn Wood looks at the tie-ups already taking place and what more could be around the corner.
The centre operates under a 'one centre, two destinations' model in HCM and Đà Nẵng cities, focusing on institutional breakthroughs and modern technological infrastructure.
Directive 01/CT-NHNN sets a 4.5 per cent inflation goal and targets around 15 per cent credit growth to safeguard macro stability and sustainable growth.
Credit institutions expect the business outlook to remain positive in 2026 but are more cautious about profit growth, according to the latest survey by the State Bank of Vietnam (SBV).
The Ministry of Construction said real estate credit increased steadily throughout 2025 across housing, office leasing and industrial property, climbing from more than VNĐ1.56 quadrillion in the first quarter to around VNĐ2 quadrillion by year-end.
The rating for Vietnam’s secured long-term debt was raised to BBB-, equivalent to investment grade, one notch higher than the country’s long-term foreign-currency rating on unsecured debt, which remains at BB+. The upgrade followed Fitch’s review under its revised Sovereign Rating Criteria issued in last September, said the Ministry of Finance.
State Bank of Vietnam has just released the interest rate developments of credit institutions in December 2025.