Vietnam Bank for Foreign Trade of Vietnam (Vietcombank) has just released its interest rate information for April 2025.

Vietnam Bank for Foreign Trade of Vietnam (Vietcombank) has just released its interest rate information for April 2025.

Shinhan Bank Vietnam Limited (“Shinhan Bank”) has officially entered into a strategic partnership with Finan Company Limited (“Finan”) to launch Shinhan Store, a dedicated business support application developed for small merchants, household businesses, and SOHO (Small Office/Home Office) enterprises.
All transfers exceeding the threshold will be automatically routed through regular clearing, the bank said in a statement. Transactions initiated after 3.55pm will be processed on the next working day.
Total assets rose 20.2 per cent to VNĐ2.69 quadrillion, surpassing the $100 billion mark for the first time and reinforcing Agribank's position among the largest banks in Việt Nam's financial system.
Vietnam’s banks delivered solid first-quarter 2026 profits, yet rising funding costs, margin pressure and asset quality risks are driving a widening gap in performance between lenders.
State Bank of Vietnam has just released the interest rate developments of credit institutions in March 2026.
The 2025 landscape suggests that the banking sector is entering a more competitive phase.
Only a few foreign banks in Việt Nam maintained profit growth last year, while the majority of them recorded a decline due to falling core income and rising costs.
In recent years, Vietnam’s banking sector has undergone rapid digital transformation, driven by the adoption of technologies such as Artificial Intelligence (AI), cloud computing, and big data. However, this transformation has also introduced increasingly complex technological and cybersecurity risks.
In the architecture of the modern credit market, factoring is more than just a credit extension based on receivables; it is a pivotal tool for unlocking capital flows for small and medium-sized enterprises (SMEs).
The SBV has set a credit growth of 15 per cent for 2026, with adjustments depending on actual situation, ensuring inflation control, macroeconomic stability, support for economic growth, and the safety of the credit institution system.