

To deploy the testing of peer-to-peer lending (P2P Lending) solutions according to the provisions of Decree No. 94/2025/ND-CP, the State Bank of Vietnam (SBV) has issued 02 decisions to create an environment and testing conditions for peer-to-peer lending solutions.
Some large joint stock commercial banks, such as MB, VPBank and HDBank, are even likely to have outstanding growth rates of 25-30 per cent in 2025.
The new regulations mark a crucial advancement of Việt Nam’s banking system toward standards of Basel III set by the Basel Committee on Bank Supervision.
VPBank’s sustainable bonds, VPBIP2530, carry a five-year maturity and were issued through a private placement, totalling 1,500 bonds with a face value of $200,000 each.
The upgrade reflects Vietcombank’s improved financial strength, prudent risk management, and solid capital buffers.
After the SBV completed the compulsory transfer of four weak banks — CB, Oceanbank, DongA Bank and GPBank — earlier this year, SCB remains the only weak bank yet to complete its restructuring plan.
Lending rates in Vietnam may fall by late 2025, with stable funding costs and expected US rate cuts creating room for easing to spur credit and growth.
The Alliance serves as a platform for banks committed to embedding sustainability in their strategies while financing the transition to low-carbon, resilient and inclusive economies.
In recent times, technology-enabled crimes and financial scams via electronic channels have been on the rise, employing increasingly sophisticated tactics. Your vigilance and cooperation are essential in stopping this threat.
In early September 2025, savings interest rates of banks were fluctuating from 3 - 6.0%/year, but there was a strong differentiation between terms.