VNBA News
VNBA News
Commercial banks are stepping up the sale of debts and collaterals at the final month of lunar year 2025 to restructure and increase capital resources for 2026.
On the morning of December 31, the State Bank of Vietnam (SBV) convened the Conference on the Implementation of Banking Tasks for 2026, a key annual event aimed at reviewing sector performance in 2025 and outlining policy directions and core tasks for the coming year. The conference gathered leaders from the SBV, representatives of credit institutions, and financial–banking experts.
Enterprises and banks granted gold bar production licenses will be considered for gold import permits in accordance with regulations.
Given that forecasts for credit growth in 2026 are similar to this year's rate of 18-20 per cent, the adjustment to the deposit interest rate cap in 2026 will likely be modest compared to previous adjustment cycles.
In the coming period, the global geopolitical landscape is projected to remain complex and unpredictable, with escalating difficulties, challenges, risks, and uncertainties. This environment poses significant implications for Vietnam’s economy, given its high degree of openness.
On December 15, 2025, the Governor of the State Bank of Vietnam (SBV) signed and promulgated Circular No. 47/2025/TT-NHNN. This Circular provides guidance on the procedures for obtaining approval from the SBV for the listing of shares on overseas stock exchanges by joint-stock credit institutions.
On December 16, 2025, the Governor of the State Bank of Vietnam (SBV) has officially signed and promulgated the Circular No. 48/2025/TT-NHNN. This Circular amends and supplements several existing regulations within the field of banking management and supervision, focusing on the reduction and simplification of administrative procedures and adjustments to organizational structures.
Credit management should be cautious and effective to enable linking high economic growth with macroeconomic stability and financial system reforms.
State Bank of Vietnam has just released the interest rate developments of credit institutions in November 2025.
Banks are accelerating capital increases via share issues to meet stricter Basel III standards, boost capital adequacy and ease funding pressures amid rising credit demand.