VNBA News
VNBA News
Circular No. 50/2026/TT-NHNN raises the maximum loan-to-deposit ratio (LDR) to 95 per cent from currently 85 per cent while introducing a phased transition towards Basel III liquidity standards.
MB is expanding its presence in key Asian financial and economic hubs, such as Singapore, the Republic of Korea, China and Taiwan (China), aiming to strengthen capital flow connections, international business ties and cross-border financial activities.
Ho Chi Minh City, October 9, 2026 – Shinhan Bank Vietnam Limited (“Shinhan Bank”) continues to expand its digital payment ecosystem through the launch of NAPAS QR Pay, the expansion of cross-border QR payments in Thailand, Cambodia, and Laos, and the upgrade of its NAPAS 24/7 fund transfer service. These enhancements aim to meet customers’ domestic and regional transaction needs while delivering a more convenient, seamless, and secure digital banking experience.
The addition of new partners also shows its ability to access capital markets and expand its network of international financial institutions, particularly while global financial markets remain volatile.
On the morning of October 14, 2026, in Hanoi, Mr. Nguyen Ngoc Canh, Deputy Governor of the State Bank of Vietnam (SBV), attended and delivered remarks at the seminar entitled “Credit policy and the carbon market: Unlocking green finance”, organised by Finance – Investment Newspaper.
Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) has been ranked second in S&P Global Market Intelligence’s 2025 performance rankings of the 50 largest publicly listed banks in Southeast Asia, and holds the top position among the Vietnamese lenders assessed.
Vietnam’s consumer finance market still has significant room for growth as households’ demand for financing continues to diversify, while access to formal credit remains uneven across different segments of the population. In particular, low- and middle-income workers, employees in industrial parks, and customers seeking relatively small loans continue to need appropriate and accessible sources of formal credit.
Developed under a partnership between the two companies, the service aims to meet growing demand for faster and more convenient ways to receive money from overseas.
On September 30, 2026, the Governor of the State Bank of Vietnam (SBV) issued Circular No. 53/2026/TT-NHNN, prescribing safety, risk management and deployment conditions for the application of artificial intelligence (AI) systems in the banking sector.
Moody’s Ratings has upgraded ABBank’s long-term foreign- and local-currency deposit and issuer ratings from B2 to B1.