VNBA News
VNBA News
Interbank interest rates in Việt Nam are not sufficient to become a benchmark for deposit and lending rates.
From capital increases to potential M&A deals and leadership reshuffles, this year’s bank AGMs are set to shape the sector’s next phase of growth.
For the 6-month term, the interest rate difference between banks becomes more pronounced, ranging from approximately 4.5 per cent to over 7 per cent per annum.
After a year of strong growth in 2025 the banking industry is expected to deliver a “moderately positive” performance this year, with profits projected to increase by 16 per cent, according to a report by S&I Ratings, a provider of credit rating services, market research and corporate analysis in Việt Nam.
On March 9, 2026, the Risk Committee of the Vietnam Banks Association (VNBA) held a working session with KPMG to discuss plans for conducting a survey and developing the Vietnam Banking Risk Trends Report. The meeting was attended and directed by Dr. Nguyen Quoc Hung, Vice Chairman and Secretary General of VNBA.
On March 12, 2026, the Vietnam Banking Association, in collaboration with Binance, will organize a training program on "Anti-Money Laundering for Digital Asset Service Providers," aiming to raise awareness among digital asset service providers about the risks of money laundering, terrorist financing, and other illegal activities arising during the provision of services.
Interest rates are forecast to remain elevated in 2025, with credit flows expected to steer towards productive industries and priority economic drivers.
In response to the increasing demands for legal compliance and customer data protection in the digital age, the Vietnam Banking Association (VNBA) is organizing an intensive training course on "Personal Data Security in Banking Operations," scheduled to take place in Hanoi on March 21, 2026 and in Ho Chi Minh City on March 28, 2026.
VCBS believes that dynamic private banks are expected to continue leading credit growth with a projected loan portfolio expansion exceeding 20 per cent.
Entering March 2026, the deposit market continues to witness a wave of interest rate adjustments at many commercial banks.