As of June 30, 2025, Agribank’s total mobilized capital surpassed VND 2.1 quadrillion, and outstanding loans reached over VND 1.85 quadrillion, representing year-to-date growth of 6.4% and 7.6%, respectively. Loans to the agriculture and rural sector exceeded VND 1.13 quadrillion, accounting for more than 61% of total lending — reaffirming the bank’s steadfast commitment to its founding mission.
WSBI-ESBG Award 2025
By the end of September 2025, the bank’s total capital had risen to over VND 2.2 quadrillion, up 10.7% from the start of the year, while total credit outstanding reached VND 1.92 quadrillion. Notably, non-performing loans fell to just 1.19%, the lowest level since Agribank began its restructuring roadmap.
Agribank’s total assets now stand at around VND 2.2 quadrillion, up nearly 10% year-on-year, with credit growth of 11% and a steady improvement in asset quality. This performance has also placed Agribank among the Top 20 enterprises contributing the most to Vietnam’s state budget in 2025.
Parallel to its financial growth, Agribank has been accelerating its digital transformation. By mid-2025, the bank had deployed over 2,200 smart transaction counters nationwide, extending convenient digital services to both urban and rural communities. Its upgraded Agribank Plus mobile platform now delivers a seamless, user-centric experience, enabling individuals and small businesses — particularly in remote and agricultural areas — to access modern financial services safely and efficiently.
A highlight of 2025 was Agribank being honored with the “Sustainable Development Award” in the category of “Inclusive Banking and Social Impact” by the World Savings and Retail Banking Institute – European Savings and Retail Banking Group (WSBI-ESBG). The recognition celebrates the bank’s pioneering efforts in promoting financial inclusion through digital innovation, notably the Agribank Plus initiative, which bridges the gap between technology and rural communities.
Agribank sponsors social security program for Thai Nguyen province after storm and flood
With its strong financial performance, improved asset quality, rapid digital transformation, and growing international recognition, Agribank continues to embody its core value of “Banking for the Community.” The bank’s achievements in 2025 not only highlight sustainable business growth but also underscore its commitment to social impact, inclusive finance, and green development — paving the way for continued success in the years ahead.
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