• Banks focus on increasing charter capital in second half of year

    Banks focus on increasing charter capital in second half of year

    To boost capital, banks are issuing dividend stocks, making private placements, and selling shares to foreign investors.

  • FinDev Canada, SMBC and JICA  pledge $215 million to HDBank

    FinDev Canada, SMBC and JICA pledge $215 million to HDBank

    Canada's bilateral Development Finance Institution, FinDev Canada, Sumitomo Mitsui Banking Corporation (SMBC), and the Japan International Cooperation Agency (JICA) on August 2 announced the signing of a $215 million syndicated loan facility for HDBank.

  • SBV pushes rate cuts to support economic growth

    SBV pushes rate cuts to support economic growth

    At a conference held on August 4, 2025 in Hà Nội, SBV Deputy Governor Phạm Thanh Hà said that stabilising deposit rates and reducing lending rates are key tools to promote economic recovery and maintain macroeconomic stability.

  • VNBA and HKTDC promote cooperation in finance and fintech

    VNBA and HKTDC promote cooperation in finance and fintech

    On the morning of August 6, 2025, in Hanoi, the Vietnam Banking Association (VNBA) had a working session with the delegation of the Hong Kong Trade Development Council (HKTDC) - China on financial services and fintech in Vietnam and Hong Kong (China), aiming to strengthen connections and seek opportunities for extensive cooperation between the two dynamic financial markets.

  • Stabilize deposit interest rates, reduce lending interest rates

    Stabilize deposit interest rates, reduce lending interest rates

    On August 4, 2025, the State Bank of Vietnam (SBV) issued Official Dispatch No. 6784/NHNN-CSTT directing and guiding the banking system to resolutely and effectively implement solutions to stabilize deposit interest rates and reduce lending interest rates to promote economic growth in 2025 under the direction of the Government and Prime Minister.

  • Circular 14: Stricter rules favour stability, restrict cash payouts

    Circular 14: Stricter rules favour stability, restrict cash payouts

    The policy, effective from 15 September this year, prioritises capital consolidation over shareholder payouts and signals a shift from broad-based encouragement to more selective oversight.

  • Banks dominate top 20 listed firms in H1, 2025

    Banks dominate top 20 listed firms in H1, 2025

    In the broader top 20, banks accounted for 12 of the most profitable firms.

  • Fitch on Vietnam 2025

    Fitch on Vietnam 2025

    On August 28, 2025 in Ho Chi Minh City, Fitch Ratings will organize the annual event “Fitch on Vietnam 2025” to update the macroeconomic outlook, financial and banking markets and credit ratings of Vietnam. The event is open free of charge to interested organizations to register to attend.

  • Technology paves the way for modern banking risk management

    Technology paves the way for modern banking risk management

    On the morning of July 30, 2025, in Hanoi, the Vietnam Banks Association (VNBA) in collaboration with the Vietnam National Credit Information Center (CIC) held a seminar on "Enhancing risk management capacity, improving credit quality with credit rating and scoring models applying new technology".

  • Vietnam Banks Association admits 2 official members

    Vietnam Banks Association admits 2 official members

    On August 1, 2025, in Hanoi, the Vietnam Banks Association (VNBA) held a ceremony to announce the Decision to admit two official members, Credit Information Joint Stock Company (KCI) and Vietnam Fintech Credit Information Joint Stock Company (FCBV).

  • Foreign exchange rate to be affected by US reciprocal tariffs in short term

    Foreign exchange rate to be affected by US reciprocal tariffs in short term

    In a recent macro-economic outlook report for the second half of 2025, experts from the KB Securities Company (KBSV) said that in the short term, the exchange rate may remain tense at some points in the third quarter due to three reasons.

  • Banks struggle to keep up with CAR standards upgrade

    Banks struggle to keep up with CAR standards upgrade

    Despite ongoing efforts by banks to raise capital and improve their capital adequacy ratios (CARs), the pace of improvement remains slow.

  • Standardizing Data, Applying AI: Keys to Enhancing Credit Quality and Bank Risk Management

    Standardizing Data, Applying AI: Keys to Enhancing Credit Quality and Bank Risk Management

    According to Mr. Nguyen Quoc Hung, Vice Chairman and Secretary General of the Vietnam Banks' Association (VNBA), the robust development of AI, machine learning, and big data analytics underscores the importance of data standardization, expansion, and sharing. These efforts will empower credit institutions to optimize credit scoring processes, bolster risk management capabilities, and enhance competitiveness.

  • VNBA seeks solutions to remove obstacles regarding to the VAT Law 2024

    VNBA seeks solutions to remove obstacles regarding to the VAT Law 2024

    On July 28, 2025, the Vietnam Banks Association (VNBA) held an important meeting in Hanoi to summarize the difficulties and problems that member credit institutions (CIs) are facing related to the Law on Value Added Tax (VAT) 2024 and Decree No. 181/2025/ND-CP detailing a number of articles of the Law on Value Added Tax. The meeting's objective is to finalize a petition to be sent to state management agencies, aiming for a unified, transparent and effective legal environment.

  • The State Bank of Vietnam adjusts credit growth targets

    The State Bank of Vietnam adjusts credit growth targets

    On July 31, 2025, the State Bank of Vietnam (SBV) announced an upward adjustment to the 2025 credit growth targets for credit institutions (CIs). This additional allocation is a proactive measure by the SBV, meaning CIs do not need to submit requests.