The 8th term Congress was held at the headquarters of the Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank) – the host member of the event. Representatives from many state management agencies attended the Congress.
From the Vietnamese National Assembly, attendees included Mr. Ta Dinh Thi, Vice Chairman of the Committee on Science, Technology and Environment; and Mr. Nguyen Hai Nam, National Assembly delegate and full-time member of the Committee on Economy and Finance. From the Ministry of Home Affairs, Ms. Thang Thi Hanh, Director of the Department of Non-Governmental Organizations, was present. From the State Bank of Vietnam (SBV), attendees included Mr. Doan Thai Son, Permanent Deputy Secretary of the Party Committee and Permanent Deputy Governor; Mr. Dao Minh Tu, former Permanent Deputy Governor of the SBV; Ms. Nguyen Khanh Chi, Permanent Vice President of the Vietnam Banking Union; and representatives from various departments, bureaus, and units of the SBV. From the Supreme People's Court, Mr. Nguyen Van Tung, Deputy Director of the Department of Legal Affairs and Scientific Management, was present.
Presidium of the 8th Congress
Representing VietinBank – the host member of the Congress – were Mr. Tran Minh Binh, Chairman of the Board of Directors; Mr. Nguyen Tran Manh Trung, Member of the Board of Directors and General Director, along with other bank leaders.
Representing the Vietnam Banks Association were Mr. Pham Toan Vuong, Chairman of the Association Council; Mr. Nguyen Quoc Hung, Vice Chairman cum General Secretary; Mr. Tran Van Tan and Mr. Pham Quang Tung, Vice Chairmen of the Association Council; along with members of the Association Council, representatives of Committees, Clubs, Card Chapters, and leaders of the Standing Committee's departments and units, as well as numerous member organizations.
Deputy Governor Doan Thai Son delivered a speech at the Congress.
Seventh term: A mark of comprehensive Innovation
In his opening remarks at the Congress, Chairman Pham Toan Vuong affirmed that the Eighth Congress was held in the context of the entire Party, people, and army actively implementing major resolutions and policies on socio-economic development, with the approval of the State Bank of Vietnam and the Ministry of Interior. In the spirit of innovation, creativity, and integration, he urged delegates to uphold their responsibility and contribute many high-quality opinions to ensure the success of the Congress.
Mr. Pham Toan Vuong, Chairman of the Board of VNBA for the 7th term, delivered the opening speech.
The summary report of the seventh term (2020–2025), presented by Vice Chairman cum General Secretary Nguyen Quoc Hung, showed that the Association had comprehensively achieved its set goals, increasingly affirming its position as a professional organization with a voice and influence in the finance and banking sector.
Dr. Nguyen Quoc Hung - Vice President and General Secretary of the Vietnam Banking Association, 7th term, delivered a speech at the conference.
Most notably, in policy development and critique, the Association has closely collaborated with the National Assembly, the Government, and the State Bank of Vietnam to provide input on over 280 draft legal documents, including many important laws such as the Law on Credit Institutions, the Land Law, the Law on Electronic Transactions, the Law on Anti-Money Laundering, and regulations on handling bad debts, corporate bonds, and electronic identification. The Association has also issued over 110 written recommendations to the National Assembly, the Government, and regulatory agencies, thereby resolving many obstacles related to collateral, electronic transactions, payments, and bad debt resolution.
Regarding networking and knowledge sharing, the Association has organized nearly 150 conferences and seminars on digital transformation, green banking, payment security, risk management, and consumer finance; and implemented 194 training programs with approximately 48,000 participants.
VNBA has also placed special emphasis on improving and innovating its communication efforts in both content and form, making a significant contribution to disseminating state and banking industry policies and laws, introducing products and services, and promoting the activities of member organizations and the Standing Committee. The Financial and Monetary Market Magazine and the Association's website have continuously improved in effectiveness and quality, attracting increasing public attention. The media impact has spread more widely internationally with the English-language website. The multi-platform communication ecosystem has reached over 24.6 million views to date.
International cooperation has expanded, including fulfilling all responsibilities as a member of the ASEAN Banking Association and participating in many important international events. By September 2025, the total number of member organizations had increased to 76.
Mr. Pham Quang Tung, Vice Chairman of the Association Council, 7th term.
Notably, specialized units such as the Policy Committee, the Risk Committee, the Legal Club, and the Card Association maintain vibrant activities with increasingly active participation from member organizations. Numerous codes of conduct, standards, and operational manuals have been developed and issued, contributing to standardization and enhanced transparency throughout the industry.
VNBA Vice Chairman - Mr. Tran Van Tan presented report
At the Congress, delegates also listened to the review report of the Association Council presented by Vice President Tran Van Tan. The report emphasized that the seventh term was a period of comprehensive success, while frankly pointing out limitations that need to be overcome: policy responses in some areas were slow, the level of member participation was uneven, and strategic forecasting capacity needs to be further improved.
Mr. Do Viet Hung, Head of the Inspection Committee for the 7th term
Mr. Do Viet Hung, Head of the Inspection Committee for the 7th term, reported that internal supervision has been regularly implemented, ensuring that the Association's activities are conducted in accordance with the Charter and are becoming increasingly professional and transparent. The inspection of financial statements and the appraisal of annual financial estimates have been rigorously maintained; the issue of delayed payment of membership fees has been promptly addressed according to regulations.
Representative of HD SAISON
Techcombank representative
Representatives from TPBank praised the Association as a "supportive partner" for its member organizations and an important bridge between businesses and regulatory agencies.
Representatives from HD SAISON affirmed their agreement with the report's contents and acknowledged the Association's role in supporting the consumer finance sector.
In his address at the Congress, Deputy Governor of the State Bank of Vietnam, Doan Thai Son, highly appreciated the Association's innovative achievements during its 7th term, especially the strengthening of its personnel structure, the establishment of specialized committees on risk, the promotion of policy feedback, and the issuance of professional codes and standards.
Basically agreeing with the operational direction for the 8th term, the Deputy Governor outlined four key tasks for the Association to focus on:
First, continue to strengthen the organization and capacity of the Standing Office and its affiliated units in a professional and substantive manner; enhance the application of information technology in management and operation to connect members and build a united, responsible, and sustainably developing banking community.
Second, strongly promote the role of participating in policy development and critique; be proactive in early detection of legal bottlenecks arising from the practical operations of credit institutions to promptly make recommendations to competent authorities.
Third, effectively protect the legitimate rights and interests of members; support members in improving the quality of their operations through building a business culture and healthy competition; enhance risk management capacity, especially in controlling bad debts; and promote digital transformation and the application of Big Data while ensuring information security and confidentiality.
Fourth, strengthen efforts to encourage member credit institutions to seriously implement major policies of the Party, State, and the State Bank of Vietnam, especially in stabilizing interest rates, directing credit flows into production and business, key projects, and green credit; and proactively communicate and promptly refute misleading information to strengthen public confidence in the banking system.
Deputy Governor Doan Thai Son affirmed that the State Bank of Vietnam will always pay attention, cooperate closely, and create all favorable conditions for the Association to maximize its role in the new phase.
Chairman of the Vietnam Banking Association Council for the 7th term - Mr. Pham Toan Vuong, and Mr. Nguyen Quoc Hung, Vice Chairman cum General Secretary of VNBA for the 7th term, received Certificates of Commendation from the Ministry of Interior and congratulatory flowers.
The Ministry of Interior awards Certificates of Merit, honoring contributions during the 7th term.
At the Congress, the Ministry of Interior awarded Certificates of Merit to the Vietnam Banks Association, recognizing the Association's positive contributions during its 7th term to the development of the banking industry and the national financial system.
The Association also awarded Certificates of Merit and honorary emblems to member organizations and affiliated units with outstanding achievements; and presented the "For the Development of the Vietnam Banks Association" commemorative medal to current and former leaders of the Association Council, the Inspection Board, specialized committees, clubs, and affiliated branches.
Within the framework of the program, the Congress also expressed gratitude, commended, and presented emblems and commemorative medals to members, affiliated organizations, and individuals who have made many positive and outstanding contributions to the activities of VNBA during the 7th term.
Reorganizing the senior management team: Mr. Tran Minh Binh was elected Chairman, and Mr. Dao Minh Tu assumed the position of Vice Chairman cum General Secretary.
The General Assembly conducted the nomination, candidacy, and election process for the Association Council and the Inspection Committee for the 8th term in accordance with the Charter of VNBA. As a result, 100% of delegates unanimously voted to approve the list of the Standing Committee of the Association Council and the Head of the Inspection Committee for the 8th term.
The Association Council for the 8th term consists of 15 members (an increase of 2 compared to the 7th term), with VietinBank serving as Chairman; Agribank and Vietcombank serving as Vice Chairmen.
The Council of the Vietnam Banks Association for the 8th term was introduced at the congress.
At the first meeting of the 8th term of the Association's Council, the Council elected Mr. Tran Minh Binh, Chairman of the Board of Directors of VietinBank, as Chairman of VNBA Council for the 8th term; and Mr. Dao Minh Tu, former Permanent Deputy Governor of the State Bank of Vietnam, as Vice Chairman cum General Secretary of VNBA for the 8th term.
The 8th term Inspection Committee consists of 3 members: the Head of the Committee is a representative of the Vietnam Investment and Development Bank (BIDV); the two members are representatives of the Vietnam Technological and Commercial Bank (Techcombank) and a representative of the Standing Office of VNBA.
New Chairman Tran Minh Binh: Innovating Operating Methods, Strengthening Member Cohesion
In his acceptance speech, Mr. Tran Minh Binh expressed his gratitude for the trust placed in him by the Congress, emphasizing that this is not only a great honor but also a heavy responsibility before state management agencies, the State Bank of Vietnam, the Ministry of Interior, and the community of member organizations.
Mr. Tran Minh Binh, New Chairman of VNBA for the 8th term, delivered a speech accepting his new position.
The new Chairman noted that the banking sector will continue to face many challenges in achieving macroeconomic stability goals, controlling inflation, ensuring system safety, while promoting digital transformation, developing green finance, inclusive finance, improving risk management, and protecting financial consumers. In this context, he affirmed that the Association's Council for the eighth term is committed to closely following the leadership and guidance of the Party, State, Government, and the State Bank of Vietnam; inheriting and building upon the achievements and experiences of previous terms; Continue to innovate in operations, strengthen member engagement, and promote the role of representing, bridging, and collaborating with credit institutions.
Congress Resolution: Action Plan for the 2026–2031 Term
The Congress unanimously approved the Resolution for the 8th term (2026–2031). The Resolution identifies key tasks including: enhancing the role of representation and policy critique; promoting digital transformation, green finance, and modern risk management; improving the quality of human resources; expanding international cooperation; innovating communication; and developing membership in depth.
Strategic vision for the VIII term (2026-2031): Innovation and Integration
Looking toward the 2026-2031 period, the Congress reached a high consensus on a strategic action plan centered on four key pillars:
Elevating Policy Advocacy: Strengthening the Association's voice in building a transparent and robust legal framework.
Accelerating Digital Metamorphosis: Driving the adoption of AI, Blockchain, and Big Data to modernize banking operations.
Sustainable Finance and ESG: Promoting green credit and aligning the industry with international environmental and social governance standards.
Human Capital Development: Enhancing professional ethics and expertise to meet the demands of a high-tech financial era.
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