The 3rd Standing Council Meeting was a great success, with the participation of the Standing Council members including Mr. Nguyen Quoc Hung - Vice Chairman and General Secretary of the Association; Mr. Tran Van Tan - Vice Chairman of the Association Council, Member of the Board of Directors of VietinBank; Mr. Do Viet Hung - Head of the Inspection Committee, Member of the Board of Directors of Vietcombank, together with leaders of departments and units under the Association's Standing Body and leaders of departments and units under the Standing Body. The meeting was chaired by Mr. Pham Toan Vuong, Chairman of the Association Council.

Mr. Nguyen Quoc Hung - Vice Chairman and General Secretary
The main contents of the meeting include:
Evaluating the Association's performance in the first 5 months of 2025, emphasizing its role in policy criticism and contributing to the development of laws related to the banking sector such as the Law on Personal Data Protection, Resolution No. 42 on bad debt handling, regulations on e-commerce, digital signatures, electronic invoices, tax policies and asset management.
Other notable activities include:
Issuing 15 documents reflecting practical difficulties to competent authorities.
Organizing 10 conferences and seminars on digital transformation, AI, tax policies, and handling of future assets.
Implementing the Code of Conduct for Providing Documents in Foreign Money Transfer Transactions of Vietnamese Citizens.
Developing professional guidance documents such as the fraud and counterfeit handling handbook, QR handbook, debt collection rules, and guidance on debt restructuring outside of court.
Communication and training:
The Association's publications continue to convey policies, introduce products, and activities of members.
Training and coaching focuses on policies, digital transformation, cybersecurity, Fintech, AI, green banking, and sustainable finance.

Vice Chairman of the Association Council, General Secretary of the Association Nguyen Quoc Hung and leaders of departments and units meeting at the Standing Office of the Vietnam Banking Association
International cooperation activities:
Signing a memorandum of understanding with the Belarusian Banking Association and Austrade (Australia) in the field of Fintech.
Operational direction for the last 7 months of 2025:
-Continue to promote policy criticism, develop professional conventions, organize seminars and forums.
-Progress in developing support processes for handling suspicions of fraud, forgery, scams, cross-border payment processes via QR, debt collection rules, debt restructuring guidelines.
-Amend and supplement the Association's Charter following new regulations of the Government.
-Establish a Risk Committee with the participation of bank leaders directly operating in this field.
Comments and conclusions:
Members highly agree with the report and direction of activities as well as emphasize the importance of amending the Association's Charter to comply with new regulations.
Chairman Pham Toan Vuong acknowledged the achievements and prepared for the 8th Congress of the Association (2025-2030), focusing on digital training, private economic development according to Resolution No. 68, and contents related to the local government organization model.
The meeting also approved financial reports, revenue and expenditure estimates for 2025, membership fee collection results for 2024, and reports from specialized committees.

Mr. Pham Toan Vuong - Chairman of the Association Council, Member of the Board of Members, General Director of Agribank and members of the Association Council attended the online meeting.
In general, the 3rd Standing Meeting of the VNBA Council in 2025 demonstrated the proactiveness and positivity of VNBA in adapting to policy changes, promoting sustainable development of the banking industry, and preparing key activities for the second half of 2025.
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