State Bank of Vietnam
Banks required to ensure operation safety during Tết
They must proactively implement plans to raise and balance their capital sources, ensuring the full and timely fulfillment of credit capital needs for production, business and consumption during the country’s largest holiday.
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Deposit interest rate cap forecast to rise by 50 basis points in 2026
Given that forecasts for credit growth in 2026 are similar to this year's rate of 18-20 per cent, the adjustment to the deposit interest rate cap in 2026 will likely be modest compared to previous adjustment cycles.
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Mobilizing and effectively using financial resources to achieve economic growth targets for the 2026–2030 period
On the morning of December 16, at the Vietnam Economic Forum 2025 with Outlook to 2026, Deputy Governor of the State Bank of Vietnam (SBV), Pham Thanh Ha, delivering the opening remarks, underscored the strategic emphasis placed by the Party and State of Vietnam on achieving a minimum economic growth rate of 8% in in 2025 and aspiring to double-digit growth during 2026–2030 as a crucial step toward entering the ranks of upper-middle-income countries by 2030 and high-income status by 2045.
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SBV reaffirms the value of effective cooperation and support from international financial institutions and foreign partners
On December 12, 2025, at the headquarters of the State Bank of Vietnam (SBV), Governor Nguyen Thi Hong chaired the annual meeting with international financial and monetary institutions and foreign credit institutions operating in Vietnam. The event reaffirmed the strong and effective cooperative relationship between Vietnam and the international community in the monetary and banking sector.
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New finance and banking policies taking effect from December 2025
Starting from December 2025, a series of new policies in the finance and banking sectors officially come into effect.
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Banks adjust account management fees from December 1
Many banks are applying fees based on minimum balances and account activity, while tightening SMS Banking charges to encourage customers to receive balance-change notifications via mobile apps – a free method that also helps reduce operational costs.
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JBIC and BIDV join forces to back Vietnam’s green transition
Japan and Vietnam are stepping up cooperation on decarbonisation, aiming to boost renewable energy and sustainable growth.
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“Credit Ratings and Sustainable Finance: The foundation for a modern and transparent banking system”
Hanoi, 11 November 2025 – At the forum titled “Vietnam Banking: Credit Outlook and Sustainable Finance” jointly organised by the Vietnam Banks Association (VNBA) and Fitch Ratings, Dr. Nguyễn Quốc Hùng, Vice-Chairman and Secretary General of the VNBA, stressed that credit ratings and sustainable finance are twin pillars underlying the long-term development of Vietnam’s banking sector.
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Wave of digital payments surges at Sóng Festival 2025
The two-day festival, part of the fifth Vietnam Card Day campaign, is designed for young people to experience digital payments and technology, with all transactions fully cashless.
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Inspection finds major banks misused trillions of đồng from bond issues
Inspectors concluded that three of the five banks used bond proceeds for the wrong purpose.
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Vietnam's central bank struggles to rein in cross-ownership
Cross-ownership and bank manipulation in Vietnam have eased, yet control remains elusive as shareholders and related parties conceal ownership through nominees, the State Bank of Vietnam (SBV) said in a report to the country’s legislature.
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Announcement regarding the issuance of Circular No. 34/2025/TT-NHNN
The State Bank of Vietnam (SBV) hereby announces the issuance of a new circular guiding a number of articles of the Government's Decree No. 24/2012/ND-CP on the management of gold business activities, which was amended and supplemented by Decree No. 232/2025/ND-CP.
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Agribank and Hanoi Public Administration Service Center Cooperate to Integrate Public Services at Bank Transaction Points
The Vietnam Bank for Agriculture and Rural Development (Agribank) and the Hanoi Public Administration Service Center (Hanoi TTPVHCC) have signed a cooperation agreement to deploy a model for consulting, supporting, and receiving administrative procedure files directly at Agribank's transaction counters across the city.
